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<br /> u �'<<. .;_;,�?, THIS SGCUItI'1'1'IN5'I'RUA1�N'P cuinbin��unll'urm cuvenuni�li�r na�fonul wc anJ nun•uniform covenan�s with limited —_.__
<br /> ; n , variutiuns by juri�licti��n ���«����������unffimn accuriiy inrirun►cnt covrrinQ rc�l propeny. � _
<br /> � '' UNIfUNM CuVL'NANTS B��rwwrr auJ LcnJcr ravenant unJ agree os Wllow�:
<br /> �• , . � �, pv��mco�u(Principul und Intr�rsl; 1'repuymca!a�d I.atr Charges. Borrower shal{prompdy pay when due _-
<br /> ' � ' tlic p�inrip�l o(a�nJ imcr���uu ihc Jcb�evWan.:eJ by the Nuta and any pttpaymenl and 1•rta charYes due under the Noie. __
<br /> � 2. Funds fur Tuxea u��d In�urunce. Su6jec�to applicable I�w ar to u wriaen waiver by Lender,Borrower sh�ll
<br /> � ' � pay tu LenJ��on�ht Jay mnnthlp puymenu ura:due under the Nae. until thC No[e is paid in full, a sum("Funds")for. �;��,;;� -. -T--
<br /> • �. (a)yenrly t•rxts anJ uastsyman[a which may au•r�o pri•�riiy oaer this Sacurity lnstrumen[as a lien on the Property;(b)yearly _
<br /> ' le•rscholJ p•ryn�ms or gruunJ r�nts un�he Propeny, if any;(�)yaarly harrrd or proptny insurance premiums;(d)yearly F
<br />"°'� � ' arrl n►�n � a inxur•rnce ramiurns,if nn and(f)an sums a able b Bo�rower �-`_"
<br /> .. tt�xx!in�uranca pnmiuniat.if any;(c)Y ' Y 8"6 P Y� Y P Y Y
<br /> <<�Lcnd�r,in accorJunc¢wifi�h�pruvisions af purogr�ph 8,in lieu of tha puymant of mon�age insu�ance premiums.These ��'�
<br /> � i�cros ur�coI1�J•'Esrruw l�amx."LtnJar may,a�any time,coUact an�J hold Fundy in an amount nat to eaceed�he m�ximum �
<br /> ' uiiuwnt a lander far n f�darally r�lated mortga�a �oan may requice fur Burrow�r's�scrow account under the faderal Real _
<br /> Esruta Seul�ment Pnxeducas Act of 197�as nm�nJaJ Prun►time lo time, !2 U.S.C. §2601 st saq. ("RESPA"), unlass
<br /> � nnaih��law ihuc applias ca�ha Fun�seis�la�se�anwunt. I(yo, 4ender muy,a� any�inut,coltac�aeui hold Funds in an
<br /> ' � � � � umaun� na+.w exceed�ha I�tsscr an+ount. l.emi.:r muy t�ciniuta th� •rmount of Funds due on the baxis of cur�ent data and _
<br /> rtasunubls eatirtimes of eap�:nditutex of futurt E�cruw Items or othenvise in aceocd�nce wi[h applicable law.
<br /> '.�; � Tht Funds shc�ll be hald in an ineticuci��n whuse Jeposits a�e lnrurcd by a ftder�l Agancy, instrumentality.or en�icy
<br /> ' �',;, �_' (in�luJing Lendcr,if l.ender is xucR an instiiutiuiil o�ia any Fede�al Home Loun Bonk. Lendar shall apply�he Funds co =_
<br /> •"��`�;•. • pay�hc Escraw liems.Lender may nut�harga Burruwer fur hulJiog and opplying the Funds,annually analyzing the escrow ,� �T
<br /> ' arcuunt,or verifying�h�Excrow Itams,unless Lend�r p•rys Bor�ower intarest on�ha Funds and applicable law permils l.ender �:;.:iyj
<br /> to m�ke such o ciwrge. Huwev�r, LcnJz�may rcquire Burrower to pny a ona•time chorge fur an indepcndent real esute ,�';- __
<br /> � ' wx reponing service us�d by Lerxlrr in co�ectiun wi�h this luan,unles�applicable!aw provide.s aherwlse.Unless an ag�eement =,�'"�
<br /> � is made or appl ic�bla law requires interest to bC pufd, Lender shall not 6e requiced to pny Borrower any intereu or earnings ;:N�-:,�;,
<br /> ' on the Funds.Burrower anJ Lendt�mny agree in wri�ing,however.that interest shull be paid on the Funds.l.ender ahall ":;�,,:,,�..y
<br /> � give to Borrawer,withuut charg�,on aanual uccuunting of the Funds.showi�g credits and debtts to the Funds and the purpose —
<br /> fur which euch d��6it to tha Funds was mnda.Thi FunJs arc pladged as additional security for all 9ums secured by this Secu�iry _ _� �
<br /> ' Instrumtnt. _
<br /> � � lf tht FunJs hrW by Lendcr axceed�ha nnxwnt�pemiined tu ba held by ppplicubla law,l.ender shall account to Boaower ������;;�,���
<br /> � 1'ur�ha excess Funda in accurdanrr with �ha reyuiremnnts of epplic�ble Inw.lf the am0unt of the Funds held by Lender at I •�' �,y ,�_
<br /> � _ • l uny�ime is not sufficient to pay�he Escrow U�ms when due, Lender mny so no�ify Borrower in writing.and, in such case � _��i
<br /> „ -,. Burrowar shuli {uy w LcnJer diz +��na+nt necess�ry ia make ap sht deficieacy. Bormw�r shall make up�ho deficiertcy in
<br /> • �o mure than twelve momhly poymeo�s.ut Lender's sola discretion. �,' -
<br /> Upon pnyment in full uf all sumY securrJ by ihis Security lnstrument, Lender shall promply retund to Horrower y,��,
<br /> any Funds heW by Lendcr.!f.unJcr pArugrnph 21,LendCr shull ocquire ur sell the Propetty,Lender,prior to the scquisition ,;;_;:.';; ,
<br /> � • . or sule of�he Prop�:ny,shall upply uny�unds held by Lcnd¢r at the time of acquisition cir snle as a credit against the sums �y��?'�'
<br />' , � aecured by this Security Instrumen�. ' � ! � •
<br /> 3. Applfcatlun uf Puyutrnla. Unle�s upplicable law providta otharwise,all payments received by Lender under
<br /> p•rr•rgrnplis I.ao,12 shull bc applicd:Pint,to ony prepaym�nt charges Jue und�r�he Note;second.to amounts payable under � . ; "c,;ti�,
<br /> p•rragraph 2;thirJ. w interest due; Wu��h,tu prin�ipal Juc; and last, w any Inte chnrges due under the Note.
<br /> . , 4. Charges;Lien�. Borruwtt sball puy all iaxes,assessments,chnrgzs, fines and impositions attributable to the '�*�:t'�:1r
<br /> •. Pape�ty vrhich may ou�in priuriry over�his S�curity Instrument,ond le•rsehold poymems or ground rcncs,iiany.Borrower �.,, -
<br /> sh•rll p•ry thrse ublig•rtiuns in the m•rnn�r provided in pur�gr�ph 2, or if not puid in�hut munner, Borrower shall pay them ' ;�;-_-_
<br /> on time Jirectly w the p�:r�on owed paymznt. B�urower shull promptly furnish to Lende�all notices of amounts to be paid ,��;a_.-
<br /> unJa��his parrgr�ph.li 8urrowtr makes these paym�nts dirccUy,Borrower shall promp�y furnish to Lender rcceipts evidencing , � :.
<br /> . , �he p�yn�ems. ..,'�
<br /> � �� Borruwer sh•rll pnm�pdy dischurg�rny lirn which h�s priurity uver this Security Instrument unless Borrower: (a)
<br /> ' ugrecs in writing to�ht paymznt uf the obligation strured by the lien in a manner accepiable to Lendar;(b)contests in good .
<br /> � � � fai�h the licn by,or d�tends ngainst enfurcemen�of�he li�n in,leg�l proceedings which in the l.ender's opinlon operate to � '•, 'ei��,:
<br /> prev�m thc enturcemen�ul'�he li�n; or (c)sccures from�he holdtr of tht IiCn un agreement satisfactory to Lender subor- ; -.� :' .�l
<br /> Jina�ing ihc li�n w this S�curiiy lnsirum�m. If LcnJer dc�nnnints that aoy part of the Property is subject to a lien which ,,'__���.:
<br /> ' . may ru�in prioriry uver�his Security Instrurn¢nt, Lendar m•ry give Burrower u notice i�iantifying the lien.Horrower shall ; ,
<br /> sutisty tht litn or lake un� ur moro of Ihe actiuna set fonh a6ove wi�hin 10 d•rys of the giving of notice.
<br /> �'�� • 5. Hneard o�Property l��surance. Burrower shall kaep the improvements now existing or hereafter erected on
<br /> �ho Proptny insu�cd against bss by fire, hazarJ� included within �he�erm "eatended coverage" and any other hs�zards, `
<br /> '' incfuding floods o�Qooding, for which L�ndtr reyuires insurance.This insurance shall be maintained in the amounts and
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