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<br /> 5. l�rd or Property lusur�tice. tiiimiurr .lull l�:cp tt�c im�m�•cmcntc �x��+ r�i�Nn}; ur tkr��aticr cr��ta! ��n thc `
<br /> Prape�ry inwred a��uinsi lass by fi�t. IwarJ,iixludul within tlu tcntt 'crtcixleJ r�►�•cra�;r" uixl w�) �Mhrr tt�w►r�1v,i�ti.lwiio�t —
<br /> Ilocxis ar flooding, for which L,snder r�-yui.�w i�ua�wti:e.:'h�s in�ur�ukr.lull t+e i►�►intaincJ in Itx unwwi�t* +u�1 f�►r ti�e �ktkxl�
<br /> that l.cndcr rcquires. 1'lu iruur.vuc cacrier pn,�iJin�r tht ii�.wr.�:. stw!! tx rlu�K�i h>' B�►rmNrr whj��•� ��� lx�xi�r'�:y�{�r��tiul _-
<br /> �rhich siwll rxx t►c unr�anab{�� u•iU�iutd. If Bortow�e� fail.�u nu.iiuui:�:v��^.r,+gc�k•.�ritu�! �txi�c. l.c+kkr n►a}, w l��wl�t'� _
<br /> .�ption,obtain ci,ti�erage to prcxe:t l.etxkr's ritht�in thc t'roperty in:kcor�k�.wilh�ut,�r.tpt�7. .-
<br /> All insurar�ce �lirie� and reocw�•rlr �hall t+e acceptut+le w l.��xlcc aikl �t�:tll iiulwk a�t:u�J:ir� IIM�11E`,A�IC ►I:{UM. I.CIIaJCf
<br /> shall ha�•c the right io hold the policics a�xi rcneu•als. If l.cncier rcyuirct. l3��rntiw�c��fuU prui�yxly K���to l�twkr:ili ntiYi�+t.��f —
<br /> �id premiums and m�uwal nutices. In thc cti�cnt of luxc,Bc�rrawrr ytwzll li��c pn�mpt ixNicc t.�dk iiuuc:uKC r:urirr:u►J �ikkr. �
<br /> [.e�xier may maice prcwf of loss if not made p:rmptly by R�uruw•er.
<br /> Unless Lender arui&�rrower athenvisc agree in w�iting, insur,uxe pnka�ls�h:+ll hc sMplieJ tu rrsioruti�H�or repa����t du
<br /> Pro�cty dan�ed,if thc restoration or repair is nccxionucally fc:�cible arx!l.endcr's.rccuriry i.ixu lc�knc�1. li'tlu r�uur:uuu�ur
<br /> npair is noe economically fe�sible or L.ender's security wauW be (e.csened.��u iiuurarke pnxrcvls shall t�e ;�Upi tu tfk wnu
<br /> secured b� thi� Security Ins�r�rment, whether or not then duc, with�u'ry excess paid to Ekumwcr. if&�rmw¢r al�uxlwu �I�e
<br /> Proprm. ur does not answer within 30 days a notire from Lendcr that the insur,ence wrcicr iva uifercd ta�ettic �cl�im,tt�iti
<br /> i.ender m�y collect the insuraiue procceds. Lende� may use the proceais ta rcpair or restom thc Propeny ar w p:+y aw�u
<br /> secur�b.�cl�is Sec_rity instNment,whcthcr or not then due.The 30�day perind will bcgin when thc�wticc is gi�•cn.
<br /> Unless II.ender and Borrower otherwise ugree in writing. anY application uf pi��: to prir.cipa! s!t»!! :s^�e�:lr!�!K
<br /> pastpone the due date oi the monthly payments referred ta in par.�raphc 1 and 2 or changc the umnunt af thc paytiietuc. lf
<br /> wuter paragraph 21 the Property is xquirai by Lendee,Borrower's right to any incur.ux�e policic.+�nd Proa'ecls rewltir�from
<br /> d�t�uge to the Property prior to the acquisition shall pass to I.ender to the extent of the sunu�securod by this Secu�iry Insltwi�►t
<br /> imiaediately prior to the acquisieion. �� ��
<br /> 6.Oocup�ncY.Preser�atiou,Maintenance and Protecdon of the Propert5�:ElorroM•er's l.oau Applkat
<br /> Borrower sha�t occupy,establish,and use the Property ac Borrowe�s Rrincipal residence within sizty atays after the exocution of
<br /> this S�urity Inurument and shall continue to occupy the Propeny ac Borrower's principal resider�ce for at least w�e ycar aRer
<br /> tT�date�f oaupancy. unaess i,ender otherwise�rees in writing. which cotuent shall not be unmasonwbly withheld,ur ur�ksc
<br /> extenuatit� circumstanees exist which are beyond Borrower's control. Bonower sf�ll not deuroy, d���ge or impair the
<br /> pr�+em, aliau�th.e Property to deteriorace, or commit waste on the Prope�ty. Borrower st�ll be in default if any torfeiturc
<br /> action or proc�,�eding, whether civil or criminal. is be�un that in Lendet's good faith judgment could rc.wlt in fort'eilurc u1'the
<br /> Prupezty or otherwise m�terially impair the lien created by this Securiry Instrumen¢or Lender's socuriry intemse. Botrc�wer maY
<br /> cure such a ciefault anc!ninstate,ac provided in paragr.►ph 18.by causing the x�ion or proceeding to be disnvssod with a ru�in8
<br /> ' th�t, in Lenies's good faith determination. precludes forfciture of the Borrower's interat in the Propercy o� otlxr materia�
<br /> im�airmene of the lien creacod by this Security Instrununt or Lender's security intuest. Borrower shall �lso be in defwlt if
<br /> Barrow�er,daring the loan aPP��cation proeess.gave materially false or in�ccurate infortt�ation or st•rtements to I.ender(or faikd
<br /> � to provide Lender witI�any material infom�ation)in connection with the loan evidenced by ttu Note. iacludia�,but not limited
<br />_ _ w,repr�seutatiotu ovcrxming Borrower's occupu�cy of the Propeny as a principal residence.lE this Saurity Inctrument is on A
<br /> t�,`wtd. �.�-cou�r s.+�.sl1 mmply with afl the pmvisionc of the [ea5e. If isorrower a¢quires ioc uiic iv i+�:�:+'t'i. i�«= . -._.
<br /> i�s..hold�nd¢�'k fce tide shal!not merge unless Lender agr_es to the merger 9n writing.
<br /> 7,protectioa uf I,eader's Rl�t+ts in tlie Property.lf Borcawer fails to perform the covenants ard ragroements coratained in
<br /> � this Securicy Znutrun�ent, ur there is a legal prooeeding thai may significantty affxt i.ender's rights in the Pr'oporty(such �s a
<br /> �ing in bu�icr�:�tr�.probate.for condeinnation or forfeiture or to enfora laws or regulations),then l,ender mt+Y da�nd
<br /> . pay f�r w�hssaver u s�c�.svy to protect the value of the Pro�erty zud Lettider s rights in the Property. l,ender's rctioas may
<br /> incIude paying amy sums secural by a lien which has priority over this Security instnunesst, a,ppearin8 in co�st. PaY�nB
<br /> rea.�a�blo au�meys' fees and auering cn the Property to make repairs.Although I.ender may talce ac►ion under this�rn�rapt�
<br /> 7.Lendu�Oes not have to do so.
<br /> /�ny amouius disb:QSal by Lender under this paragraph 7 slmll b�ome addicional deM of Bomower secutod by this
<br /> �;nrity inctrumertt. i:nkss Borrower�nd Lcnder agree to other temts of payment.tt�ese arnounts shall bear intsrest from the
<br /> date of disbu�semau at ahc Note rate and shall be Payable. with interest, t:pon iwtict from Lt�xta w Borrower rWuesting
<br /> PaY�-
<br /> 8.Mort,gpge Iasurince. If Lender required mortgage incuranc�e as a condition of making the lo�n secured by this Security
<br /> Inswmen[, Boaower st�alf pay the premiucn5 required to maintain the mortgage insurana in effat. If, for any reason, the
<br /> mortgage insurance cor•erage required by Lender Iapses or ceases to t+e in effact.Borrower c}wll pay the prcmiurnz requirod W
<br /> obcain cover�ge substanti�lly equivalent to the mortgage insuranoe previously in effect. at a cost substa�uially equivalent to the
<br /> oost to BorroW�er of the mortgage insurance previously in effect. from an alterr�ate martBaBe insura approvod by i.ender. tf
<br /> ` substantia34y equivalent mongage iasnrance coverage is not avaitable. Bonowu shall p�y to L,eaxler r�ch nxinth a sum Wual Ro
<br /> ` one-twelfth of the yearly mortg�ge insurance premiusn being paid by Borrower when the insurar�ce caverage lapsed or ceased w
<br /> � be in effecE.I.ender w:ll z.ce�t.use aad retain these payments as a loss reserve in lieu of mortgage insur�nce. Luss rcsen+e
<br /> � Form 3o2a 9190
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