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<br /> " �� TOCiETHER WITH ull the improvementti now or herruticr rrected��n �he pro�xny,unJ,�ll cu�ernenty,appunrnuncr�,
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<br /> �� � • und fizlurex now ar hereafter a part ui the property. All nplucemenis urul udditi��n� �hull ul�u tk covered hy thix Securily
<br /> ` � � " Instnrmenl. All uf'the(aregoing ix refertcd to in�hiti Security Imtrumcnt ux thc"Piropeny."
<br /> � BORROWER COV6NANTS�hul Borrower iti luwfully�cir,ed of lhe cMUlc Ix�by c�xiveycd und ha+the ri�tht to grvnl �
<br /> ' and convey�he Propeny und thui�he Piropcny i.unencumlured,ezrept tia en�umhrunce+oi'mc��rd. H�xruwer ww�rLnts unJ
<br /> ' • • ^ will defend generalty the IiUe to the Piroperty aguiml all cluim.und ckmunJr,xubjact tu uny erxumbrm►ues uf record. ��:-�=
<br /> ° ^ � THIS SECURITY INSTRUMENT combinc� unifami a�vcnunl+ f�x natii�nal u,c und n��n-unitnm� cav�nun�+ wilh c � _
<br /> a " limited vs�rriatians by jurisdiction io ransli�ute n unifomi xxcurity instnimcm covering reul p�upeny. _ - �
<br /> UNIFORM COVENANTS. Bonowcr and Lrndcr rovcnunt und agrcc us follow�: _
<br /> ': , ._ , !, ps�yment af Principal And Interesh Prepaymenl�nd Late CharRea. Borruwcr�holl pn�mptly puy when duc thc `_v
<br />« __._..._�� �._. .- principal af and mtercx�an�ix�kbi rvfdcmcd hy the AiiHe and sny prep.�ymem anJ late chur�eti due unaler the Nute.
<br /> � Z Funds far Taxes aod Insurance. Subject lo opplicuNle luw or to u written waiver hy Lerxlcr.Horrower shuii puy i��
<br /> � Lender on thc day monthly puyment,ure due under thc Notc,until �hc Notc ix paid in full.u+um 1"Funds")f��r:lul ycurly
<br /> ' �� tuxes und usses�:mrniti which may attuin priority over thir Securily Inarumenl u�o lien on the Praperty:lb)ycarly leasehald
<br /> payments or ground rents on the Propeny, if :u�y: lc) yearly huzard or propeny in�uru�uc pnmi ums: (d1 yeurly flood —
<br /> insuronce premiums, if any; le1 yeurly martgagr insurance premium�, if any: und if) uny sum+payable by Borrower to _
<br /> � Lendei. in accordance with the provision+of purugruph 8.in lieu of�hc paymrnt of monga8c in►urnnce prem�umti. Thcsc ���`
<br /> � items ure culled"Eseraw Item�.' Lenckr may.at any ume,collert und hold Funds in an omcwm nat�o ezceed the muximum _ _—
<br /> ° amount n Icnder for a fedetally rclnted mortgugc lu:ui muy rcyuirc fur Borrowcr's escrow uccount undcr thc fedcrul Real �`t_�
<br /> EstAte Settlement Pracedure+Act af 1974 uz Amended from time�o time. 12 U.S.C.# 261►��'r sey.C'RESPA"),unless another �=—
<br /> law that appliey to the Funds sels u Iew+er amaunt. If so.L.ender muy,ut any time.collect and hold Funds in un urnount not to ��, —
<br /> • ' exceed the lesser umnunl. Lender muy estimiuc �he amuunt of fund�duc on lhe b•rsis �d currcnt dutu und reasonable __
<br /> • estimntes of expenditures of Nture Escrow Items or otherwixe in uca►rdunce wilh applicuBle law. �
<br /> The Funds shall bc held in un institutinn whoxe dc�sits urc intiumd by a Federul agency,intilrumentulity. or entity �.='-
<br /> lincluding Lender,if Lender is xuch un in�tiwti�m)or in uny Feders�l Home Lo•rn Sunk. Lendcr shall apply the Funds lo puy x
<br /> "' �ha Escrow Ilems. l.ender may not churge Borrawer for holdin� und applying the Funds,annuully unulyr.ing Ihe escrow �:`�•-� .
<br /> ucrnunt,or verifying the E�crow Items, unles+ Lender puy+ Borrower intemxt nn the Fund� und applicable Inw permits ..�..,._-=``
<br /> � Lender to makc xuch a churge. Howcvcr.Lender muy reyuirc Bortuwcr to puy u onc-timr ch��gc tor un independcnt real �;f.�`��� •:
<br /> . estute tax reporting service used hy Lender in cunnection wi�h this loan,unless upplicablc luw provide,othenvise, Unless an ..�.� �,. :
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<br /> ' ugreement is madc or applicnble luw reyuire,intems�to lx�uid,Lendcr�hull nut lx�reyuired to puy Bcxrower any interest or .�';. ,,� ���
<br /> � earnings an thc Funds. Barrower und Lendcr muy agrce in writing.M�wcvcr,lhut intere+t shall bc paid on the Funds. Lender .1�.
<br /> � shall give to Sorrower,wi�h uut c hurge,un unnuul uccountin g of the Fundx,xhowing creditti and debits to the Fundz und�he �
<br /> purpose for which each debit to the Fundx wu�mude. The Fund.ure pledsed as additional security tor ull xums secured by =
<br /> ——_=_ = . this Security ln�tmment. ' ��.�`-
<br /> If the Funds held by Leixlcr exceed the amoun�. permiued to ix� held hy uppfical�l� I.+w.Lcnder �.h�!! sccount to . ,
<br /> Barro�ver for the excess Fund�in accardunce with the reyuiremen�+of upplicable law. !f the aniaun�of the Fundx heW hy --�'''���:
<br /> Lender ut any time is�ot suff icicM to pay Ihe Eticrow Ilcmx whcn duc.Lendcr muy so natify BoRCiwer in wri�ing,und,in ,
<br /> such cuse Bonower shull pay �o L�nder the aimrunt necessury to make up the deficienry. Bortpwer shull makc up �hu ,,,,.�.,.. •'
<br /> dcficicncy in no more than twclve monthly paymemti,ut LenJrr��ok discrc�i��n. �'�`;rr f
<br /> Upon payment in full of ull sum.r,ecurcd by�hir Security lnsirument.l.ender+h•rll promptly refund ia Burrower any
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<br /> Funds held by Lender. If.under purugraph 21. Lcndrr�hall ncquire ur�ell ihe Properly. Lcmicr,pricx to the acyuisiiion or .: .�,
<br /> ,alc of Ihe Property. shull upply any FunJ.held by Lcnder u�th�tirrn��f nc4ui.ition�►r sale as u creJit ogainat �he xum+
<br /> secured by this Sccurily Ins�rumcn�. � -� �
<br /> 3. ApplicuNon oP Paymenls. Unlrss upplicublc law proviJes cxhuwiu. ull puyments rcccivcd hy [.endcr under _ _ .
<br /> parngruphs I und 2 shall be upplicd:Gnt,tu any prcpayment rharges duc undc�Ihc N�nc: ,ccond,to amounts payuble under t � ;��.�._
<br /> puragruph 2:ihird,to intcrest duc:i'ourth,ti�princip:�l Juc:anJ la+t,to:�ny la�c chargcs duc unJcr Ihc Nulc. f •-,��
<br /> 4. Charges; Liens. Borrower shull pay all 1•rxc,, u»c+smcnts,�har�es, f'ines anJ im p mition+ uuributuble to �hc
<br /> propeny which may uuuin priority over thi+Sccurity In�trument,und Icu.chol�t puymrnts or grounJ rcnl�,if any. Borcower f
<br /> • shull puy thcxc obligations in thc mannrr pruvidcJ in puru��aph 2,ar il'not p:�id in that manmr,Borrowrr shall puy Ihcm un j
<br /> � timc directly to the penon oweJ p•rymcnt• BiirroWer xhall prompQy furnish w Lcndrr ull nuliccti of amountx to lx puiJ under _W,
<br /> � � thi�purugr�ph. If Borrower make.�hrse paymrnt�dirrcdy.Borrowrr+hull prompHy 1'urni�h to Lender receip�ti evidencing � ';:�ii+�,
<br /> • , the puymenh. : ,,.
<br /> Borrower shall prompUy ditichar�c:my lirn whirh ha.priurit�•nvrr�his tirrurity In+trument unle+�Rurtower:lul ugrees
<br /> in writinF to thc paynxnt uf thc oblig•rticm+rcured by Ih�lirn m��munncr acccplahlc tu Lrndcr: IM���mrsts in ga�faith�hc I
<br /> lien by,or dci'ends aguinst cnl'orcrmcnl of�he lien in.Icgal prixcrdings whirh m Ihc l.cnder:��pinicin upera�e to prcvent thc ...
<br /> , i cnforcemem of the licn:or Icl�ccurc�fmm thc h��ldcr of�he lien an agmcmcnt wti.f�rtory�o Lcndcr+utx�rdinming�hc lien ! .
<br /> � to Ihis Sccurity Inxtrurm�nt. If Lrn�Mr drlcrniinc+thal any pcirt ul'Ih� F�n�xny is.uMjcr� �a a I icn which n�►y uttuin priority ti .'
<br /> ovcr this Sccurity Inwtrumcnl.Lcndcr may Eivc Boirowcr a nuticr idrntifying thc licn. BoRmvrr,h:�U xati.fy the licn or takc
<br /> one or morc of thc actiom+ct timh aMrvr within III duy,uf�hi�ivin�of n��ticr. �,
<br /> 5. Hazard or Propertv Inruranre. Borr�iwcr�hall hrep�h. impr��nmenl.n��w cti+tin�:or hercaficr�rccreJ on the
<br /> Propeny in+ured•rgain+l lo,. hy firr.haiard�inrlud�d�vithin ihr temi"ext�ndrJ ru��ragc°an�f any ulhrr h•riurds,inrluJing
<br /> flocxls or tlaxling. f�►r whirh LrnJcr rcquirrti in.uranrr. 7'hi. iu.uranrc�hall hr maintainrcf in tln anwun�ti and liir thc
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