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201003573 If the Lender's interest In this Security Instrument is held by the Secretary and the Secretary requires immediate payment in full under paragraph 9, the Secretary may invoke the non,)udicial power of sale prvvlded in the Single Family Mortgage Foreclosure Act of 1999 ("Act") (12 U.S.C. 3751 et seq.) by requesting a foreclosure commissioner designated under the Act to commence foreclosure and to sell the Property as provided in the Act. Nothing In the preceding sentence shall deprive the Secretary of any rights otherwise available tv a bender under this paragraph 1$ nr applicable law. 19. Recvuveyarrce. Upon payment of all sums secured by this Security Instrument, Lender shall request "Trustee tv reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Frnperty without warranty and without charge to the person or persons legally entitled tv it. Such person or persons shall pay any recordation cysts. 20. $uhatitntt Truete~. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any 'Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is retarded. Without conveyance of the Property, the successor trustee shall succeed to all the tide, power and dudes conferred upon Trustee herein and by applicable law. 21. Requcat far Notices. Harrower requests that copies of the notices of default and sale be sent to Borrower's address which is the Property Address. 22. Ride~ra to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider{s) were a part of this Security Instrument. [Check applicable box(es)] Condominium Rider ~Grvwing Equity Rider Graduated Payment Rider ^Planned Unit Development Rider Other(s) [specify] BY SIGNING BELOW, Harrower accepts and agrees to the terms contained in this Security Instrument and in any rider{s} executed by Harrower and recorded with it. Witnesses: ~ - (Seal) 6ernard L Dnbesh -Borrower (Seal) -Borrower (Seal) Velma L Dobesh -Borrower (Seal) -Bprrower GCC - 1590-eNE (DB/97) Page fi of 7