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<br /> 5. H�wrd a• {'ro4xHy I�wr'aaee. &,rn�wr�� .t►dll �,.tp ttw in�+:�+ti'enxnts ix,w•�rriui�g ur Ik,�aft�r crc.c�d un the .-.
<br /> Pn�}xrty i�uur�ti!uj;niiut l�r•:h} ti�c, hacard�irxlwkti! withu►dk t�rn► "��t�i�.t curer,ti;e'aixl:ui� �Nher hsiarJ�. ineluJing --
<br /> fla�l.ur fl�xxlin�. tut whkh Le�xk��cyuirr�iu.uianc�.1'hiti in.�uran::+ha!!he nwi�N�i�xtii in thc wix+uni�:u�l Po� the{ti�i�+:f•
<br /> Itwt lx�xkr rc�uirc.r. Tlk inwruxc r:►rrirr prr�iJin� ttx in.ur,ui:c .hall tu rhokn b}• &�rn,wrr.ul�jcit t�� l.rtxtcr'�apprm•31 _
<br /> whirh ahal! ix�t tti unr�a�.W►+bl} withhrW. If'&�rr.�K�r fails tu nuint�in r���en+Z:c dc.�rih�rl a.`w��•�, l.�►xt�r n�:►y, at Lc�ulcr's
<br /> t.,±!ir:t.t�!+!a;n�v,►.r�ge tu pn+tcrt l.ci►ckr's riFht.in thr Pr�►�kriy in;+r���rd:uk�w ith{�:u-a�.r.iph ?.
<br /> All unur.tn:� �+c�licics�uxl rc��rMrl. �►all t+.;i.«pt�ht� to Lccxlrr aowl Ju1F nrludc �u:uul:u�u wun!';►�� �lau�. l.eiui�r
<br /> �lwll Fu�•c thc right to Fu�W thc{K�licics lixl��ixwals. If I.c�xkr r�yuir�..I3c�rrow�rr.twll prunyatly gi��to lxixlcs all n�ciptc uf _
<br /> p;tid pnmiuni�:ux!r�ikwai twKk�s.In ttk rtici►i uF io�ti,Rc�rr��w��r�!1 gi�e prc�ntpt tKUire to tlx in.uruxe�arrier:uul Le�ul�r.
<br /> l.��xk r n�:�y�nui.e prw�f af Ic�c i['�x�m:x1e pn,mptly b�•Ii��rruNCr.
<br /> Ualcss Le�uler;ux1 Burcou•er ottk�w�ise ugrx in w•ri�in�;.ia�uraiu:pnxe�c stull lx:applic�l to�c�toratiun or�epair��f the _
<br /> Pn�rty�d:uiugeJ,ii thc reuoratio»ur repair i�ecuiu�miral�>'f�a.ible:ux1 L.erxler'c��curity ic iu�t le:seik`J. It thc r��luration ur
<br /> repair is ix�i erwwuiucally fui,ibl:or L.auier's security w��wld bc:le��xrl. the iruura3xr proc�;.��shall be applieJ ta the wn�.c
<br /> �ecur��l by thix Securit�• Inctrun�N, w•luttur ur iuu then due, w•ith ;un• rx�rss p�id to &urouer. IF Rorruwer ahandc�ns the
<br /> pn,perty, or dc�cs �wt ait�w�cr within 30 d:i�•s a notice i'rotn l.c�uier t}wt thc inaura�ue rarricr h:u uffered to�cttle a�lnim,then _
<br /> Lc�xier nuy collcct thc insur:uu'e procecclti, l-cnder n�y use thc procceds to rcpai� or restore the Property ur to pay sums
<br /> �ured b�•this Security�hlstrumcnt.whcther o�not thcn dur.Tlie 3Q•day period a ill begin u•hen thc rwticti i�Fi�•en.
<br /> Unless Lc:nder aixl Bonowcr cuherwiu� :�r� in writing. any application af procecds to principal shall �zot extend or
<br /> pa;tpaa:. tls:. :3u� c.'aie oe the nx►ntMy paynxnt� refcrre�l w in par.�rapFu 1 �xi 2 ur ctwnge thc :unount of the payments. If
<br /> under paragrapfi 21 thr Propeny is acquired by Lender,&�rrower's right to any inw:ance policies and proceeds resuUing fruin
<br /> ci�n�,age to the Property prior to the acquisition shall pass t��Lender to the eatent of the sums secured by thi�Securiry Instrumc:nt
<br /> ium�ediately prior to the acquisitioo.
<br /> 6.Occunancy. Pnservatioa,bialutensace sunel Protectiw�of t6e Pro�eriy;Borro�s-er's l.oan Applicatiun:l.easeholds.
<br /> Borrow•er shall occupy,csk�blish. and use the Propeny as Borrower's principal residence w�ithin sixty days aRer tl�e exaution of
<br /> this Security ltutnunent �nd sha11�bntioue to accupy the Prop�:rty as Borrow'er's princip:il residence for at Ieast one year after
<br /> t���f occupancy.ui�less Lender otherwise agn,cs in writing. which consent sl�all not be unre�conably withheld.or unless
<br /> exte�wating circumstances exist which are heyond 8orrower's control. Bottower shall not destroy, dan�ge or imµ�ir the
<br /> property, allow the Property to deteriorate,or comnut waste on the Froperty. Borrower shall be in default if any forfciwre
<br /> �ction or proce9ding, whether civil or criminal,is begun that in Lender's goad faith judgment could result in forfeiture of the
<br /> pioperty�r otl�erwise mztcrially imprir the lier�crcated by this Security Instru:uent or I.ender'�securiry interest. Borrower may
<br /> cum such a default and reinstace,as provided in paragraph 18.by causing the xtion or proceeding to be dismissed with a n�1in8
<br /> t}�at, in Lender's good faith determination, precludes forfeiture of the Barrower's interest in the PropeRy or other m�uerial
<br /> impaimxnt of the lien created by this Sexurity Instrument or Leruter's securiry intenst. Bu�rou•er shall also be in def�ult if
<br /> Borrower,during the laan applicaticw pracess.gave materially false or in�ecurste infom►atiu� or statement�to I.endet(or failed
<br />- to provide l.ender with any material inforn�tion)in connection with the loan evidenced by the Note.including,but not limital
<br /> to,repmseutations cwx�eming Borrower's occupancy of the Prc�perty as a principal residence. If this Security Insuument is on a
<br /> leasehold, Borrourer sha11 comP1Y with all the provisions of the lease. If Borrower acquires fee title w the Property. the
<br /> ieaceinri�i�,u u�c a u::o�ts.::3 rat:r.e:e�•���r.nri.K aorAac[o the meraer in writin�.
<br /> � T.Prvtectioa af I.eader's lti�ts in the Property.lf Bo�rower fails to p�rform the covenants atxl agrcements cont�it�in
<br /> this Se�urity Instnuaoenc. or there is a legal proceeding tt�at maY significantly uffect Lender's rights in the Property(cuch as a
<br /> procec�ing in ban{:nt�t:.y.probate, for rnndemnation or forfeiture or to enfurce laws o: regulations).then Lender may do an�
<br /> . pay for wha:ever is nuessary to pratect the va;ue of the Property�r►d Lender's rights in the Propeny. Lender's uctions may
<br /> include paying any sumc secured by a lien which has paority over this Seeurity Instrument, appearing in eourt. paying
<br /> masot�e attomeys'fces and enteriag on the Property to m�Jce repairs. Although Lende:may take action andet chis paragraph
<br /> '1.L.esx9es does not have to clo so.
<br /> My amoants�tisbursed by Lender unier this paragraph 7 shaU become additional debt of Aorrower secured by this
<br /> Secunry Inctnuneac• Unless Borrower and Lender asree to other ternu of payment. these�nwunts shall 1�ear interesc from the
<br /> ci�te of disbuisement at the Note rate and shall be payable, with interest. upon notice from L.ender to �3orrower requesting
<br />_ P�Y�•
<br /> 8.blortgage jnsurance. If Lendar required mortgage insurance as a condition of making the loan secwad by this Security
<br /> Instnunent. Sorrawer sf�a11 PaY the Prem�ums re4uired co maintain the mortgage insur.u�ce in effect. If, for any reason. the
<br /> mortgage insurance�'overage required by Lencier lapses or ceases to be in effact,Borrower sha11 pay the premiums required to
<br /> obtaia ooverage subsiar►tially equivalent to the mortgage insurance previously in effect, ac a cost substa.�tially equiv�lent to the
<br /> cost ta Borrower of the mortg,:�ge insurance previously in effect, kom an altemate mortgage insurer approved by Lender. If
<br /> subs;sutially equivalent mortgage insurance wvetage is nc,t available,Bosrower st�all pa�to Lender each month a sum equal to
<br /> one-twelfth of the}�early mortgage insura�ue Premium being paid by Borrower when the insurance coverage lapsed or ceased to
<br /> be in effect.LaY:cr will aocept.use and retain these p�yments as a loss reserve in lieu of nwrtgage insur.�nce• Lacs reservt
<br /> iorm 3028 9190
<br /> Pyr 7 016
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