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201003490 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />(Seal) <br />Audrey M s -Borrower <br />-"'~ (Seal) <br />u J Ramos Jr -Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />NEBRASKA -Single Family -Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />-61NE) 106 i) Page 14 of 15 Form 3028 1101 <br />