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<br /> ' � • ADJUSTABLE RATE ItIDER g2, 102 3'7 5
<br /> E ,. ,�,,;_, ;
<br /> • (1 Yau Treuury Index-WteGps) --
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<br /> �`.�.r..��, o f THIS ADJUSTABLB RATE RIDflR it made thb l 7 th day of Ma r h _,19�.._. --- —
<br /> .
<br /> � �'� • `" and ii Incorporated into and�iwN be deemed to unend and supplemem the Mort�e, Ikod of Tru:t, or Security Deed(the "•SkcurltY
<br /> o . Instrument")af the aame date�iven by tho undeni4ned(the•'Borrower")to secure Borrower'�AdJuitable Rata Notc phe••Note")to 1i0ME
<br /> . ,� ' �OER_�L S.:VINOS i LOAN AS80CIATION OF OMND 18LAND.N�BRABKA ltha"Lender")of the wme d�te�nd rnwrin{tM _
<br /> , � . . propenY dacribed in ihe SecwitY laatrumeat�nd located�t:
<br /> , a _ � -- =—_ ___
<br /> .� • " '�131 W 17th Strpnt f'rand Tialand' NF fiAR(19 —
<br /> (Property Addrat)
<br /> . TMb wtt co�td�s pro�hlau �Nowl�tor cL�a I�a� laumi nt���d .r ■w.uuy —
<br /> th
<br /> _ "� - - � ppYmeob.T6h aote slso!!eslts lhe�ieonnt wy letere�l nte c��tY��e�I�ey oae ttmt s�d _ .�_
<br /> „ ` � �Iw IM drUiwm��d tM awdmaa ntt 1 mat pq. —
<br /> . , ADDITIONAL COVENANTS.In a�MiUon to�he covennn�s and a�ramanu m�de io ehe secudcy Inurwnent,Burr°wer a�d I.endR E`'.'. �" -�-
<br /> further covenant�nd 1�ree a�follows:
<br /> A. IN7'EREST ItATE AND MONTHLY PAYMENT CNANGES -��--
<br /> • °^ The Note provida for an fnitial interat rwte of R_0 �h.SecUon 4 of the Note provWea for chrn�es in�ha fnterest rate and tha �"``u 7
<br /> " monthly paymrnts,ai follow�:
<br /> �. lNTEREST RATE AND MONTHL Y PAYMBNT CNANOE'S
<br /> .`�_
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<br /> ,. . � " • IA) �Mta .'".i'-' ':
<br /> ,.• ' The imerest rate I will pry may chsngc on�he first day of A nr 11 ,19�3—,and on th�t dAy cverY ��k� -
<br /> � twe 1 ve monthi therwGer.Fach date on which my interest►ate could chan4e is cnllal a•'ChanQe Date." ���`=
<br /> r.�f�•
<br /> I� / —. _ �_
<br /> - • \B� �,�e� - .�.
<br /> " Be�innina wfth the firsl ChanRe Date,my interest rate wlll be based on an Index,Ttie"Index"ie the weekly avera�e yleld on UniceJ 5tata -���_�--r -
<br /> � . Treasury sceudtia adjuued to a con�tant mawdty of 1 year,as made available by the Feder�l Raerve Board.The mott«cent Indea flQUre ,�'- r'"'�t �
<br /> �'.,�v� •a�`:�
<br /> ovaflabk as of the dwle 43 days before each Chan�e Date is called lhe"Currrnt Index," 3�� .
<br /> It the Indea is no lon�er availobk,the Note Holda will choo�e a new indea whkh is based upon compuable informwtion. The Note ;:�;,�`�r`J,Y.••.�
<br /> t Holder wiq give me nodce of this choice. '�� ��'
<br /> . �:i �.aiir
<br /> _—. _ _—._ ((;! Cslenla!!os!o!Ctrsseae =—- ��
<br /> &foreeaehChanQe Due.the Note Hdder will calculate my new in[erest rate by addfna ThrQP nn 1 L�,�n�rc[ant pp�tt0ll�e -�—�'{+�
<br /> :i " poinu( 3..SQ 'Jd to the Cunrnt Indea and rounding to the neuest I/Bth of I�i,�ubject tu�he Iimfu swted in Section 4(D►below. E �
<br /> This rounded amount will be my new interest rate undl the neat Chu�ee Date.
<br /> The Note Holder wiU then determine thc amount of the monthly payment that would be suffident to repay in full the prfncipal 1 Am �
<br /> expected to owe on that Chonge Date in subriandally equ�l peyments by the m�turity date at my new interat rate.The rcsult of thls colculption ,
<br /> wiU be�he new amount of my monthty payment. '
<br /> i
<br /> (D) Uml�o�Iok►al R�It(�us�a
<br /> The interat rate 1 am required to pay at the first Change Date wIU not be greater than 10.0 �Vi or leu tlu►n � „ � •s
<br /> . ��1] hi.Thercatter,my interat rate will ncver be increased or decreased on rny singk Change Date by morc�han r W�� ' ~r y_`
<br /> ��'rom the rau of interat 1 have been poy�ng for thc preceding twelve months.'The minimum fnterat rate on Ihii loan will neve be � �- ,�,
<br /> ���h��n__�h and the maximum in�erat nte will never be areater thm 1"� �� '�• • -�:
<br /> � (E) EftectiveD�le MChaees -
<br /> , My new intcrat rate will become eiicedve on cach Change Dnte.t will pay the amount of my ncw monthly payment be4innfnQ on the flrot
<br /> ' monthly payment date after the Clwn�e Date until the amount ot my monlhly payment chuiQa aQafn.
<br /> (F� Notla ot Cbia{a
<br /> The Nae Holder will mail or deliver to me a noUce before each Chan�e Date.Th�ndice will advfu me of: �:;��
<br /> � (i) the new interest rate on my loan u of the Change Date; •
<br /> (U) the amouM of my monthly ps►yment iollowing the Cbange Date; ������
<br /> � tHi) ¢ny additional matters whkh the Note Holder is requlred lo disclose;and
<br /> , � liv) the addras of tha associnUon you could eontAq reoardin�any qua�ions about the adju:tment notla. .. •
<br /> B. CHARGE4;LIENS
<br /> Uniform Covenant 4 of the Security Instrument is amended to read as follows:
<br /> � I. Chrges;Ue�u.Bortower shall pay all taxes,asaessments,and other charges,fines,and impositions auributable to the Property which may
<br /> attain a priority over this Security InslrumeM,end leaschold payments of eraund reMS,it any,in the monner provided under p¢rppraph 2 hereof
<br /> � or,if not pold in such manner,by Borrower making payment,when due,directly to Ihe payee thereoP.Bortower shall promptly furniah Lender
<br /> � all nalces of emounts due under this paragraph,and in the event Borrower xhall make paymen�directly,Borrower shall promptly furnish to
<br /> ILender receipts evidencing such payments. Borrower �hall promptly discharge any Ilen which has prfority over this Security Instrument;
<br /> ' � however. 8orrower shall na be required to discharge any such lien so long as Borrower:(a)shall agree in writfng to the pryment of the
<br /> obligalion secured by such Ilen in the manner acceptahle to Lender;Ib)�hall in good fuilh contest such Ifen by,or defend agafnat enforament of
<br /> � such Ifen in,leg�l proceedings which in the opinlon of Lender operate to prevem�he enforcement of the lien or forfeiture of the Property ar any
<br /> part thereof:or 1c)shall secure from the holder of such Ifen an agrcement fn a form satisfactory to l.ender subordinatin4 such lien to this
<br /> � Security Inetrument.
<br /> . . � ti Lender determfnes�hat all or uny part of�he Property is subjeci to a lien which moy attain a prionry over thfa Security Instrument,
<br /> 1 Lender shall give Borrower a naice identifying such lien. Borrower shall satisiy such Ilen w take one or more of the ections ut forth above
<br /> wlthin ten days of the giving of the notice.
<br /> j C. NOTICE
<br /> t Uniform Covenont 14 ot'the Seeurity Instrument is amended to rwd as follows:
<br /> � 1�. Nofke.Except for any notfce required under applicable law to be given in nnother manner.(al any nmice to Borrower provided 1'or m�h�s
<br /> Security Instrument shall 6e given by delivering it or by malling it by first class mail�o Borrower at�he 1'roperty Addras or a�such uther addras
<br /> as Bonower may designate by notice to Lender as provided herein,and Ib)any naire�o l.rnder shall be given by firs�class mvl to l.ender'�
<br /> � � addrcu suted herefn or to such other oddras as Lender may daignate by notice�o Bc►rrower as provided herefn.Any notice provided fur m th�s
<br /> i Security Itulrument ahall be deemed to have ban given to Borrower or Leoder when given M Ihe manner designated hercin.
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