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241QU3739 (C) "Lender" is EQUITABLE BPiNK Lender is a Savings Bank organized and existing under the laws of THE STATE OF NEBRASKA Lender's address is 113-115 N LOCUST ST PO 8070 1.60 GRAND 7:$LAND NE 68802-0160 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is EQUITABLE BANE( (E) "Note" means the promissory note signed by Borrower and dated May 28 , 2010 The Note states that Borrower owes Lender ONE EiUNDRED THIRTX FOUR THOUSAND FOUR HUNDRED AND 00/100 Dollars (U.S. $ 134 , 400.00 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than June 1, 2040 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) 'loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (A) '73iders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ® Adjustable Rate Rider ~ Condominium Rider 0 Second Home Rider Balloon Rider 0 Planned Unit Development Rider ~ I-4 Family Rider 0 VA Rider ^ Biweekly Payment Rider 0 Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local. statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable fmal, non-appealable judicial opinions. (,)) "Community Associatiou Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a fmancial institution to debit or credit an account. Such term includes, but is not limited to, point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Eseraw Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all. or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (N) 'ZVlortgage Insurance" means insurance protecting Lender against the nonpayment of or default on, the Loan. 230756 NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ~/7~ -6(NE) loe~~l Pagaz otis Initials: li Form 3048 1/01