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<br /> TOGE1'HEk Wl i H�li thc impr�venxnw�ww ur��rufi�,r c+a-s�!an tlt:�mperty,amf all rY�rn�rnt�,appurtc��kcs.xttd _
<br /> fixtura now• un c�naftct u �art of thc pmperty. All rcpl�ctmeotr asxl adciitians st�all �Ix� be a�vcred by thi, Securicy -
<br /> [n;ttu,^.•�.^•t. AI!�f tltc S+.�r�oing��rPPerrccl to in lhis Su;uYilY hlati Wik.ilt as th:"�n�csty "
<br /> BORROWER COVGNANTS tfwt Rurrower is lawflilly srisai af the estsue hcrchy cc�nvey�eJ�1 ha.�thc right[o��wu as� _
<br /> comey the Pmpcny and that d�e Praperty is uncixumbcral, except for cncumbnuxca of rr.roni. &�rrou�e�w:ur+uus :uxl�+�+i�l
<br /> deft�l gcnerally th:tit�c t�thc Propeny�g�in.a sdl rixiu�.�s�ri dema;.ds,s;�bj.:t t��sny enrun�hrarxcy�+f rwv�ryl. _
<br /> TNIS SFCURiTY INST1tU1�ikN 1 canmi�s uniiurn►c��vc�u;�:s for national u� a�ul �wn-uniPurm cocciunt� with limited
<br /> variatioas by jurisdictic�n ta canstitutc a unifornt sccuriry inst�ument co��crii� r�al piop.,ny. -
<br /> UNIFORM COVENANTS.Borrower and[.ender cavenant and ugree us follow•s:
<br /> l. Payn�eut ot Riucipal and Ipierest; P��epaycneut stad 4s�te CharQes. &�rrower�huil promptlY (�►Y whc,n duc tiK
<br /> principal of and interz;st on the debt evid:.nc�d by the Note Fuui any pmpayn�ent and late charges due w�der the Note.
<br /> Z. F�nda i'ar Tsuces swd Iasw�aiue.Subjcct to applicable law or to a wriucn waiver b�� Lendcr. Eiocrow'cr chaN pay ta
<br /> i,�ender on the day monthly payments arc due under tt�,:Note.until the Note is paid in fall,u sum 1"Funds"1 fur:(a1 yearly taxes
<br /> and assessm..rts w'hich►n�y attain priority over this Security instrument�s a lirn on the PropeKy:(b)y�early tc:uehold payments
<br /> or gnwnd rents on the Property,if any: (c)y.,arly tw:r�rd or property insuru�ce premiums;(d)yearly flaod insur�nce premiums,
<br /> if any: (e)YearlY mortgage insurance premiums. if any:�nc1 (�any sums payable by Borrower to L.ender, in accord�ice with
<br /> the provisions of paragraph 8.in lieu af tha payment of mortgage insur�r�ce premiums.Th�se items are cal�ed "Escrow Itcros.'
<br /> Lender may, at any time, collect and hold Funds in an anwunt not to excc�d the maximum amount a lendcr for a federally
<br /> re(ated mortgage lwn may requirc for I3ortower's escrow account under the i'ederal Real Fstate Settlement Proccdures Act af
<br /> 1974 ac amended from time to time. 12 U.S.C. Section ZbUI et seq. (°t�EaPn"),ueuras:uw��i;taw i.`at:.ar:;:N:�c!:=F•�^`;�
<br /> sets a lesser ai►wunt. If so, txnder may, ac any t�me. collect and hold Funds in an amount not to exceed the lesser amount.
<br /> Lender may esticnate the anwunt of Funds due on the b�sis of currezu data and re�a�nabie estimates of expenditures of futurz
<br /> Escrow Items or otherwise in accordanc�e with applicabte law.
<br /> The Funds shall be heid in an inuitucion wiw� �lcµ,si¢s a�.. ��u::.� bp a :�.°dCT°»!�aes2Cy. in�trnmrmality, or etuity
<br /> (including Leoder,if Lender is such an icvtitution)or in any Federat Home Loan Bank.Lender shall apply the Funds to pay the
<br /> E.�.row Items. Lender may not charge Bortower for holding and applying the Funds, annwzlly analyzinS tt►e escrow account, or
<br /> ��•,rifying the Escrow Items,unless Lender pays Borrov►er interest on the Funds und app�icable�aw Permits Lxnder to make such
<br /> a charge. However.Lender may require Borcower to p�,��a one•time charge for r,n independent real estate tax reportiqg scrvice
<br /> used by LecxYz: io connection with this laan, unless applicable law provides otherwise. Unless �n agreement is made or
<br /> applicable law�uires interest to be paid,Lender shall not be requirod to pay Borrower any iruerest or eamings on the Funds.
<br /> Borrower and ixnder may agrce in writing, howevet, that interest s1w11 be pnid on the Fands. Lender shall Sive to Borro��r,
<br /> without charge, an annu�i:;r}-`ounting of the Futuls, showing credit�and debits to t1�e Funds and the purpose for wi�ich each
<br /> �iebit ta the FuncLs was�nr�-Tfie Funds are pledged as additional security for�11 surrns sacurod by this Security instaument.
<br /> If the Funds held by Lender excced the anwunis permitted to be held by applicable law,Lender shall xcount to Borcov`er
<br /> for the ezcesc Funds in aeeorctance with the requirements of applieable iaw. If tiie amount of the Funds held by L.ender at any
<br /> r,�rne is not sut?'icient to pay the Fscrow Items when due,Lender may so nocify Borrower in writing.and.in such case Borrower
<br /> sts�ll pay to Lender the arnount necessary to make up the ckfici�ncy.Hoaower shall maice up the deficieacy in no more than
<br /> G�dve nwtuhlv�Yn�.at La�der's sole aiscretion.
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<br /> �.►Jx�n p�yment in fu!! of al! sums secured hy thi.c Security icutrtiune:u. i.et�er shaii promPilY iz;u�u iu .�u���..�. .��y -
<br /> Futxis held by lender. If,under paragraph 21.I..�nder shall acquire or sell the Property.I.ender,prior to the acquisition or sak
<br /> of the Propeny.st�11 aPP1Y anY Funds held by Lender at the time of acquisition w sale�s a credit agtitLSt the wuv secu.*ad bY
<br /> this Security Instcume�tt.
<br /> 3.Applkstioo ot Pa.��mts.Unless aPPlicable law provides otherwise.�11 payments received by L�encier under par.�gr.�hs
<br /> 1 artid 2 sssall be applied:first,to anY prepayment charges due under the Note: seoond.to unaunu payable undes paragraph 2:
<br /> third.to inu�est due;fourth,to princip3t dx:and lau,to any late charges due under the Note.
<br /> 4.Chsrges; Lieas.Borrower sha:li pay all taxes.a,ssessments.charges,fina and impositi.�ns attributable to t,`►e Prope�ty
<br /> which may actain prioriry over this Security Insuume�, and leastlwld PaYme�ts or ground rents. if zny. Borrower sh�ll pay
<br /> tt�ese ohligations in the martner provided in paragrapta�,or if not paid in that rt�u�er.Borrower sl�all pay tt�a on tune direaly
<br /> to the nerson owed paytnent. Rorrower�h�ll promptly fumish to Letjder all notices of amounts to be paid un�'this p�ara�cagh.
<br /> If Borrower c�rakes these paymnu directly. Borrower sf�all promptly furnish to I.ender receipts evidenc�ng th�plyments. •
<br /> Borro�:er sttall promptly dischuge any lien which has pric�ritn o�•er this Security In�trument ur.less Borrower:(a)agnx.�s in
<br /> writing to the paymene of tiu obligation secured by the lien in a n�u�er�cceptabLe to Lendu: (b)contests in good faith the lien
<br /> by, or defencls agaiTUt enfurcement of the lien in, legal proceedings which i�the Lender's opinion optrate to pnvent the
<br /> enforoement of the lien;oc(c)seeures from the holder of the lien an agroement suisfactory to Lu�der subordinating the lien ta
<br /> this Security Inctrument. If Lender deternunes that any part of the Pmperty is subject to a lien which may attain priority ovu
<br /> this Security Iiutrurr�ent.Leader may give Borrower a notice identifying the lien.Borrower shal!satisfy the lien or take one or
<br /> awre of the actio+�set forth above within 10 days of the giving of notice. �
<br /> Form 3028 9180
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