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"'-"__ <br /> ADDITIONAL TERMS �72- 102 2 3 6 =� <br /> � ° pRBPAYMENTANDACCRUAI.OFTHE FINANCE CNARGE:Bven�hau�h 1 do na�Iwve mp+y mure Ihan�he rcgular�chedulcd man�hly paymem,l hove�ho�ight <br /> . to p�ep�Y the whole�mount owfnQ to you in full�t any time ur in part fn�m lfine to lima If�ht lendfng imd�ution�hut huy.my c�m�roc�compu�es ihc Qnance chuyc Jaiiy, - - <br /> � � 1 k�ww my finonce e�e wlll bo krs if 1 make un earl Wymenl.wid it wlll he hi her�P I pu laie:1 olao mmRnlre Ihul uuy nccrtiwry ud►ue�menl in my tntal(lnance <br /> • chuQe wiil 6o m0ectedin my fino!bill;I wlso know ihul Uk om��unt�+hown on�he Rrersa sidc fm the Finunce Churµc.TiNUI of PnymeNs,und Ihe TiNOI Swk Price�e <br /> ' tuimWea b�ud m Ihe usumption Uw�qcw wlll mcelve exh ot�he�wymcros cxacdy on u�duc J.,�a;onJ I know ihal�hcrc w�ll be M�tcfunJ if 1 prcpay hccausc ihcm I� ��� <br /> ��' ndhin�la Kfund if 1 nn chuged an a dafly t►uis. If the Irnding in+litWfon daeR not campuu thc fiauxe rhurµe Juily.und 1(1 ympuy tl�c wh��le um�ronl.ynu will rcfund <br /> ' to me Ihe uneu�dpo��on of�he(laance charQe IinurcsU by the xawn�ing pnxedurc knuwn u.�he acmunal meth�d:utKllhe atnuunl uf my mhwle will he tiyu2d nn tha <br /> ccheduled d�tes uiQ pnpunls of my m�nthlY p�Ymem unJ not un�he ocwul dotea anJ rnxwni�nf ihc prcpuymcnt.Ihut 1 pay Iu yi�u.1 kmiw Ihul u�afunJ of Ie+r IhAn SI.IKI �._~..~ <br /> . wfll nrN dc made.l m�y voluntarflY prepnY�hc ymiwnt I nwe yuu. m full�K m p+n,w� uny��nK. I(I mylc u p�nlul pmprynKM.1 wu�l���nUnuc a�n►akc my rcyular <br /> ' • paYmenls untfl 1 h�ve paid�II wnauntr�oweJ. - <br /> IMPORTANTNOTICE A80UTWARRANTIB8:(�)SELLLR HEREBY OISCLAIMS ALL WARRANTIE8 HXPRH88E0 OR IMPLIHD� <br /> - OF MERCHANTABILITY AND FITNE38 FOR A PARTICULAR PURPOSE ON ALL QOOQS AND S�RVIC88 UNLHSS 88LLlR � �_ _,_ _. � <br /> , FURNISN�B BUYER WITM A SEPARAT&WRITTHN LI�IIIT�O WARRANTY OR 8ERVICE CONTRACT MADE 8Y 8ELLBFi ON ITS <br /> OWN BBHALR 1h11 luvc re�d.�n dc�wiL�hc+eparate"I.IMIT1iU WARRANTY"wh�rh urcumprme+ihi+amu,w�. U c�plum.ilk.�m�UUum unJ clrcum�tynro.in <br /> .� whfch Ihe�uuf�cluted oralucl+w�ll he�rp�ircd nr rcpl�ed 1 Ivle nuUre of the IlmuuWni•nn Ihe warramy.rnJ I �arucul�rly re�ugnve ihrt uny impIieJ wartanry <br />• ' . which applk�lo�ho Qaaitilas�s nnly a�lung a+lhc warramy or unicc am�rxl.lr►I huvc�c�wl. �n dciriL ihc.cparu�c"I.I�I f1:111NtiTAI.I.AfIQN WARRANTY"which <br /> if made.Accamp�nie�ihis cnntrac�.11 e�plain��he rnnJiliuna am!rireum��mreti in whi.h�hr � o(�he tiiJing.•�d�ng kce,w�rle+.anJ yullero will he redone. � <br /> Ioke nnllce af the limimiunti�m�hr wurtanly.�nJ 1�hirularly n�ogmir that an�unphed w,�r�rmy w ic �r����.�,��fie mNull+uon la.h nnly a�lunµu��he wamm�y or __, <br /> r�crvia conuxt. -- <br /> ' UMRED NAAAINir�My sulo aai eulustr�nmrd � ast �ou or�OUr�ssl�nee slull he Ilmlted lo mr rl�Ats�nd ren�edf�s und�r th� ei�r�u 10 yur UMITEO __.__ <br /> wAAWltI yor�xtpl b�e at the d��I slen�s�i�nct.My aclu�r�d�ht:u1 ruMdl�s uadu 1M�Nur�nry sl�ll b�I�Il�u ot�II otMr ri�hts ot tuull�s, <br /> � � �t t�w la q�Iry,Nlare peallt�d h�pllkabw shU Isw. <br /> � �� All MANUFACNREO WIMOOW PNODUCTS AAE NOT 6UABIIfiEEO A6AIMST CONDENSATION,MOISTURE FORMATION ON FNOST.PBODUCiS AAE MOT QUARANTEEO AGAINST = <br /> COAAOSION OUE TO IDYERSE CUMATIC COIIDITIONS. -- <br /> BUIER.AEAD iNE SEPARAiE"16 rEAR LIMITED wAARANTI" WHICN IS A SEPAIGTE WIIIIIEN INSTRUNENT PERiAININO SOlEl1 TO MINUFACNRED PROOUCTS Of �c:�= <br /> THE PACESETtEA CBRPORATION 1110 WHICN"LIMITED W�ARANTI" N�S BEEN OELIYEAED 10 EACH AESPECTIYE 8U1ER IN CONNECTION WRN THIS SALE.PACESEiTER'S -- <br /> 111EAR LIMITEO IM�RfUMTr AND 1HE fOBE001NQ PpOYISSIONS REtiAA01MC CONOEM5AlI0N DD N01 APPl1 TO SI�INO. �:�_== <br /> S Fuither,iMe hsemtterC�rpot�tlon m�kes NO NEPAESENTA110N OR WABAANTI OF ANI MMID OR MAiURE WHAISOEYER,E�PRESS OR IMPLIEO,WIiN pESPECI TO :;�, - — - - <br /> 111E ENEplir SAYIN6S 1 COULD OR NA1 ACNIEYE BI USE OF iHE PRODUCiISI.I und�rst�ad tqat�ny�aerq sa�InQs I may.achlero Is depend�nt upon a nuober ot �r�=�--- <br /> f�ctors,�cludln�,iut not Umlted to, the qpe,quantlq aad quallq of Insul�Uon In m�han�, the parNcular si:e md styb ot mr pome,therype of qn�liry ol '.,�`°. <br /> coast�uctlon ot my Mame,my puticular III�sryle,the numbe�of openia�s la my hame,prope�aanitainQ et thermostat setNa�s,cll�wtk condttlons aad lec�tbn - <br /> ot�ay boq�,aad �un tlu t�p�of �ner�coasua�nd tor heatlaQ�ad air condltfonlM purposes. _ _ _ - = <br /> WIE� CO•WIE1 - <br /> SPECIAI.�ORDER COODSs 1 knnw�hat you have measurcd my hauxe and i1s openingx+n thut y�m can muke�he pmduc�r.to fit my parlirutur hnu+e and Ihat the gadti ••''_'�` <br /> mbnMy will na fit any c�her houses,so 1 know tha�I cunno�cuncel�hi+cnntrrc�u1 any�irne ai�er the�nad of time given ta mr liy law in which�o rancel.ARer lhat ��,r, <br /> Pega)period of limc.I knaw Itwl I have the abli�[alion ta pay yau in full thc umiwnl owed. � '".1 <br /> CUMMENCEIVI�N'f OFTHE FINANCE CHARGEs The Finance chnr�e 1 intere�tl is c.�imuted in a�art within ul Juys af the dme of Ihis c�mlruct,excepI in the evem <br /> yo�u compkle tix ir.�lrJluliun uf il�c g.wJ�and,cni.cti on annther date,�hen�hr finance chnree 1 finerc�tl��ill hegfn��rtm nn�hr dm�ihat 1 c�Fn ilwe f nmplydnn Certificote. � .� <br /> ' � ., � The nmount of finance cFwr ge liMeresq mny be morc or k+.�han�hc umnunt disck�seJ dcpendfng nn�he umoums 1 pay you unJ my umcliness in making payments. � �� <br /> OBLIGATIONS PERfAINING TO PROP�RTY INSURANCF.AND MY REAI.E.STATE:1.1 pmmise�o keep my hou,c in g�x r l rcpa ir an d kcep i t i n x u rc d f o r u l ( <br /> kas�A[I�of i4c hplacement value bv huvinQ a firc and exlenJed c�weruge insumn�e palicy.The insurunee company mu��he uppmved Ay you,and thepolicy must huve ; ��' <br /> � ' a heneflciary clause which says thal you nre lo be paid if Ihere is u Msc.The mxumnce campuny mus�ugrce ihat n wiif nui cu�ncl�nyµd��y wlth�wt Trst tctliag yots.! �..-..... . .=�'`=`y�'�' <br /> i authoNxe ihe msu�na cexnpany io puy you JirecUy for any M++.You can chnnse to use Ihi� msu�nce payment ta ei�her rcpay any umnunu I owe ynu or to rcpafr my � <br /> house.l have the optian of pmviJing pmp�ny in�urrncc�hmugh un exiti�ing pnlwy or�hr�wgh•r�x�licy inJepcnden�ly uhtained and paid for hy me.2.1 ulso promise�hut •�'+. <br /> I will not allow rnyone else�o place uny liem on my rcal es�nte wi�hnul ynur wntten p�rmis~ion.3.I pmmise to pay all tnaes,a.5ecrmem�and uther charges on my�eul ( '. � '."�". <br /> ' eslale when due.4. 1 prnmisc to umely muke all paymentti on my prinr loun+ucumJ hy my rrol c+�u�e.1 altiu promi+�c thn�1 wlll not catend,rcnew ar rliange prior loans E . <br /> without your wrinen pertnission.S.If 1 do nd msurc my Mw+e ur fulfill my i�ther u6ligutinm ta my rcnl eslote,then you run do it for me ify nu want Ibut you da not huvc ; <br /> lo). If you do p�y any nf Ihese�ligations for me.I ugrce lii pay y�w buck on JemanJ plu.i mercst ut the higheti�fnwful commr�mte of intercs�.Un�il 1 pay you hack. :'.,'.,a <br /> lhese omoun�will lx added to my dehl to yau which i.�r,ecurcd hy my nul e�l:u�e anJ houu. 1 know that if you decide m huy insurrnce Por me the�ynu do not have t� � - <br /> obtain any homeowner or Ilabili�y insumnce. � <br /> MORI'GAGEt I he�eby grant,b�rguin,sell.convey unJ mongoge�o you.nw Mnrtgugee,my rcal e+lute unJ hnuu I�x�teJ�t my Addm.s"dcaignated on the other side � <br /> of lhis copuact as tiewnty tor all amount+Juc tu you undcr�h��In�iallmrm tiuk+Curnr.ici. <br /> pUE ON SALEs If 1 sell,leose or give my hnuur tu anyi�ne 1►efom 1 havr fully pa�J all I nue umler ihis.antr.�c�.ynu cun decturt ull thu�I��ac under�hi+contr�c�payuble , � <br /> at once and I ngrce to immediutcly poy you�ha�amoum. <br /> DEFAUL7!1 will be In defoult under�hic c�munc�iL• 1.1 Jon 1 make a paymem when du�:nr 2.I hreuA any pmmiu 1 mnde to you in�hic cumrrcC or�.Somelhing cltie <br /> � I hoppens whfeh cause�you to believe in good faith ihut 1 Jo not intenJ lo pay?uu a+pnnmud:��r�l.I ikluult un any abligunona for wMch I um u�inu my home a�colluternl: <br /> ar 3.Something hoppens�o my house which�hre•r�cn�yiwr nghu.d uny,m il. <br /> � COLLEC7iON COST3t If 1 um In Jefault of Ihiti contrx�anJ you J�munJ full puyment.I un�krtitunJ ihu�ynu hu�r�hc rikh�to faeclo,e the morlgogr I hrve given lo <br /> , you ond to hnve my house scld to rcpay any nmouni�1 o�re you.HeG�m my hnu,c i,x.IJ,y�w will Jn all�ha1�hc luw nywn+. t undenlanJ ihut if y�m hirc un allomey <br /> 10 ossht you in the enforcemcnt of your right�,including Ihe.•rle��f m��huux��r u lautiuit.I agmc tn puy yuu Gtt rcuconahfe atMmeys'feeti ond for other rclu�ed expenuw <br /> � auch os court costs,tHle searchea ond mnney you expended to pmte��my h�wxe,it'ynu um ullnweJ�o ri�Uer��uch amuunts hy low. <br /> ' OTHER RIGH'1'S:You con chaosc not�o enfarcc•rny of thc right�undcr�hi�.ummc�a,oft�n a,y��u wun�wi�huu�lucing ihcm.ck,you<un Jclu�•cnicxcing uny of�hc <br /> � righls withnut bsing�hen.You cun ulso use any ngh�s nuw or m�h�fuwm gn•en�a you hy Irw. <br /> D�I.AYSs I know thm yau will uu ynur I�s1 effons to m�talllhr pnducts 1 um purcha.�np nn my hi�u.c.hut I ul.n underwnJ ihut in sume situutionti you may rncounter <br /> � delpys thel one eoused by stritcec,weulher condlticxis,deiuyti yuu hove in uhWimng mo�en•rls, cx fnr other macnn.�hut arc hey��nd y�wr wntml.1 will no[hoW you Gable <br /> for such delays. <br /> R�QU&tiT FQR FIILI.PAYM1IFNT:If 1 am in dclault widcr Ihi.rantra.l.}nu..ut dcrlum.dl thm I u��.•w�d,r tln.r�mtnri p.��:�Mc:u�,��«.i u������r�y y„�����rc.t <br /> on Ihul amnunt a��hc mc�ximum cuntracluul raic alk�N�J hy I.�w wud�h.amnunt 1 ua,y�w i.paid.I rlv,Anu���hai y„u.an(o�irlo.��h.martgagc I hu�c grvcn�n�„u. <br /> ARBITRA770N:If I hnre u dispulc�x duim w�ith you cuncemmg Ihe ynanu�y,yuality ix�durmunce a(Ihe pnxluc�..I undcr,tund th•rt my Ji.pute muy 6e submitled <br /> to end seuled accordhg to�he mediuuon•urbi�rotion progrvm thot may havc de�clu�xJ in my c�xnmumt�.I aho km����hat any Jec�+inn maJc hy un urbitrauxls)wcwlJ 1k <br /> � ent¢rcd in Ihe court tuving juri+diction over me nMi you. <br /> SALYAGE VALUE:1 know that Ihe winJ�iwc,w�xdwork,.idmg.bnck and uther mutrrinl�that hnve to he mmm�ed hy y��u inr�hi+imt�lla�ion hrve NO wlvoge vulue. <br /> When you rcmove them,ynu can have thcm for whutcver pur}�+c y�ou wunt. <br /> SPECIAL SITUATIONSt Duc In the uniyucnc++�d.umc��t Ihc pnduch tha��nu+cll.I undcnl:md Iha�m.�xr�al+�ivaunm v�wr Rcpian•rl Ufficc m.�y ha�c ai rc�•ica <br /> anJ uccept thi+naurxt. I al�o undersland thallhi++rlc�kcurnd in m�hinnr rnJ�ha1�•.�u and I mu�n��t hu�c hrJ all Ihe.��Rr�i iM��rniauan im�in•rnt to thi.�renwrti�m <br /> � ut cwr fingertips:I give yrw my ci,ment ti�cumc�any��Ix�i��w emr.Ihai nwq h:nc ncrurrcd��hen�he hlankr m�hi..nntruct ��em r��mple�ed. <br /> INVALID PROVISIONS:If am pm�itiion atlhi�c�m�rrcl��iala�c+Ihc L�w.mJ i.mknfimcrM..ih.n.t„1 Ihc amin�rl uill h�ahJ. li u�y part ut ih�,cnnimri rcywrc. <br /> payment nf murc interc.�ihnn ttic luw�nnn.,tMn��,u a�ll nnly h;ne tM n�ht In,�.Ucd tmm m�d��.um�um�d mtere�� ��hi.h dic lau alln��.�nu In rnlkri. <br /> I COMPLBTE:NESS OF TH15 COM1TRACT:Th�,eunlrxt ran.ml}Fx.h�nfrJ d M.th�ou rnJ I r�erec m MnunE. <br /> NOTICE <br /> ANY HOLOER OF THIS CONSUMER CRHDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSE3 WHICH THE <br /> DEBTOR COULD ASSERT ACiAINST THE SELIER OF�300DS OR SERVICES OBTAINED PURSUANT HERETO OR WITH <br /> THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY THE <br /> DEBTOR HEREUNDER. <br /> � IN5URANCE CAi\CELI.ATION: If I hu�c rcyuc�icJ mwran.r m du.purch:i.c.I m:n wu..l wch rrque�t lar m�ur.ime I�r am rra+un��uhm tit�cen(15)day�Irom <br /> �hc Ja�e of this controct 6y natifyfng��w��r thc h�,Wcr�,f�hi,.nnua�i m��nunF I AIU�N I�IJI�Ill'i0011'Il:mau�d m�r„�craµ��udl t+c.�nang�d Kdh Ih�•m.urrnrc c•rmcn.i <br /> und u ful)rcfunJ.if my premiunN.l lu�clhrr wuh appla.iMr hn.mc..hor�r���II R rmJdrd a��hi.cumrac� <br /> ��n•or.�v/�:n.'::::.:::�""'::7:G�.:.:'.::.::�...����.;. .....w._.. 1...n..._,..�...N....�6�.-���U 1�,I���....-.•mh.�.u.•.J m�uran:.•��u�n•�ulh Jr.rr�hm��hc mwrrncr cu�cra¢c <br /> 44i4114�t�I .•�..••.••�.�.• .. <br /> 1 know tha�if thcrc nany con�lic�m qx iu�crrEr ur thr lan�:u�gc��1 ih...riih:.�tc„1 m:ur,m�..�iid�hc���IlawmH Nau..��t Pru�x�.rJ�ln.ur.mc.�l�rt I.uu:a�cmJ onl�w <br /> � �he exlent stuteJ in tde fo0awin�N�N�.c ul�I'm���eJ In.ur.w.. I al.,�Auu�� �h,d 1 hr�c m.uranrr.�,�ciaFc��nl� d I hr�c hrn ihar�eJ lur il- <br /> NOTICE OF PROPOSED INSURANCE <br /> � I luke ni�tice thw r�ther CnJi�I.ifc��r t'ndn Arr�dem aad Ilrulih Inwr:mrc.�,r F�,�h.u�II It apph.•aMe�a�hi.hi.iallmcm tialc.C�mtruri�m ihc rc�er�.iJc�ad�d <br /> I hu�r cM»co it hy tii•rnng tFx myuc,�Inr w.h m.ur�nrc.'11u.ro.umarc wdl unl�r�,�cr ihc�tnnn.iFmnf�h�r nyur.�at ihr.��.� lar r,�.h���t��f m.u�an.c.IH�un. <br /> � Subjctt tu a�cc�xana�v Ihr in�uranc.wmpany.thc in,urrnc.a ill h rllc��i��a.��t a,dr�anJ��dl.��uunur onl�tar ih�numbcr ul nm�lh.anrr thr cltcru�c Ju�c cyual <br /> In the number o(ownthly puyment�.I unJrntanJ�ha�thi�panii ular m.urun«ma�n�H pn,.uk.���cr.�E.t•x nn I.n�Ira pa}n:rnt..,�nJ�h.0 JunnE�ha��n�xl ol Umc 1 <br /> will nnt havc any in.urunrc cu�rr�gr.All tkncfi�ti anJ pnxccJ,��f�hc m,ur,mrc a dl Ix raiJ t„you ur�o a linrucirl m.uwu�n�d n purtha.�.Ihc Imtallmcnl Srl�.c'anlrui� <br /> Iu 1he cxlent�if ih inlcml,und anv halunre��dl Ix p:naMr w nu.Th�mui.d am��unt ul('rcJq l.dc lu.urancr�.�h�.un��um nywrtJ ta rcp:�> �hc fui.�l uf Pn)nxN•. <br /> I �hcrcaRrr.�hr in,ur.�c Jcrrcax�l;�Ihc anr,um ut rach mumhl�p��mcm„n,�.rhrdulrJ itid,i�h,�.i. II I�im iuintl���hhg,��rJ�m th.In.talltnrnl tialc�t'aNr.ui��iih <br /> a Cu-BuYcr.unJ wc havrMith.i�C�J IIk rcyue�l for('rcJi�I.�(c M.ur.�ncc.dcath Ix nMit.wll F+a pa�aMr�ml�w Nh re.�r��n�hc fir.��m.��i u.tu dic tiuhir.l ln r�rlu.i��u.. <br /> rlimfnuuans ur wuiting Fxn�xf�tu�ed in�hc mwrumc��hc�ur rcnilna�r.('reJii A.ridcrn�md Hcr(th Inwran.•c i,for th.F+.nrtn:un�MUU�,t I iiNh„1 ca.•h m��mh'.p.��m.m <br /> �tl�CJIII II�Y IYWI I illll bN�II}"JNJI1Il`��I11C W en m�un�ur.ickne..��h0e I�,��r.+n)pa�roem ����uu.I�,•wr�rr.I uuJei.t.md�hai I ha�r�a Ik pm�rntrJ Iront��nrAui•.lu. <br /> lo w�h Ndal di+abilM� tiir mure ihan lironc.n�IJi ri�mc.ut���Ja„Ixtnrc�h.mwraurc Ik ncli�i.I,.uJ h.��A u��hr hr.��lay„t m� i�nal.h.ahd�t). 1 ul��knna I�u1 I <br /> cannot obtain�ny lasurwnce from yw�if 1 um��tirr 65 rears of uge t��du�:und I ehn kno�•that IM in4urw�ne curer�u prY>�ded to me ma�cnntrin u maaimum <br /> omount of coverwRe wliMh wfll pot pay in�umr cases,lhe entire rmount 1h�t I oNe�nu.huc w•tl�e m�Kimum um��un1��I.o�crage+�atcJ m ih.imur.mir p�li:w I <br /> Arn�w thw an�unpuiJ unx�um in excc.�oF�hr�n,umnce r���.r��:r+�dl.ull ha�r�u tk paiJ 111hC IpM:dlptepl S�Ic.('�mtry.i i,pn��aid ui tull pnur��,ihr I.i.�pa�mem <br /> : J�te.•rny unrameJ mcumnce pmmium.��ill Ix•rcfundrd w nk m th�mannrr pm.rntxd ny I�N�Wiihm�h�n� 131p J.tiy�.Try�ll re�ci�c Ihc.crtitir.uc„I inwran�e m��rr <br /> s� I fulh Jrunhiuf m�mwranre.����ra�c It ihc mwr:m..�.not:�c.rp�rd b� tlir�n.ui.�ncr c��mpany.1��ill�ecef�.a ref�m�oF th.in•ui.in�r��rrmmm.I h.��r p.ud - <br /> �� <br />