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<br /> 'iYX3tiTF;�P.WIT!-i all the improvrnr..nts now a tx.naafter aactod on tha �►+ol►enY�sutid all ca:csncn�,uPpurt�wnccs.and _
<br /> ! fixwrrs now ar hucatks A part of tt�o ptaprrty.AU rt�lacenx�ctts a�W additions st�p also be coverod by 1hL+Socurity Insuumcn� -
<br /> � A11 uf ttw fac�gaic�is rc�'�to in this Socutity it�suumcni as the"PrUP�Y•" -
<br /> � BORROW�R COV6IVAM'S thu Bcumwct is lAwfuUy ac.isad of tha est�: hu�.by conveyed anci has the right lo grant and =
<br /> � eoncey the Property uuf that the Prapaty �S aRenc�.unbuod,exeept for eruwsibrw�ces of rocord.Horrower warraats and will -
<br /> d..fw�d g;�;s�.slly tls;title to ttu ProPatY BS�Lut a!!clairas ond denwids.subject to ony er�camt►r�nces of racord. _
<br /> , � THIS SECilR1TY WSTRUMFiNT cambltus uniform covP.tsants fur national use and aots•unitarm ct��e�nts wiih Wnitai =.
<br />' ' variatioiw by juriscliction to constitutc a unifam sccurity iiuuurtu:nt coverinS�FmA�Y•
<br /> i UNIFOI�M COVENANTS.Botrowu and I.eruler covenattt ar►i1 a�groe ac foUpws: _
<br /> I 1.1'Ayment ot Prlucipal sad Iatcres�;Pr+epaymcat oud[.ate C�e�. IIt,rrow� shall pt�a�npilY paY wbcrs du� the =
<br /> i Ftincipal of aad iatcrest on the det�t evid�ncc�d by the 1Vote and anY PM�Ymeiu and tate charges duc under tho Natc. °
<br /> � 2.Fuads tor T�es su�!Iasuraace. 5ubjoct to a�licable law or ta a wriue,n wnlver by Leiuter,Bormwer stwll pay to =
<br /> � l.endei on ihc day monthlY WYments sve due undcr the Notc,unpl the Note ic paid in full�a sum("Furuls")for:(a)yeauly toacs
<br />:. a��d asscssments which may suain pricxiry over this Socurity Insuument as a li�r�on the Pro�xrtY:(b)Yearly leasetwld paymetits =
<br /> . or grouud rents on the Propelty,if�ny:(c)Yearly hazard or praperty insuraria premiums:(d)Yearly Flood insurnnco premiums�if _.
<br /> �aY:(e)Yearty mortgage iasurance premiums,if any:aad(�anY sums pay�bl� by Borrower ta L�ender,in accorclance with tho
<br /> provisions of para�raph 8. in lieu of the payment of mw�tg�tge insuranec prerniums. 7�ese items are cal{ed "Escrow Items." -
<br /> Lender may.at any time.colket and hold Fwuis in an anwunt not w excc�ed the maximum amount a!e�►d.7 for a federally related
<br /> mortgage loan may roquire far Barowu's escrow account�nder t1u fode.r�l Rea1 Fsstata Se�t Pirocedures Act of 1974 as =
<br /> atneaded from time to tiwe. 12 U.S,C. Sectia�ZG(11 et ssq. ("RESP�►"),un3ess aaoiher law that applits W the Funds set�a lesser -
<br /> acnount If so.l.cnder may. at any tume. wlkct and hold FLnds in an ama�nt not w excecd the lassu arnount�I�ender a�y -
<br /> estim�te the amouat of Ftiu�ds doe oa the basis of cumrat data and re�sonabb�scimates of expaxli0ites of fuwre Escrow Iteaos or
<br /> ottwwise ia accordarn,�e with applicable law.
<br /> The Fuods shall t+r•hrl_[2 ia en's�srsu�+a t�these dc�+c►s��s arc inr�tmtl hy a fecktal agency,instrwnCatalit�.Ot entity (itxIutling
<br />- I.ettider,if L�nder is r.�cD aa instiwtlon)ot ia eay Feder�l Hotne L�aan Banl�.LRtsder st�U apply tbe Funds ta pay t1ye Esctow
<br />- Itw�s.I�der mxy not chvge Boatower for boldinB��PP�Y�B�Futuls.eunualiy at�lyziag the escrow accounl,ot verifying _
<br />_ the Ea�ow Items.nttkss LexWer p�ys Bortowa inten,st oa the Fuads aad applicabk law petmits I,usdet to atalce such a charga
<br /> — Howeves,l.ender may requi�re Bortowu to pay a oae-time charge for an indepasdeac nal estate tax re�orting servica used by
<br /> � Leack7 ia connoctioa wiih this 1oa4 unkss applicabk Ltw provides otheiwise. Utilcsc an agreemeat is mzde or applicsble law
<br /> roquires inurest W be paid,l.ender stsall not be requirod to pay Borrower�ny iatrsrsi or eamiags oa the Fuads. Borcower and
<br />- I.ender enay�gcx ia wriang.Mwever,tlsat iata�est shall be paid oa the Fundc.L.atida sts�ll give to Borrower,w;tl�out cl�rge,aa
<br /> ana�]a000untiag of the Fuads.sLowing etodirs aud debits to the Funds and tbo putpose for whicb racb debit to the bl�ods was
<br />= made.71se Fuads are piedged ac additioaal sxuritY fa all sums securod by thi9 Socuriiy Iatuumeat
<br /> If tbe Fuads 6eld by I.etida eatoeod tbe nmotwts partnitced to be hdd by Applicsbk law,I.eadei s1�11 aecnunt to Bonower for
<br /> tLe�xoess b'uods ia accacdauce witD tlx requuemeat5 of applicabk law.If tbe amo�u�t of the Fuads held by I.axler�t aay tim�is
<br />= not suffi�ciwt�o pay tl�e Fscrow xtems wdeu due.leatl�may 90 uotify Barower ia writiag,aad.in such casA Botrowa shaU P+Y
<br />— w I�eader che amoiuu aocescary w malce up tbe dcFicieacY. Hemowa stsall m�ke up tLe d�eficimcy in no more I�wn twelve
<br />=� �Y P�Y�►L^+at i�enda's so3e discretaon.
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<br />-- UPm�Y�t lA IUU OI iU SOtAS �Dy f1tiS JoClIIily a:nTM�+* iaa�oQ soaii piuu�puy nitu+u w nwi�,wa ioy rtuxas
<br />—= held by La�der.If,ocw3a paragrapb 21,L.eadet st�ll acquire or aell tAe Ptnpa�ty.I.eader.Prior to the xq�isitioa or sale of the
<br />_� PmpatY.st�all app1Y any Fonds ltield by I.ead�s at the dme af acquisition a s�te as a cxedit�aiast tlue sums secared by this
<br /> �Appticatio�ot P�ymals. Unkss applicabk law provides otbawise,all paym�ts rxdvod by I,eatkt tuada para�hs
<br />- 1 sad�shall be applied:&nt.t�mY P��Y�cbarges due w�der tLe Nate;soc�1,to amounts payabb uoder para�ph 2:
<br /> � t�ird,to iaterest du�:fauitb.W principal du�:aad 1ut.to 9uy l�te charQes due uada tlie Note.
<br /> � 4.Cf�arta;Lieas. Bannwrr st�all pay all taaes�assessmeats.cbarBes,fiaes aod imposidoa9 aun'botaWe to the Pcoperty
<br />-� whict,may at�ia prior;.�x over this sec�rity Instrumaat.ana teasebola payments or grouoa r«�.if any.so�rc�owe�shall pay sl�ese
<br />—• oblig�tioas ia the maona providod ia pn�graph Z,o�if aot paid ia t1�t m�so�r,Barowa shall pay tt�em oa 6me dfiroctty to the
<br />--- person o�rad paymeat. Borrower sAall p�omptlY fumi�h w L�eackr a11 aorioes of aawaats to be paid under this paia�a�h. If
<br />_.� s«rower maices these p�ayux�duoctly.Homow«sn�ll promptty turnith tfl Leader roceipts evideacing tbe paymeats.
<br />_3 Bacraaa shall P��Y�Be any liea ��icb has piaity ova this Saurity Iastrumast ua3ess Bos�wer.(a)agnes in
<br /> � writing w tl�e paymeat c�the oblig�tion socured bg�e liea in a m�urxr acoe�ble w I.er�da;(b)oontests ia good fsith tbe lim
<br />�� by. a defeads againsi enforxtneot ef tLe lieA ia, kgal proceedings which ia tbe I.eada's opinim opesate W pcevau the
<br /> —� eafa�aoeot of the liea;or(c)secuces fi+om t1�a twWer of tLe liea aa agreea�t satisfactory tn I.eadri subordiaatiog t6e liea m
<br /> —� this Security inson:_+*�t If I.eader det�miaes tlsat any p�rt of the Pcopaty is subjxt w a liea which may�ttaia peiority ova this
<br />-= Se�rity rn�++,s�:,Iracfe�r may give Ba�rower a oodee ideaafyin�tbe liea Barower shall s�tisfy ttu lier�or t�lce aoe a more
<br />:.$ of d�e aaions set fath a&n-e within 10 days of ttse gi�e�ng of notice.
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