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<br /> S. li�rd w't'i�apert> Iqsur�t+ee. l�rn►wer �iwll �.e� tik ii�►p����n'�:nts rs��r ;xi�.iing on c�r'rrlter rr.+�tad w� the _
<br /> Propeny iiuur�J syjai�ull�u.� by ;ir�,haz:uds inrlucics within tix term "erttncial cu�•er�e" �ux1 :u�y�Hher h�:au�, includi��g -
<br /> flocxls or floociing, fur which Le;xier rayuirs iiuura.nce. Thi,� insura�xe.lwll t+�nuintsinad in thc:u�u�unty Wx! t��r thr{+eri��
<br /> that l.etidcr requires. �hc insuratue carricr p���.iuiiy: :�::ifu:::,at�::.t�:�t F:'L�=•`"n by aun�wrr wh�eCt tu LCt1dCr'a upDrov;�
<br /> which shall not be unre.�scH�hly wiihht{d. If Bu�mwcr falis ca nui�ualn cu��cr:►gc dcccribec9 ubn�•c. l.eixle�nuy, :at l.e�xic:'r
<br /> oQtion,obtuia cuven�e to pr.kat Lendcr's rights in che Pm{xny in:ucur�iwk�e with�saragrapl�7• -
<br /> �!!! ins��rNnc�Tx.licirt sixl re��ewils �li b,.acr�tablr tu Le�er xr�d shall inelwle a ua�xl�rd nwrt�:y;e rl�use. Lender
<br /> st�all hace the right to hulJ the policics:ux1 rcnewals. !F t�ixler re�uirc�. F3arro�►•er shali pran�tly gi�e tu Lu�r u11 r�cciNts a(
<br /> paid p��miunu ar.3 n:r�u•a!ncxices.In tt�e e��ent�f lo�.e,Borrowec shall�ive prompt rwtice to the insu►a�ke carrlec and l.e�xier•
<br /> l.ender n�y make proc�f af Icus if rux macte pramptly by Borrow�er.
<br /> Unleas l.e+xier and Eiorrou�er cuherwisc:►,�m�ii�w�•iting. insurance pnxeecls sha11 bc e�+plied t��reuoratiai�ie repalr uf the
<br /> pruperty damzgecl.if the rest�ratinn or repair is ecwu�nucally feasible and Lender's security is�x�t tes.�e�u�1.If the ruturation ar
<br /> mpair is nat economic�lly feasible ar L.cnder's security w•ould be lcsser►ecl.ihe iawrance prc�ceeds sh�ll t�e spplied eo thc swns
<br /> �ecured by this Security instrwnent, whether ar not then due, w•ith any excess paid to Borrow'er. If Bottower abandons the
<br /> proaerty,or does not answ•e�within 30 days u notice from l.ender that the iruurance carrier has offered to settle a cinim.then
<br /> I,ender mzy wltect the insurance proceeds. L.ender nwY use the Proceeds �° �r or reston the Property or to pay sunu
<br /> secured by this Security instrun�ent,whether or not then due.77ie 3U-daY Period w���beBin when the notice is given.
<br /> ttn�ess Lender and Borrower otherwise agree in writing, anY upPlication of proceeds ta principal shall nnt extend o�
<br /> postpone the due d�te of the monthly payn�enu referr�d to in par.�raphs 1 and 2 or char'Ee ihe anwunt of the pnymerus. iF
<br /> u�������,y�;�.,r o�Mn�� !�.m�»�,_,�hy i enier. Borrowei s riAht to any iiuurance policies and proceeds resulting from
<br /> dacnage to the Property prior to t�►e acquisition sl�all pass to Lendor to the extent of the sums s�ured by this Se�unty lastrumenc
<br /> iauY�ecliacely prior to the aoquisitio�.
<br /> 6.Oocupsu�.�',Preservs�tloa,bls�intawace and Protertioa of the Property;Borrow•er's l.oan Applk�utioa;I.eaceltio�da
<br /> Borruwer�itall a:cupy.:siablish.and u�,�tht Pt+o�+ertY ac Rc►rmwer's prineiDal residEnce within sixty days after the ewecution of
<br /> this Soeurity Incwment ancl sha11 wntinue to oecupy the Property ac Borrower's prineipal residenee for at least one year afur
<br /> the date of occupancy.ur►less Lender otherwise agree.e in writing. which consent shall not be unreaconably widiheld.or unitss
<br /> extenuating circumuances exist which are beyond Borrow'er's wntrol. Borrower s,hall not destroy, darriage or impair the
<br /> property, altow the Property to deteriorate, or commit waste on the Property. Borrower shall be in default if any forfeitute
<br /> xtion or praeeding, whether civil or criminal, is begun that in I.ender's good ftith judgment coutd result in forfeiture of the
<br /> Property or ott�erwise material�Y impa�r the lien created by this Security Instrument or Lendcr's security interest.Borrower may
<br /> cure suci�a default ar►d rein,ctate.as provide�in paraaraph 18,by caucing the xtian or prd.�dodit►g to be dismissod with�ntlittg
<br /> that, in Lender's good faith detem�ination, precludes forfeitwti. of the Barrower's interest in the Properry w other msueri�l
<br /> impairment of the lien created by this Security Insttument or i.�ender's security interest. Borrowe*sha11 also be ia dafault if
<br /> Borcowa,during the loan application proeess•gave rnaterially fa:se or inaocurate inforn�tion or statements to Lender(or failed
<br /> to provide Lender with any m�terial infarmatia�e)ia connection with the loan evidenced by Yhe Noce,including,but uot limited
<br /> �o,representations conoeming Borrower's occupa.�.y of the Pmpc�rty as a princ�P�l residence. If this Securiry Incw�tnc is on a
<br /> �eacehold� Borrower s1u�11 compl}• with all th� provisions af tl�z lease. If Bonower s�uires fee title to the Pr.�rty, tt�Ce
<br /> i��,}rt�nd►he fee title shall not merge unless Lender agsaes to the mcr�a ir writing.
<br /> 7.Prutectiot+of Lezder's R�hls in the Propet'ty.If Borrower faiic�perforut the covenants aati ag�emaus wru�u��i", _
<br /> this Security Instcucnent. or there is a tegal procceding that may significaocly affect Lender's rights in the Prop�rty (such as a
<br /> proceeding in bankruptcy.probate,for condenu�ation or forfeiture or to enf�rce laws ot regulations), chen Lender may do an�
<br /> WY for whatevu is neassuy to protect the value of the Property and I.ender's righu in the PropertY. Lender's zctions rmy
<br /> inc�ude pay�ng any sums seeured by'a lien which hu priority over this Security i�umnt, appeariag in cvurt, p�y�n8
<br /> reacorwble a�tomeys' fees and eaterin8 on the Propercy to make repairs. Although Lenaer may t�lce xtioa under this paragnph
<br /> 7,I.ender daes not have to do so.
<br /> Any amounts disbursed by Lender under this paragraph 7 st�all bwome additiooat debt of Batvwer secund hy this
<br /> Socuriry Incwme�t. Unlexs Borrower and L.ender agrce to other temtc of payment. tt� �oun�s shall bear inu.�est from the
<br /> date of d.isbuisemait at the Note rate and shall be payable. with intet+�t. upon notic�Es�m Leader to Bonn�sa n9u�s�a8
<br /> PaYmeat.
<br /> S.iviw�i�r��,-�.::;,�.�rr,�e:i:�!n:�rig2oe irsu.�e?�a mnr.litinn nf majcing the luan secured by this Socurity
<br /> Incwme�u. Borrowu s}�a11 pay the premiams ret�uirod to muntain the mortg�ge inwrar+ce in effeez_ If. for aay ceasoa, the
<br /> mortgage inwranoe covenge re:quirod by Lender lapses or ce�es w be in effect,Borrower sl�ll psy the premiums nAuirod to
<br /> obtain oovcrage substantial{y equivalent to the mortgage insuranee previausly in effect,at a cosi substantially e4uzr,itnt W the
<br /> cost to Borrowu of the mortgage insurance previousiy in effect. from �n altemate uwrtgage insurer approved by I.ender.If
<br /> substancially equivaltnt mortgage ituuranoe coverage is not av�iiable,Borrower shall pay to Lender e�ch month a sum equal to
<br /> one-twelfth of the yearly mortgage insurance premium being paid by Bocrower when the isssuruiee coverage lapsed or ceased to
<br /> be in effax.Lender will�ept.uu and ntain these payments as �loss restrve in lieu o€ mortgage insunnce. Loss re.urve
<br /> Form 3028 919t)
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