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<br /> ' 1'O(�h"TllFsR WI1'N sll tht improcements now or hereafter erocted on tho proprrty, �n3 dl e�sements,
<br /> �ppurtenanus,�nd�iYtutou rww u�•he�tter a put ot tho pro�rty.All repl�om�nta and uiaition.v shall daro be caverad =
<br /> by thi9 Socurity Inevumnnt.All oI'tho fare�c�in�ia rcfesrad ta in this Sca:urity Instrumcnt as tho"Pro�rty.' -
<br /> IiORRO�W�'.lt CUVFNANTS that Borcower ia law[ully saised oi the estau hrreby conveyed ond hae tho ri�ht to -
<br /> �!��t •±�d rnnvAy the l�na�erty uul that the Ptopertv i,a unancumberod,oY�pt tar er:cum�rances ot r�cord Burrower
<br /> warranta usd will deiend Qener�lly tho title to tho Prop�riy�runst aU claims and damsnds,cubjat to sny encumbnncoe
<br /> of raca3rd. "
<br /> TNIS S�?CUItITY INSTRUMBN'i'caml�irus unitorm ooveswnts for nationi2 uso u►d non-uni[otm cQVenant�with
<br /> limitod vsriatianaby jurisc'lliction toconstitutoa uaitorm sxurity innceument covering eeal pcnperty. =
<br /> UNIFORAi COV�IVAN7'S,Borc�ower�nd Lender covtt�nt and�Qree�v folluws:
<br /> 1.P�ymeot of�rincipal�nd Interest;�Trepayment and I.ato�du�rs.Borrower shall promptly psy when dua -
<br /> the priacipal of and'entereat on the debt ovidenco3 by ttso Nato and any prep�yment and lote charQae due under the Note.
<br /> 2. Fundi tor Taxa and Iasuranco. Subjoct to applicable law or to a written w�iver by L,�nder, Borrawer sF.all
<br /> pay to Lender on the d�y monWy pnyment�aro duo under the Note,until th�A'ote ie psid in full,a sum("Funds")for. -
<br /> (a)yearly tases and sssessme�ta which may attain priority over thie Security Instrumont as n lien on the Property;(b)
<br /> yeuly lessehold p�yments or�round tants on the PropertY�ii any: (c) Yeuly tuurd or propertY insw�ance W'omiums;
<br /> (d)yoarly tlood insur�ncae premiums,it any; (e)yurly mort�a�e insurana premiums.it any;and(t)any sums p�yAble
<br /> by Bocrowet to La�der,in acoardance with the provisions of para�npti 8,in liau of the piyment ot martgs,�e insurance
<br /> pcemiums.These items�re called'Escraw Itema"Lender may,at�ny tim�,collect and hold Funds in�n amount not
<br /> to exceed the maximum �mount e leader for� federally nlsted mortg�ge lan may requira tor Borrowet's esccow
<br /> ar.count undu tho fodta�l Resl Esute Settlemeat Procedures Act ot 19T4 is�inendod from time to ti�ne, 12 U.S.C.
<br /> Sectioa 2601 tt sp. ('RESPA'). ual�as uiothw'laa that applies to the Fuad,s sets�lesser amount.If so.I,endex may.
<br /> ii uty unin,wfiue��ixi il'vi.°.anlJCiw i.^,.::,��.^.`»::�:�:CZ='-='�rh.l.�.f.mniirt_i r_.n�fnr inay eatimate the atriouilt o�
<br /> Funds due on the b�ais ot cw�reat d�ta aad rea.9oaa�lo estimates of expenditw�ea of fututv Escrow Iteme or otserwiso in
<br /> aocordance with applicable law.
<br /> The Funds sJWI tc held in an institution whose deposits are insw�ad by a teder�l aEency.instrumentalitq,or entity
<br /> (includin�I.ender,if I.asder is such an institution)or in any Federal Home Lwn B�a9c.Lender shall apply the Fuads to
<br /> p�y the Fscrow Iteme.Letider may not charge Barrower for halding and applying the Funda, annually u�alyzin�ttie
<br /> escrow acoount, or verifyiag the Escrow Items,unless Lender pays BorroWer interest on the Funds aad applicable law
<br /> permits Lendx to m�lca such a ctwgo: Hoaever, Lender may roquire Borrower to pay a one-time chv�e tor m
<br /> indepen�eat ral estate tu re�ortin�servix used by I.enda'in connxtion with thie loau,unless applicable law p��ides
<br /> otherwiee.Unless m agrxment is made or applicable law roquires inteaest to be piid,I.ender shall not be required to
<br /> pay Borrower u�y iata+eat or esmings on the Funds.Borrower and Lenda'may agrx in writing,hoWever.that interest
<br /> ehtll be paid on tLe Fuads.Lender shall pve to Borrower,witlx�ut ctcarfe,an uum�l axounting of the Funde.ehowin�
<br /> credita snd ckbits to tl�e Funds mc3 thc pwpoe�a for which each debit to the Funds was s.ado.The Fuads are pledYed as
<br /> sdditional oecwity for all suma sxured by thie Secwity Instrunient.
<br /> 1�the Funds held by Lender exa�od the unovats pa�mitted to ba held by agplicab;e law.Leader ehall account to
<br /> Borrower tor the e:cess Funds in a000rdsuce wit@►tt�e requiremeats o!applicable liw.It the amouat of the Fuads held
<br /> by I,etsder at wy ti�e is not sufficieat to psy the Escrow Items whea due.Leader may so notify Borrower in writinY,
<br /> aad,in such caeo BorroRer sh�ll pty to I�ender the amouat neoe�sary to maka up the deficieacy.Bo�truwer shall mske
<br /> up tl�e��ency in no more t}nn twelve moattily paymrnt�at I.ender's eole discr�t�on.
<br /> _ T T�.r.�.�ln'nt in fidl of all Ruma secured bv thic Secutitv IaBttumW�I.eudCt 6h�I p[OmP�1p�����Rp' ..
<br /> aay Rwuis held by I.eculer. I!,w�der g�ragraph 21. I.endes shall ac�Lire or er,ll the?e^a�erty. I�ender, prior to the -
<br /> aoquisition or eale of the Prapa�ty,shall apply mq Funds he�d bp Leader at the time oi aoquisitia�ae sale as a credit
<br /> s�ainst the sums exwed hy tt�ia Security Instrument.
<br /> 3. Application ot Paymeatc. Unless applicsbie law provides otherwise,dl paymmts reaived by I,enda�under
<br /> para�rapha I �n�d 2 sba11 be applied: firat,to aaY prep�ymeat charges due under the IVote:eecond.to amounts p�yable
<br /> vnder para�caph�third,to inta�est duo;fowtt�.to prinapd due;aad last,to�y lau char�es due under the Note.
<br /> 4. Char�s:Licas. Borrn�va sha11 pay all tuss.assesemsata,chir�es,fines aad impositioae attributablo to the
<br /> Propp�ty which may attaia priority ova this Securitp Instrumeat, aad leasehold paymente or grouad rarts. if any.
<br /> BorroMex sh�ll py thaee obliptious in the maaaer pro�Yded ia paragraph 2,or if not paid in that m�aaer.Bon'owa
<br /> s1sa11 paq them cn time dirbctly to the pereon owed p�ymea�Borrowa shall promptlp furnish to I.endet dl noticee ot
<br /> unouats f,m be paid under thia Pari�raPh.If Bonowec makes these psymeats directlq�&xrowa stsall promptly ietcairh
<br /> to I.ender t+eceipts�videncing the p�yments.
<br /> Borrowet s�ll prompdy diecfiarge,any lia�whieh has pciority over this Security Instrumeat ualess Barrower: (a)
<br /> s�roes ia writiag ta tho p�gmeat oi the obli�ation securad hy the tien in�manner acceptabie to L,�ader.(b)ooatests in
<br /> �ood faith the lien by.or ckfasds a�ainst enforcesaaet of th,e lien in. le�l prooealings wt►ich in t�e i,eader's opinioa
<br /> opetate 4a pnveat the enfarcemeat of the lien;or(c)seccires trom the holder of thc liea aa sgreemeat satisfsctory ta
<br /> I�ender�bordin�tin�th�lia�w this Security InsRrusaai�If Lenda determines that any p�rt of the Property is subjoct
<br /> to a lien which m�y att�in priority over this Sa.�urity Instrumeat.I,etidet miy�ive Borrawer a notioe ideatiiping the
<br /> lien.Borro�va s�ll sstisfy the liea or ta�e ona or more of the actioas seC fcxth above within 10 days of the pvin�of
<br /> aotia. .
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