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<br /> TaG�'CFI�'iR WI'Pii aU the I�npcoveiracais aow ar heteaSlcr e�ctexl on thc{trc►periy.�ud all e,�s:,AS::�'s,�.� _-
<br /> t'i�.�sse�now er hesr�fit�r�part of tl�e oceoaty.All�ts a►xl additicxis shall aiso bo cov�red by tttis SocuriRy InsWmwi. -
<br /> AU of tho foregoin��s refcrrod ta ia�hi,z Sacurity Inswment as the'RoptnY•"
<br /> BO�tROW&R COVENANTS th9t�3orrowu is llawfully seised of Wc estate I�ereby cArrveyod and his the ri�ht W grent and
<br /> cunvey the Property and that the Propaty is unencumbcc'ed e.xcept for eacumbrarjc..s of racord. Borrower warrwt�aac!will -
<br /> dd'�l ges��lly u�e Gtk co tha pra�cy agaLut au ctaiins aad dts�aad�.subjr�w aay cocum6n�ces oF roc«d. �
<br /> TFiIS SfiCiJRITY IN57RUI�NT combines unifortn cavr.nauts for n�tional use aa0 nou•uaifortu covaaaais witA lirnitul =
<br /> : v�ri,auoru by j��^��ein+w cw�siiiui�a�,�if'o,�se:.u;:ty ia;t:un�.at ca�:,�sg rc�l p:opesi}. �
<br />- UNIFnRb1 COVE]VANTS.IlaTawer aad L.uuler covets�t and agroe ac folbws: -
<br />- 1.F'Aymeat ot Priacipa!and Inkrest;Prepaymeut swd l.s�te CE�tr�es. Bortower sl�all P�PaY PkY Wbw ds�e the �
<br />_ principal of sraad interesl an the debt evicic�cad by the Note aad anY WeP�Ymeat ond fate charges due under the hote. _
<br /> 2.F�ds for Tsuces s�ad Idsuraaoe. Subject to applicable law or to a written waivu by Le�nder� Bomower sls�U pay w =
<br /> l.ender on the daY n�Y P�Ymems are due under the Nota un[il the 1�Iote is paid in full.a sum("�mis")for:(a)yearty taues =
<br /> and assessrtx�ts wbich may atts�in prioriry aver this Security Ittstrumeat as a tien on the Propetty:(b)Y��Y��P�S� �
<br /> or gmuad renis oa the Pcoperty,if any:(c)Ytarly hazard or property insuraztioe ptr,�aiuuLC;(d)Y:arty flood insut�tsce pr�i:ums.if -
<br /> anY;(�)Y�IY�B4B���(��� if any:aad (�+uiY�PeY�bY Borrowa W I.eader.in�with the
<br /> j1fOVLS1004 Of�1 8.IA I1CS1 Of lZ1C Qa�►i�11L Of I110f�Bi1S0 1GSili�1llCC m^`inmc 'j�SCSC 1jU11S a[C C�t4� �9CIOW t�U11S.�
<br /> I,eader may.�t any time,wl{oct aad lwld Hluulc w aa�nouet aot W e�cceed tLe manimum amouat a k�sd�for a fula�lly relatod =
<br /> mortg$ge ban awy roqu�e for Barcower's es�ow account ua�er the ieuerai Keai F.srare Sc:akuyeni Froo�i,a�a:+u u:1�374� -
<br /> au►et�ded fmm time to timc.l2 U.S.C.Section 2601 et uq. ('F��'sSPA"),unles�aaothct l�w that s�pplies w tlse Ftu�cls sets a lesser -
<br />- amouaL If so,I.aoder may�at any time.calZoct and dold Fuacic it� an ataetuu not to exceed tbt ks9er amouttL l.eader tnay =
<br />- admace the amouat of F�nds due oa tbe b�sis of caureat data ead reasonable estimaus of expeaditurrs of funu+e Es�row I�ems or
<br />— -'u,i,ciwLS�:a��itiuu''a�`wz w;a`,y"'�i L•r:b�:;a:J. _
<br /> 11se Fuods st�ll be held in an instiwlioa whose depositc are insurod by a foderal stgency.iasa�umeatalitY�or wtitY(includin8 -
<br />° laui�s,if I�eadet is such an instit�uloa)or in aay Feder�2 Iiome Loaa Bank.L.asciet shall sipply ttse Ftu�ds to pay the Escrow
<br /> _ Item9.I�eader may aot ctwrge Borrower for Iwlding aad applying tbe Funds.annu�lly a�lyzing tbe uauw xcauat�or verifying
<br /> the B9cxow Iums,uukss L�ender pays Sarower i�uarest oo the Fuads and applicable law permits Ixnda to make such a ch�rga -
<br />= Howevu�i.a�a may require so�ow«w Fay a oae•time ct�arge for an iadependent rea7 est�e tax re�xting�vice used by
<br />' l.eader ia conooctio�with tttis 1oaa,unkss applicab3e taw pcovid�s othawLsa Unk.ss an agxxa,ment►s wo�de or applicabb 1aw
<br /> i raluins inunu to be paid,L��scler shajl not be requited w pay Bomowu any inieresi or eatniqgs ao t�e Fuads. Bo�rowa�ad
<br /> � l�eader may egroe ia writin��howewa.tl�at interest st�sll be paid oa the Funds.Lender shall give�n Bacn�RYt,wittwut charge.an
<br /> annwi aocountiaS of dtie Funds,sDwwing cceditc aad debits a the Funds aad the purpose for which ea��ebit to the Ftu�s wzs
<br /> � �de.'Ibe Fuads ace plodgod�additional secueity for all sums 9ecured by c9is Security?s�,�++r„r.
<br /> � If tbe Funds held by I.ender wcaed the amounts pamitud to be he3d by applicabb iaw,I.eader sl�2�,aamt to Bocrowa far
<br /> - the e�F�ads in a000rdance with the requiremeaus of apnlicabb law.ff the�nouat of the Funds beld by I,e�der�t amy time is
<br /> = not sufficieat io pay the Fsscrow Itaas wl�ea due,Lasder may 9v notify Bottowu in writiag,and.in sucA case Barowcr sh�il P�Y
<br /> it'i :�:.:y. ..'�S6 r:..�L'!!C""°°°�' � '!`.�ti-�:F �M.irt"r'v�r�r, AL►emq+rr chalt make nn rM�leficiMCV ir n0 DIO�+E ih�iW�l1v�G
<br /> ��Y PsY�•at I.�asda's sose di9credoa. -
<br /> Upoo PaYmet�t la full of all sums sec�red by this Socurity Inst�ument,I.usder shall P�P�Y refuad to Botrower et�y Fuods
<br /> he3d by Lasder.If,aada pamg�apb 21,L,e�da shall acquire or sell the Pmpaty.I,eader,Priar to the acquisition a sak of ttse
<br /> R�opaty,shall�ppty�ny Fundc held by I.a�der at the time of acquisitiou a sale as a crodit�nct the wma aecucod by d�is
<br /> �y t�.,.,,,�,�,.
<br /> 3.AppYeatjm ot Paywts. lJnkse applicabk l�w provides otl�aa+ise.a11 payaxats t+ueivod by Laider unckr p�tis
<br /> 1 ao�2 st�ll be appliea:first.w aoY F�Y�ct�rges due uader tbe 1�iot�; second,to amou�s PaY�bie unde�P�aW�2:
<br /> thi�+d,w mt�errst due:fo�th.to princip�l due:aad 1ast.to any late clur�es dne uc�der dse Note.
<br /> �.CYar�a;l.iesf. Bortower shall p�y all tases.ass�s�aus� cLarBos, fuus and imposiBotts atn�ut�ble tn the PcoQe�4y
<br /> - weirb miy a�aiA p�riocicy over this soc�uicy in�uument,ana�ww parmeats or aroun�i raus.if aay.Bortowa sl�all p�y t�e
<br /> obvgatioar in tbe uwana provided in p�r�grapb Z.or ff noc paia in tha►m�ana.somow«sbw pay tl�m oo vm�aicealy w she
<br /> . pasoA owod paymeat B�rrower shall pro�nptlY fu�nisL to I.�nder sU aotices of anwuots to be p9id nadrr this p�aph. If
<br /> Baaowa�a�ces Wwa paymeats diroctly�Barower sLaU Ptna►Pt1Y fiunish to I,ead�r raceipts eeideacinS�P�'1�
<br /> � ���P�PaY disc�ar6e aay liw whicb 4as priority over tbis Security Insotumeat nnless Barower:(a)�grers ia
<br /> writin�e�tbe paymdu of the obli,gation securod by the liea in a manner accaptab3e to I.ender;(b)coatests in good f�ith tbe liea
<br /> by, ot de�eods agaiasi taforaa�eat of tLe lita in, legal p[o�eedittgs w�ich ia tbe I.ender's opiaiou oQerate W pneveat the
<br /> � wfaccement of the 1ia�:or(c)secures from tlie 6o1da of the liea�a�,g�oaaeat satisfactory w I.eader suboMioating tLe liea to
<br /> �s�,�y T*�,^�„f If L�estida deu�mines�t any part of cbe A�opaty is subjxt to a liea whicb may aaaia priarity over this
<br /> Sa�YitY Ins�rument,I.eader may give Barowu a aotice id�enti€ying the liea.Baarowa s6a11 satisfy the lim ot taice ooe at mot+e
<br /> ef tbe actioas set fonh above withia 10 days of the giving of no�ce.
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