|
,;:~
<br />~ rV~
<br />~ 5..~
<br />N ~~
<br />~ ~ ~ r~ Z
<br />~~
<br />~ ~~
<br />^~
<br />W ~ m ~ ~ ~.
<br />4a ~ ~ ~ tv
<br />C f"1 ' ~ ~ ---+ rn
<br />= n y G ~ -~ c~
<br />.~ .~ ~ a ~, ~. ~ rv a --n t.... vii
<br />~ ;~„ try ,
<br />~C = ~' © -~ ~ t Z
<br />-17 S~ ~ C~ --i
<br />~~ r~ ~ r- :77 ~'7
<br />C!'~ ~~'
<br />RECORDED, MAIL TO: a ~ ~ "~ Z
<br />Exchange Bank i~ ~-~ -~ --1
<br />939 S Locust St `~ ~'' t'-` ~
<br />Grand Island, NEBRASKA 6880b8802- ~
<br />This instrument was prepared by:
<br />Exchange Bank
<br />939 S Locust St
<br />Grand island, NEBRASKA b880G8802-
<br />308-384-8000
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />~'
<br />~~
<br />~.•~ ~
<br />MIN: 1008467100846700$2
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defrned below and other words are defined in Sections 3, 11, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated May 20, 2010, together with all Riders to this document.
<br />(B) "Borrower" is Travis J Wicht, a single person and Alicia K Oseka, a single person. Borrower is the trustor under this Security
<br />Instrument.
<br />(C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America.
<br />Lender's address is 939 S Locust St ,Grand Island, NEBRASKA b880b8802-.
<br />(D) "Trustee" is Central National Bank.
<br />Trustee's address is PO Box 2b8, Saperior, Nuckolls County NEBRASKA b8978.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee far
<br />Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. MERS is organized and existing
<br />under the laws of Delaware, and has an address and telephone number of I'.O. Box 202b, Flint, MI 48501-202b, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated May 20, 2010. The Note states that Borrower awes Lender ONE
<br />HUNDRED THREE TIIOUSAND FIVE HUNDRED AND NO/l00 Dollars (U.S. $103,500.00) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than June 1, 2040.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums
<br />due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />Borrower (check box as applicable):
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider ^ VA Rider
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />^ Other (Specify) -
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and
<br />orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on
<br />Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper
<br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or
<br />authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of--sale transfers, automated
<br />teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section. 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than
<br />insurance proceeds paid under the coverages described in Section 5) far: (i) damage to, or destruction of, the Property; (ii) condemnation or
<br />NEBRASKA -Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT with MERE Form 3028 1/01
<br />Page 1 of 8
<br />ios, inc. Borrower(s) Initials ~ ~~
<br />
|