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<br /> T()GG7'NfiR WITH all the in�rovtmet►ts now or he��es►f�er er�°ted oa the pcoperty,uncl a!I eascnxnts. ;�purtenarxes, :uxi
<br /> fiztur��s now or herc�tttr a }►an c►F th� p►u�►e�ty. All r:��..zr:.-us :ux! �lditions shal! �l+o be mverod by this Socurity _
<br /> [u�uun�:�u.All c�f the forcgoins is rct'ercni tu in this�uriry fnstrunxni as the'�'n�+erty.'
<br /> BORRUW�F2 CUV�NANTS th�i Eiurrower is[vw{'ully xi�3�uf chc csiate hcmby� �rm•tyal wx!h:u Ihe right to g�ant �nd .
<br /> ronvey the Rr�perly and that ttu Pruperty is unencumberod, cYCC�far etxumbr.►.�ces af recani. &�rrow�er w�arrants :ux1 wil)
<br /> d..fen!generAlly the titte ro the i'n�petty s+�yai��.a�l�etainu anl deuundss, wb}ect to any e�xumbrances of RcorJ.
<br /> Till�5�CURiT1' lNST�U69ENT combine�u��ifnr�n ca�cna�ts fur nasiona! uu�nd non-uniform cove��ants:with linutes: _
<br /> v�r;+tiu,u b},yacisdi:tion tc�uuislitutc:a wuform seturity in�trun�ent rnvering rca!propccty. -
<br /> UN1FORb1 COVENAh 15. tiocm�er urui i.cndcr coce�wu a,ni r�;����L'u::a:
<br /> 1. P�ya�t ot �riocip�! and luterest: PrepaSeueut iwd I.see Chs�rges. Bormw•cr shall promptly p3y when due the
<br /> principal of anc!intercst an the debt evidenced by the Nate and anY QrcPsYnxM w►d late chuges due uitiler the hote.
<br /> 2. Fluecls[or Tw►zs�ad Iasacaccc. Subject to applicable law or to a written waiver by Lendcr, Bonow•es shall pay co
<br /> Lencier cin the day ma�uhly pavmenG��re due under the Nut.,until the Note is paid in full,a sum("Funds')for. (al yeariy taxes
<br /> �tid assec,Wixnts which nuy attsin priarity aver this Securiry taurument us a lien oo the Propcny:(b1 y�'�Y ��hold paymenu
<br /> or�round rents on the Property, if any;(c1 ye�rly hazard or property insurance premiums;(d)yearly flood insurance premiums.
<br /> if any: (e?y'early nwrtgage insuronce premiurtu, if any: u�d(fl any sunu payabte by Borrower to Lxnder. in accordance w�th
<br /> the provisions of E�anyp'aph 8, in lieu of thc paymertii of mortgase ittsurant�e prcmiun�. These items are calted"Escrow Itetr�s."
<br /> Lender may. at any time, collect ud hakt Funds in an amount not to cxcood the maximum amou�t a lender for a fc�erally
<br /> rclatai cnortgase la�n may rey�iire for Sorrower's escrow uccaunt under ttee feder�l Real Fswte Settlement Procedures Act of
<br /> 1974�s;m�ended fcom time to timc. 1: U.S.C. Section ?601 et seg. ("RESPA").unless another law tt�at applies to the Funds _
<br /> sr.:s a i�.�cr :.ns�utU. [f so. Ler.der may. at any time, c.�ltcct�nd fwld Fuads in an anwueu rwt to excced the lesser amount.
<br /> Lender may estimate the amouru of Funds due on thc basis of curnnt data and reasonable atimates of ex�enditwes of future
<br /> Fscrow Items or otherwisr in accord3u�ce with applicuble Iaw.
<br /> The Funds shall be luld in �n institution whose deposits s�'e insured by a federal agency. instrumenutliry. or entity
<br /> (including Leader,if Lender is such sn institudo�)or in any Fadoral Home Loan B�nlc. Lender sl�ll apply the Funcls to pay the
<br /> Escrow Items.Lender m�y not charge Borrower fc�r hotdir►g and applying�ne Fu�wia,a,-u�uafiy anafyzing th;.escrow Mccouni.er
<br />� verifying the Escrow Items.urtless Lender pays Bomower iaterest on the Funds and applirable law permits Lender to make such
<br /> �chuge. }towever,l.ender may require Borrowu t�pay a ooe-time charge for an inde.per�dent real estau tax repurt�ng sesvia
<br /> used by l.onder in coiuxaion with this lou�. unless applicahte law pro�ides ot}icrwise. Unless an agramern is m�de or
<br /> apQticable law requires intcrest to be paid.L.ender s�hal�not be re9uit�d to pay Borrower any inierest or eamings on the Funds.
<br /> Borcower and Lu�der may agroa in writing, however. t}�at interest shall be paid on the Funds. Lender shall give to Borrowu,
<br /> :vithout charge, an annual azrnunting of the Funds, showing crcdits and debits to the Fwids and the purpose for which exh
<br /> dobit to the Funds wzs nude.The Fut�ds are pledgod ac additional security fvr all sums secured by this Secvrity Instrument.
<br /> If 4,he Funds held by Lender exceed tht:amounts permitted to be held by applieablr taw. Lender shall xcount co Barower
<br /> for the eacess Funds in aoc�ordanc�e with the roquirer.seuts of applic,�b{e law. If the unawt of the Funds held by I.ender at�ny
<br /> time is not suffieiau to pay the Escrow Items v►hen due.I.ender may so noti:y Bo1'towe[i�f writing.azx1.in wch ca�e Bomowu
<br /> s1�a11 pay to Lender the aroount nooasary to m:�e up t6e deficiency. Borrower s}�atl unL-e up the deficiency in ao more than
<br /> n,"d�e monthly payments,at Lender's sole discTZtion.
<br /> UD� P#Y� in full of all s,w►v secured by this Security Iastrument. L.ender shaLl promptly refund to &u�~vwer aay
<br /> Fcmds i:sld'ay L�der.If.under par�,ara�+h 21.Lendu shall xquirc or stjt tiu t'roperty.i.enoer.Frior.io i�c�:4u+�+����• '�'F--.
<br /> , og the property. s]►all apply any Funds held by[.ender ai the time of xquisition or sale as a credit a�ainst the snms sowred by
<br /> this Securiry Instiument.
<br /> 3.Appikstba of Wy�sseats.Unless aPplicabte law pmvides otherwise.all paymeo���eceival by Let►der under pangr'.y�hs
<br /> 1 and 2 afiall be applied:first. to anY Prepayment charges d�ce under thc Nou:sec�ond,oa amounts payable under paragruph 2;
<br /> thitd.to interesc due:fourth.to principal doe;and last.to�ny late ctiarges dac under the tioce.
<br /> 4.Charges;I,iens.Bomr,wer stull pay�tl taxcs.�ssess�t�ents,cluuges,fines u�d impacidons atuibutable to the Proputy
<br /> which m�y �ttain prioriry over this Securiry icsccument, and leaselwld payma�ts or ground raus. if any. Bomower s1�a11 PaY
<br /> these obligations in the manner provided in p�ragraph 2.or if not ptid in that maiu�a. B�rrowu shall pay tlum on titne diredly
<br /> to tl�e prrson owed payment. Borrowu shall promptly fumish to t.ender�li notices of amounu W be paid under t6is par�gr�ph.
<br /> � [f Bomowcr n�ic�es these payn�ents direcily.Borrower sh�li prwnptly furnish w L.eader reoeipts evideacing the paya�ents.
<br /> y:,a:��a-�i e..'a:�l�v.'..ch:s;e r�1:�*s w1iCh h�gritxiry�vpr thic Securiry instrumei�t unlesS Boilowet:(a)akrees in
<br /> , writing to the paycamt of the obligation secured by the li�n in a ma�u�er ux��taUle to I.ender:(b)conceus in good futh the liea
<br /> by. o� defeads against enforcement of the lien in. legal proaodings wiuch i� the I.ender's opinion operate w preveru the
<br /> ' enfarr.ement of the lien;or(c)sec�res from the holder of the lien an agreement satisf�cteay to Lend.,r subordinating tlx liea to
<br /> this Security inuiumet►t. If Lendcr dUermines that sny pa+1 of the Property is subject to�lien which may attaia pciority over
<br /> this Security Instnurent.Ixnder m�y give Borrower a ratice identifying the lien.Borrower shall satisfy the lien ar talce ane or
<br /> mo�+e of the actioas set forW above within 10 days of the giving of notice.
<br /> ' r•ona 3028 8190
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