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FORM E-2 <br />201003479 <br />VA MORTGAGE ADDENDUM <br />The following addenda to the Mortgage shall be incorporated into, and recorded with, the Mortgage. The <br />term "Mortgage" shall be deemed to include "Deed of Trust," if applicable. <br />THIS TAX-EXEMPT FINANCING RIDER is made the date set forth below and is incorporated into and shall <br />be deemed to amend and supplement the Mortgage, Deed of Trust ar Security Deed ("Security Instrument") of the <br />same date given by the undersigned ("Borrower") to secure Borrower's Note ("Note") to CharterWest National Bank <br />("Lender") <br />of the same date and covering the property described in the Security Instrument and located at the property and <br />address described as follows: <br />Address: 2115 N Grand Island Ave Grand Island, NE 68803 <br />If, sa long as the Mortgage is outstanding, all or part of the property is sold or transferred by Borrower <br />without Lender's prior written consent, other than a transfer by devise, descent or by operation of law, the Lender <br />may, at Lender's option, declare all the sums secured by the Mortgage to be immediately due and payable. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions in this Tax-Exempt <br />Financing Rider. <br /> <br />Barrower Andrew L Billington <br />Barrower <br />Non-Purchasing Spouse <br />1993.CV (11/08) 90379D <br />May 21, 2010 <br />Date <br />Date <br />Date <br />NIFA MRB/FORM E-2 <br />(10/08) <br />GOTO(00100439) <br />