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<br /> �-���;,,;�;• - ' ��� TOGETHER WITH aQ thc improvcmcnlw now or hemaftcr emcted an Ihc properly.unJ ull cavcmc�y�ppurtenunces, _--
<br /> ���``_-�_�`"`�"""•"_'��;�x,'°'� ond fixturcs now an c�reuflcr u pari of�hc property. All replucemeniv ond additians �hall olr�o he covered by thia Securfty ___ _ _
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<br /> ,�,;T-.��:,.=,.��,�, , T';. InAttument. All of�he faregaing is rcfeRed�o in ihix Securiry Instrumenl us�he"Property."
<br /> ' �'O '��•; •` BORROWER COVENANTS Ihat Burrowcr ls luwfully�ei�ced of the extutc hcrcby convcyrd and hns Ihc�ight lo g�ant =___
<br /> � �,, � �•., � ���' und convey �he Propeny and�hut�he Praperty ix unencumbered,eacept far encumbrances uf record. Bnrcower w�rrants und
<br /> ,,,� .dr ����i��<,��."'� will defend eneroU ihe IhM�o the Rru tt u uinyt uU claim.r•and demand�,tiub�u lo un encumbrunces of recard. _ _
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<br /> '� TH15 SECURITY lNSTRI►MENT combine� uniform covenunts far natianal use und non-uniiorm covenan�� with !a
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<br /> '�" Y { �•. � „ limited vnria�fon�hy ja►i�dic�f�m�o ron,ti�utc u uniform xccurity ina�rument c�vering real property.
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<br /> ���?�•• -_�•���`� .� UNIFORM COV�NANTS. Borrnwer and Lender covenont anci agree as follox•s: `�'=-_
<br /> `�'�� •?�.�-.�••� �- . �� l. Paymenl of Principwl and IMereRtt P�epAyment and Lpte Charges. Horrowcr shall promptly puy whcn duc the r`��
<br /> — `� • . . � principal of and interesl on the deht evidenccd by the Note und uny prepayment und late churges due under the Note. __
<br />�.�. �; - � • 2. Funds(or'IhzeA and Insurance. Subject to applicuble luw ar to a written waiver by Lender,Barrower shull ps+y�o _ _
<br /> ':.� ..... • Lender on the duy monthly payment,arc duc under�he Natc,until the Note is pnid in full,u rum("Fund.c")for:(n)ycarly �,�,,,_
<br /> . � � �axes and ossessmerns whkh muy utiain priority aver thi�Security In.r•trument u.�u lien an thc Property;lb)yeurly lensehold ----
<br />(� � �"'4 payments or ground rems on the Prupeny, if uny: (cl yearly huzard or property insurancc pnemiumx: (d) yesvly flaod �� -
<br /> `�� `4 � � insurance remiums, if sui : Icl eurl mort a e insurunce rcmiumK, if un and(�un sums u able b Borrower�o �r�
<br /> t P Y Y Y 8 B P Y� Y P Y Y �_
<br /> ;. ' LendeG in accordonce wi�h the pmvisions of p�uugraph 8,in lieu of the puyment of rnortgage insurance premiums. These ----
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<br />� ° • items nre called "Fscrow Item�.' Lender may,at uny time,collect and hold Funds in an umount not to eaceed the maximum .�,�..,;�,N:-�
<br /> - • umount a lender fo� a federAlly related mongugc loam m�y reyuire for Borrowcr�escrow nccount under thc federul Real ' .;T.,.. �__ '
<br /> x= ',�;°,;,,�?' � Eslute Senlement Procedurex Act of 197�ar amendcd from lime to limc,12 U.S.C.4 2601 er seq.("RESPA"),unless unother .,�,,; E _
<br /> ' �'-'''� ' law that applie4 to�he Funds sets n leKSer amount. If so,Lender muy,ut uny time,callect and hold Funds in an amount not to •��-- �
<br /> � �r.:_ '' exceed the lesser umount. Lender may estimate the umount of Funds due on the basis of current dnta and reasonAble �'�"
<br /> .. , . ° ' ..r. estimates of expenditures of future Escrow Itemx or otherwise in arcordance with upplicable law. i�i*v�:z�- �
<br /> ° The Funds shull be held in un ins�itution whose deposits ure insured by u iede�l agency, instrumentuliry,or entity .�� °
<br /> � • � ' (including Lender,if I.ender is such un inxtitution)or in uny Federul Hame Lo:ui Bank. Lender tihull apply tUe Fundc to pny �.�s.� '
<br /> . thc Escrow Items. Lender muy not chnrge Borrower fbr holding and applying the Funds,annuAlly annlyzing the escrow p,�;•.:__
<br /> � nccount, or verifying Ihe Escrow Items, unless Lender pays Bormwer interest on the Funds und upplicable law permits =—
<br /> � Lender to rnakc such a chargc. Hawevcr,Lendcr moy reyuire Borrawer to pay a onc-time chargc fbr an independcnt real �
<br /> estate tax re Rin tiervice u+ed b Lender in connection with this loan,unless a Ikuble law ravides otherwise. Unless an " '°"'"''�
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<br /> , ugreement is made or applicable luw rcyuires intcrcst to bc paid,I.ender shall not be rcyuired to puy Borrower uny�ntcrest or r•.v��-�-
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<br /> eurnings on thc Funds. BoROwer und Lendcr may agree in writing,hawever,thnl interest shAll be paid on the Funds. Lender ,.:.:_v�--
<br /> ' � -a�`!�'=�--- •,,•�� 1 shnl!sive to Bormwer,without chiirge,nn nnnuol nccnunting of tNe Funds.showing credits und debits to the Funds und the �•;,�-"'�""�_
<br /> I , purpose for which each debit to the Funds wus mude. The Funds are pledged us uddieionul security far ull sumti secured by �+��.=`
<br /> this Security Instrumen6 �
<br /> _- __ � If �he Fundc held by L.ender ezcced the amounts permitted to be held by applicnblc law. Lender rhnll account lo •
<br /> ' � , : Borrower for the exces+ Funds in accordunce with the requirements of applicable law. If the umount of the Funds held by �': `-
<br /> � ` Lender ut any time is not suf6cient to puy the E,crow Items when due,Lender may so notify Borrower in writing,and,in � '��
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<br /> •'�''�� , � s u c h c u s e B o r r o w e r s h u l l p uy t a Lc n d e r t h e u m o u n t n e c e s s u ry to m a ke u p the deGcienc y. Borrower shall muke u p Ihe �_�`-_-�
<br /> deCciency in na more than twelve momhly payments,at Lender s nale discretion. - ---
<br /> r�• : � ° � Upon pnyrnent in full oP ull sums secured by this Security fnstrument. Lender�hnll promptly refund to Borrower any
<br /> ,.� � . Funds held by Lender. If,under parLgruph 21,Lender+hull acquim ar xell the Property,L.ender,prior to the•rcquixition or - r=
<br /> sale of the Properry, shull npply any Fundx held by Lendcr at the tim�of acyuisition or �ale us a credit ugainst the sums _ --�""°' °
<br /> " secured by this Securiry Instrument. '°"'
<br /> " 3. Appliealion of PAyments. llnless applicabl� luw pmvides otherwise,nll payment� received by Lender under
<br /> paragrnphs I and 2 shall he applicJ: fir+l,lo any prepaymem churgcs due undcr Ihe Notc:�rcond,w umountr puyuble under � ^+ �. '
<br /> , paragraph 2;Ihird,to interest due:fourlh,to principnl due;•rnd lutit,to any late charges due under the Note. *��:-�, --
<br /> , 4. Cbarges; Llens. Bormwer xhull pay ull laxc�, usscxtimen�s, charges, fines und impositian+ uttributuble to the "�"�
<br /> �'� �� . Prapeny which may attain priority uver this Securily Intitrumcnl,und leusehold paymcnts or graund rente,if any. Borcower � . ".
<br /> :"°�•� � �� shall pny these abligations in the munncr providcd in purugruph 2,or if not puid in Ihut munner,Borr�wcr shall pay them on �-,�-_�i
<br /> ' °���. time direcdy to the person owed payment. Borrower�hull pmmptly furnish t�Lencfer ull noticrs of umounts to be pnid under
<br /> ' ' Ihis ps�agruph. If Borrower mukes the.c payments directly,Borrower xhull promptly fumish to Lender receipts evidencing �'.v�.,r.�..
<br /> ,' the paymenta. ���-'^:
<br /> � Borrower tihall prompdy dixcharge uny lien which hus priority over thi�Sccurity Instrument unless Borrower:la)agrees •�y,.r.�.�'�
<br /> �� ; in writing to Ihe payment uf the obligatiun sewred by thc lien in u munner acceptable to Lender;(h)cr,mests in gaod faith the ''y�;.;�__�
<br /> ., . lien by,or defends ugainst enfarcement of the licn in.Iegal prexccdings which in the Lendrr:opinion operate ro prevent the • �-�•
<br /> � enforcement of the iien; or(c)secures fmm thc hnldrr of thc lien un ugrrement s•rtisfac�ory�n Lender sulx►rdinuting thc lien ._ �- -
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<br /> � ro this Security Instrumenl. If Lendcr determine,that ziny part af the Property iti ruhjec�to a lirn whirh muy uttuin prioriry .•;_��.._
<br /> . � - ,. i over this Security Inslrument.Lcnder muy Five Borrower u ncxice identifying the lien. Borrower�hall s•rtisfy the lien or tuke
<br /> one or more of the actions set forth above within 10 duys af the giving of nolice. �
<br /> ' � � � 5. Hazard or Property Insurance. Borrowcr,hall kcep Ihc impr�wenxnts now rxi,ting on c�reaRer crected on the
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<br /> I Property insured again�t loss hy tire,haianls incluJcd�vi�hin�he trm�"rxtendr�f ro�•eragr" anJ any other hatards,inrluding �`• `'
<br /> � • floods or tlooding, for which Lendrr rryuires insurunrr. Thi. in.urancc xh:dl tx maintainrJ in �hr umounts und for the �
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