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201003435 <br />shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not <br />apply in the case of aceelarativrt under Sactian l8. <br />20. Sale of Note; Change of Loan Services; Notice of Grievance. 'The Nate yr a partial interest in <br />the Nate (together with this Security instrument) can be sold one or more times without prior notice to <br />Borrower. A sale might result in a change in the entity (known as the "Loan Services") that collects <br />Periodic Payments due under the Nate and this Security Instrument and performs other mortgage loan <br />servicing obligations under the Note, this Security Instrument, and Applicable I,aw, "There also might be <br />one or more changes of the Laan Services unrelated to a sale of the Note. If there is a change of the Loan, <br />Services, Borrower will be given written notice of the change which will state the name and address of the <br />new Loan Services, the address to which payments should bs made and any other information RESPA <br />requires in cannectian with a notice of transfer of servicing. if the Nate is sold and thereafter the loan is <br />serviced by a Lvan Services other than the purchaser of the Note, the mortgage loan servicing obligations <br />to Harrower will remain with the Loan Services or be transferred to a successor Loan Services and are not <br />assutned by the Nvte purchaser unless otherwise provided by the Nate purchaser. <br />Neither Harrower nor bender may commence, join, ar be joined to any judicial action (as either an <br />individual litigant or the member of a class) that arises from the ether party's actions pursuant to this <br />Security Instrument or that alleges that the other party has breached any provision af, ar any duty owed by <br />reason of, this Security Instrument, until such Horrower or Lender has notified the other party (with such <br />notice given in compliance with the requirements of Section lS) of such alleged breach and afforded the <br />other party hereto a reasonable period after the giving of such notice to take corrective action. If <br />Applicable Law provides a time period which must elapse before certain action can be taken, that time <br />period will be deemed to be reasonable far purposes of this paragraph. The notice of acceleration and <br />opportunity to cure given to Harrower pursuant tv Section 22 and the notice of acceleration given to <br />Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity tv take corrective <br />action provisions of this Section 20. <br />21. Hazardous Substances. As used in this Section 2l: (a) "Hazardous Substances" are those <br />substances defined as toxic yr hazardous substances, pollutants, ar wastes by Environmental Law and the <br />following substances: gasoline, kerosene, other flammable yr toxic petroleum products, toxic pesticides <br />and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; <br />(b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that <br />relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response <br />action, remedial action, yr removal action, as defined in Environmental Law; and (d) an "Environmental <br />Condition" means a condition that can cause, contribute tv, ar otherwise trigger an Environmental <br />Cleanup. <br />Harrower shall net cause ar permit the presence, use, disposal, storage, ar release of any Hazardous <br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall net da, <br />nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental <br />Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, yr release of a <br />Hazardous Substance, creates a condition that adversely affects the value of the Property. T"tte preceding <br />two sentences shall not apply to the presence, use, or storage on the Property of small quantities of <br />Hazardous Substances that are generally recognized tv be appropriate to normal residential uses and to <br />maintenance of the Property (including, but not limited ta, hazardous substances in consumer products). <br />Horrower shall promptly give Lender written native of (a) any investigation, claim, demand, lawsuit <br />ar other action by any governmental yr regulatory agency or private party involving the Property and any <br />Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any <br />Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of <br />release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a <br />Hazardous Substance which adversely affects the value of the Property. If Harrower learns, or is notified <br />0130302904 <br />Initials: <br />-6G1NE) l00o51.ot ~aee t z of t 5 Form 3028 1 /07 <br />