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20100347'7 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider executed by Borrower and recorded with <br />it. <br />!~~^ (Seal) <br />DONALD RAY ERIC N -Borrower <br />(Seal) <br />LOU EF3,FGKSON ~ -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />Witnesses: <br />NEBRASKA -- Singe Family -- Fannie MaelFreddle Mac UNIFQRM INSTRUMENT Form 3028 1101 <br />GCC - G3028-18 (09/01) (Puge 18 of 19) <br />