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<br /> Bortowws �Crow �OUnt und�r pM MdYrd Wil EFtab�Satil�nwnt ProC�duta ACt af 197� as atrWnd�d kOm tirrr to thw, 12 U.S.C. '
<br /> 2601 k w4 1'RESPA"1 unWas�noUw S�w that�DDBoa W tM Funda�+ts�la��r amau►4 if ao.Und�r rtyy� wt�ny tim�.eoNrct�nd
<br /> hald Funds h ac►�n►oWk trwt to�tCMd ttw Wi.wt Yn10unG L�ru1�r�Yy �trinit��M nn+ount Ct iundf dw On tt►�batls ot Curt�rU ci.+l+ �
<br /> , and Nacwubl��atYnaW af�ndkuna ot A►Wnr EsCrow 1M� or othw�iis��a.cordu�a wllA appYCab11�kw. �
<br /> I Thi Funds ahar E� hNd N �n hstiWllon wAOa�. drDa+ks a�t hsurW bY � MrJ�ral�wY� YwburtwtitaMtY� or a��tkY linc4dinp _
<br /> � Und�r� It l.�ndar M sveh �n Hitkutb�) or h �ny FodrrN Ilotn� Lc+�n Bara. L�nWt thill�pPN tM Funds to WY lhP Eaerow It�ms.
<br /> � l.ond�r maY not Ch�rW Borrowir lot holdY�p ��DPNhO tM Fund��ovu�+yy�r+ab=+W ttw�acrow accoun4 ar wrttyhp tha Escrow --
<br /> i qart�s.unba Landor WYS Barow�r h0onst on tt►�Funda��ppL'CaDI� taw pwmfts Lw�d�to maka such a Chary• How�wr.I.a►d�r ■
<br /> ' moy riquir�BosrOr�w W P=Y i Ott►th+i Clwp�tor N Y►d�G�� �I�Wa faY raport7np carvico usad by Lr�d�r h CorMMCtbn with _
<br /> � tRk loan� unMas�PPtic�bf�Y�w providrs ott�wW. Unlios an oprw+tNitt k mtd�or�ppiic�bl��w npuirN Int�ntst to b�pald.Undrr _
<br /> i tl+a�not W rpu':id W WY Bonaw::anY Lnt��t K etnthC�a� tM Fs�ndt. 8crrow�r vsd L�nd�r may oprw In wrilin0,hov�var.that _
<br /> htorost sh�l1 b� P+� on tn� Fundt. l.�nd�r iMY qlw to Borrowar� wkhou! c1wp�, an oruwal cccounthp of lh� Funds. showinp
<br />, cndits and dabRs to tho Fw�ds�r►d tha purposo io� wtach w�h dobM to ltw Funds wzs ma+�S.i. Tha Funda ara plod�ad as�ddttnna! _
<br /> O sacuritY tor aM sunw sxurod bY th�O SaCUrkY Instrumant =
<br /> It t�w Funda M�d by 4ndw axcMd tha�nounts Pwts�Mtad to W h�id by applicaOJ� bw, l.�nd�sAaY account to 8ortowar for tha P
<br /> �cCait Fwtdi in scCO�d�r1Ca wkh th� �qutan�lb ol opDliCabli hw. t!1!M�m0unt ot tM Furtdt hsld by Lantkr at any tkrw I� not
<br /> � wtfictont to paY th�Esuow ttan►o wMn dw,Land�r m�y so rwtYY Borco�wor in v+rilnp,and h wch caca Borrowar chall pay to I.ondor _
<br /> � ttw amount n�c�ss+rY a m�k�uP tM d�Gci�ncY. Bortow�r snaN m�w uD th�d�i�ct�+cY in no mon than twa�va monthN PaYrtwnu�at
<br /> � Land�s sob di�cr�tion.
<br />_ � (� UAon PaY��in IuY ol aM swnt tocurod by Utk S�c�uitY InstrumK►t,lsndK sh�Y D��PUY�+rtd to Botro�wor anY Funds haid by _
<br /> � L�ndw. If,undu Pv+O«Pn 21.I.�nd�r shaY�cqut� or saY tha Proprty.lor►dir. aior to ttw acqu(�Itbn or sal� o!ttw ProP�Y,shall
<br /> � �DPN any Funds h�id by I.�ntMr at th�tM�of aCQuisltbn a sal�os�Cr�dit�tY►st tfy suma acurod by thjc Sac+xitY InstrwnY+�t
<br /> ,�., 3. AppUcstion ot Payments. un�cs�r'c�s�.�aw a�ov� oc►+.rwjw.ar pam�+a nc.U.a by�.r,d�und.�w�orapas
<br />; 1 and 2 shaY Oa aPD1iW: itst.W anY ProWY�T�����dw unda th�Nof�; saCOnd. W imounts WYahH Wtd�r ParWroPh �;tAYd
<br /> 3 co r,�«.��d�w: rou�eti.,o �rr�ca.�aw:and�.u. w ony�.a ct�ro�aw unaar�ns Hoo..
<br />`k� �. Chir�ef; L1�R�. 8orta�war shatl DaY w tawK� actassnr�ts, charyac. fiwc arw :��:�» ��u�b� ta t!a Prc:�ert!
<br />_� whfCh rtyy attai� Pra+tY Owt tAk S�curitY InsOwn�nR and Masaliofd WYn�ntt Or Grps�nd n+�ts. Y tny. BoROww shall p�y thK� -
<br />— pbqpitbns h th�mae�nlr OrOVidrd h parapraph 2.or R not P� in ttut nwxMr�Borraw�r�ha�CaY tMm on tYn�dincitY to tht{.v�sa+
<br /> o+wd WY�►t BarowK shall Pta+'�PUY tumkh to l.�ndK eY notioa o! �n+ounts to b�P+� und�r ttw�D�Gr�F4. H 8arorwr Rw3c�
<br /> - sna.wr�++�+cs cu�.cty,sarow.r snai aon+a�y au�,en w�«,dr napa swd.ncrw�»ar��+.
<br />.�� Bortow�r sha�Drortk�N�dt�ehs.��nr lian wnich has prbrity ow thk Socurih► kutruaw�t untss Barowar:(a?�'�e�+'��to _
<br />�-? th�payrtwit of th�obip�tb^ s�auW bY tt�Yan h �m�nn�r u�p�bN to I.w►dM;(b) cont�sts in pood taltl+tf»C�n bY�or dW+�d�
<br />� �pahst�r►lac�n�nt o11M Yvn in.Mpal Dco�O�which b t1w L�ndM's opinbn opwe�W W'awnt tha w�orcartwnt of th�IMn:a(c)
<br />�� uCUrw 1rom ttl� hO10K ol tlu Yu1 ul apr�nw►t tstY�f�ctaY t0 LM1du wbardlnath0 tfw li�n t0 ttw�Soc++ritY k�vnwn�. b Land�r
<br /> �. d�fwm(nN that Yny put of tM RropMty R wbj�ct W• i1n wffiCh rtry attsic�p�iorly Owr lhL S�cu�tY ktttrumM�t. Und�r etry piw
<br /> �; Saro�w�r a notic�Id�nFhr�p th�1'yn. Bortowr snW satky th� li�n a tak�on�or mon ot th�actlons s�t tath�w wlthh t0 dari
<br /> = ot etw flkinp ot notb�.
<br /> �^ 5. Ha=�rd or Propl�ty tMIJ��t1Cl. Botro�w�r shall iaaD eM imWov�rtw+ti now �xittMp or huwle�r aratod on th�
<br />�� proqrlY nwc�d�pahtt btf by An. tia�r3t hC�d�d yrihh th� t�rm'�oAmfMd aowr���nd�ny ottw ha�ard�,tul+dNp Rooda or
<br /> �Qpdi10� 10f Wflk.'11 Z.ill�1 1i�1�1� �1iW�147. �tNi itRUr�i.s Gi�ii�t�:w:"�:2 .�'.w�•w...«•w�e �w� Mv fIM nYielAn 111�1 �Yldr
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<br /> �:: �,r«. Tlr HturanC� corri�r Drovldin0 t1N hsurana s1W b�chown by Borto�w�r wbJ�c!to 4nd�s �PP��whieh sha�not b�
<br />�� ,uwa.ronaoy wknh�fa u 9oROww+.•rs w munt+h oowr+o. aKawo .bo+�.lana«m.y.u�«�dars optlon,oawn cowrw+to
<br />:� protact L�ndx's ripht�Ir� th�Propwty h accordar►ca wiA puipraph 7.
<br />� All hax�r+a P���nd iwwwak shar b�aoc�pt�bM to L�+dr�d sba11 hcLd�a stindud matp�ciwa. LM+dr stwl h�w
<br /> — ui.ro� w noa u+s v�►�s .r,a iwww.i�. u tandK awins. sortow.r sh.�prompty alu�eo landK ar r.c.+vh a a+id P�w++1�u�
<br />,� and�+I noNc�s. In th��nt W bss. Bortoww�plv� P�wnO� nOtia to ttw Yes�sa ca�ryr�nd Undr. I.mdr may m�k�
<br />� proof of bss if nol rtrds prompey by Borro�wrr.
<br />� Ur►las L�ndu�nd Baroww otMiwia�prM h w�ithp,Y�wr�ta P�ocwd�shal b� appi�d W nttor�tlon o►npalr of th�Prop�tY
<br /> .+..�..�..� r a..�+nne�n or ao�lr Is rarwr+�ic�lv iusb4 Ilnd L«�= t�curtY k not pss�wd. Q th�nttotttbn or npair is not
<br /> S �can«nicalM isa�is a L�s �tr would b� I�s�rd, ttw hwrarioi aooMd� st�t w appwd to ttw suias acuwa oy uw
<br />'�; S�curkY k►strumenf. wMRMr or not tMn dW. wth sny waorss P�ld t0 BoROw�r. N Bortovwr �GYKIO�s th� P�op�tY� or dOM not
<br /> � ans�woc wihh 30 d�yn a notia kan UndYr tlut tM inwr� CYri�r has ownd to t� a Ct�r�. th�n Laixior tnay cO�Ct tiM
<br /> � hsu�ane� Drocwds- LA^d�r may us� th� procNd� to nW� or �sta� th� PrapwtY or to PaY swn� sacur�d by thk SrcxuRY
<br />,�. Irttttum�n�wtwttw u not tTwn dw. TM 3Gd�y D�riod wYl bqh wh�n th�notic�It piwn.
<br /> UnMts Lauir and Bano�wu othmwiW�pr'y in wrtin0.mY appica�n W P�� P��shal not�odlnd or postpors�th�
<br /> � dw d�M W tfw awr+tAt�► PaY+nmb n1�r�d to in P��Phs 1 �nd 2 or ch�+W� t!w�t ot tt.�WYmw►ts- q und�r P��OnPn 21
<br /> th�Prop�Ry is scquind bY��W�r�Bort�WM's�ipl►t to�ny hwranc�Policbs and P����++�0 koai daaw�p�to tA�ProA�Y D�
<br /> ta u,. .cquw�on s� v+ss w t.�+d.► oo e�.� a ws wnu t�CWrd by tNs S�GWtY kfiWrtNnt i�di�tilY P� t0 u�.
<br /> �cq�,t�on.
<br />� 6. Occupancy. Preservatic�n� M�intenance and Protectiaf af the ProPertY: Borrower's Loan
<br /> A�ippCaUon; Leaiehoids. eorrowar stuA oxupy. �ttablich.�nd usa th� P�oo�Y u Bo►rowars P�����wRhh sbdy
<br />`` � d�ys anu n�..wew�a+ a m�. s.c+,rer w,sauR»�e .nd sn.�c«►�,. eo oea,ar �.�o�y as sarow.rs v��nsa«+o�m..�
<br /> wa:e on. y.�r .Mr a� asa a oocuw+ar� wfMss L�na�r otN«wiw aprw� ir+ ,w�p, wnieh cau�nt snar noe b. urx�uonaby
<br /> ;k.� w7�+'n�ki.a u+� G+�«.�ut-�'�7 c:r+ur�.:.�cxk!ewlsleh w M;on4 Barowws oontro� Bamorw shW not d�slroy. d�mrpt ar f�r�Doir
<br /> - b�' tt►�Prop�rb. abW thr Prop�rty to d�rlorat�.ot Ca�nit was�on th� Prop�rtY. BxrowM shal b�in dMauk M NY �otNXur��ccion or
<br /> � P���nO�wtwlhK Ck�ot Cth�int4 1� baWe ttWt b L�ndlr�pood Ufth Judprn�nt COUId nw1 b/OrNYut�o!thi PtOputy or Cttwwiq
<br /> mat�ri�MY impatr tha i�a c�wt�d by this Srcurb ku�u�n�M or L�ndafs s�cuciY hbr+�t Borrow� may cun wch a daf�u� �nd
<br />.-..� nhtta0�,as provf6�d in p�rapraph 10.bY�+�0 tM aetlon or procMdinp W Ds dka�d wtA a ro7inp that. b L�nd�s pood t�fh
<br /> ' d�n�k�t)on. Pnctud�s b�faiWr� W ttw Batrawlr's hNnst h th�Prap�tY or oflw �rrbrW hnpahnx►t W tha ft�n cro�tad by thlt
<br /> Sxuriy Instnunant a l.,�ndars s�cur�Y bt�nst Borrow�r shay�Iw b� in dafauR M BoROwr. dudnp th� lo�n�PP�� P��.
<br /> paw mawWlY faka or Naxuni� intormation u statartwnu to Landar (a (4Yad to provid� Land�with anY rtw�rl� htasrut�on) h
<br /> cornxtion with the b�+�+ aridanc�d by the Nota InciudirW� but no1 FniWd to.roproaw►tatbns ca�canh0 Borrow�s occuWncY of th�
<br /> E Proparty a a P+�� ��� W tAk Socau�Y Iattnurwni k on a kasW+o�d. Borrowx shap compy with all tlw Provfsiont of ttw
<br /> • � loasa. U 8onow�r acquhc fw tYfe to tM Propaty�th�lucshold v►d th� N� lki�shal not aa�pa unl�ss tho land�r aprwa to tha
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