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<br />~~ <br />~~III ~''I <br />~ ~ <br /> <br /> <br />......^ , <br />~~ <br />,FA <br /> <br />~ ~ <br />~~ n z <br />~ <br />~~ <br />.~..~~ <br />~ ...~ rrsl .. <br />~ ~ ...+) <br />~ ~ --~s+ <br />CD <br /> <br />.~.~ 0 <br /> <br />X111 <br />........~... r-~,, <br /> ~' <br />[Space Above TBis Line For Recgrding Data] <br />DEED OF TRUST <br /> .-., <br /> <br />~~ Z <br /> <br />~~ <br />~ ~ <br />~ ~ ~_ ~ ~ '"`~ m <br /> <br /> ca <br />c> ~ o -~ t---- <br /> <br /> <br /> rr7 <br />i ~ r ~ ~ "-I <br /> ~ <br /> ~ ~' ~ C <br /> <br />N cn <br />~ <br />C7D <br />~ <br /> <br /> <br /> ~ ~ cca z <br /> `'" <br />~A <br />~~ <br />Loan No: 451004795 <br />MIN: 1007451-0000000075-8 <br />a <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 1$, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated May 28, 2010 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Karla L. Schmidt and Roger A. Schmidt, Wife and Husband <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />(D) "Trustee" is Central National Bank <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 4$501-2026, tel. (88$) 679-MERS. <br />NEBRASKA- Single Family -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 448-3555 <br />LFI#FNMA3o28-MERS t101 (A) Pagel Of 13 Initials: <br />