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<br />2010U3s51 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />~js ~ (Seal) <br />$orrower Jennifer S Stelk <br />Borrower <br />Borrower <br />t3orrower <br />STATE OF Nebraska <br />COUNTY OF Hall <br />ss: <br />(Seal) <br />(Seal) <br />(Seal) <br />Roberta L. Reed <br />I, , a Notary Public in and far said county and state, do hereby <br />certify that Jennifer S Stelk a sin le erson <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the <br />foregoing instrument, have executed same, and acknowledged said instrument to be her ,free and voluntary act <br />(his, her, their) <br />and deed that she executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br />Witness my hand and official seal this 27th <br />My Commission Expires: July 30, 2010 <br />~NERAL NOTARY -State of Nebraska <br />~IIN~ RCF3ERTA ~.. REED <br />~_ ` My Comm. Ezp. July 30, 2010 <br />This instrument was prepared by: <br />day of May 2010 <br />~ (Seal) <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 3028 1/01 (page 8 of8 pages) <br />12439.CV (I I/07) 9o3gZ(, Creative Thinking, Inc. <br />[Space Below This Line For Acknowledgment[ <br />GOTQ(001013a1) <br />