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<br /> 'I�Fi1'��WIZ'kl all iik.irupra��cments now cx hereAfter uoc.tecl nn thc WvP.r►Y. aad aFP _
<br /> � futWte.c new or htreafter�patt of tk►e pmpe�ty.All repixcmtnts And additions sha11 also bo w�•trt4l by�his�Secuiiry 1�uwm�n� `
<br /> l All of the foregain�is reizrrad w in thi�Sc:.uriq�Insttument ns the"ProjxrtY•" -_
<br /> � nORROWER COVFNA-'�'I'S thu Borrowu is lawfuUy seised of tAo estntc hereby conveyod and has the risht co grant and
<br /> convey the Proputy �d that the Propert}' is unencumbered,except for encumbrances of record. Sorrower wartants and wlll _
<br />� � defcnd generally the title w c��e Prop�rt}•a�ainsc al!claims 9ad dem�nds,subjece co any cncumbrances of record. =
<br /> � itsi5 3ECtJRITY INS'iRLTNff.PIT combines unifozm covenaat� for napc��al use and aon-uaitom�covena+��c with linute,ti �
<br /> � variations by juristliction ta constiwte e uniform security iasuum.ent covving real property. �
<br /> � � UNIFORM CGV&NANTS.Borrowcr and I,crtder covenant and 3groe t�s tollows: -
<br /> ' l 1.Payment of Pcincipal oad Inur�t;ArepAyment aud l.�te Char�es. Sorrou'es si�a11 P+�P�Y PaY w{un due the �
<br /> principal of�nd inter�s�on the debt evicleaced by ttu Not��nd anY PnWYmcnt and Lzta cliarges due undu the Note. _
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<br /> 2.Funds tor T�ces and Iasurance. Sub}ect to upplicable law or W a writun waiver by Lender, Borrower sha11 pay ta
<br /> Lender on the day monthly payinents are due undu the Note,until th�Nou is paid in full,a sum("Funds")for: (a)Yearly taxes _
<br /> ar►d assessments which rtuiy �ttain juiorisy ovu this Securiry Instrument as a liui on the Pruputy: (b) Yearly leasehold paymencs -
<br /> � u�wrance Premiums:(d)Yeariy tlood insivance Wuniums�if
<br /> o,r ground rents on the Prope.rty.if anY:(c)Yearly hazard or prope�Yy�
<br />' � aay:(e)Year1Y tt+�BaBa iusurance Prennums,if anY:antl(fl cu�y swns payabk by Borrower to l.uuks�in accordance with the -
<br /> pro�isions of paragraph 8. in li�w of tha paymeat of nwrsgage ins�uarice premiwns. 'Ibesa iums arc called "Escrow I�ems"
<br /> l.er�3nr maY.at any ticne,collect and hold Funds in an amount aot co Wcceed the maximum amount a leader for a federally relate�l
<br />':=.� mo�aaee lozn may require for Borrowei s esaow pcco�uu unciez the federal Real Fstate 5culeaiem Procedures Act of 1974 us --
<br /> amendr�from tiumo to time, 12 U.S.C.Scctiorc::G.?1 a s:q. ("RESPA"),unkss anotlter law that applies to tha F,uids sets a lesser =
<br /> amoe•aL If so. Ler�er may,at any cime, ce'��azx: ba3d Funds ia an amounc not to excecd the lesser a�nount Lender may _
<br />- esom�the�noura of Funds due on the basis ag cvaer.s�and rea�oaable esdmates af expendinures of future Escmw Itcuns or =
<br />�� othuwise in aecoztlance with applicabk law.
<br /> 'Ihe Funds st�ali be held in an insutudna wLos�deposics are insured b��a fedusl�ea�cy,insuunxntality.or entiry(includinS
<br /> 1 ttw 7�tt35 to paY tts:,E�rou
<br /> I.ea�Ter.it I.es�ie:is such an instimuon)or iz sny r�daal Homa Loa►� aau�.Leai�i��alt:.�P Y
<br />`_�� Itesas.I.encltr ma��wt charge Sorrower for hekiing aad applyiug the F�us3s,anni�aUy aaalyzu�g the escraw account�or verifY�S
<br />_ the Fs�nw Items,unless l,endu pays Borrowa inurest on the Funds and applicablc laa pemuts Lender to make such a chazge.
<br /> - How�eva,L�uler m�y require Horrowu co pay a one-time charge for an indapendeat xal estste ta�c repardng service usui by
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<br /> l.ender in connection with this loaa. unless applicable law providcs aherwise. Unless an agreement is made or applic2ble]aw
<br /> - reqaires iuterest to be ptid,Letuier st�ll not be required to paY Bormw•er any interest ar�amin8s ou the Funds. Bocmwer and
<br />�� I,eiuler rt�y agree in wriring,however�that inta+est shall bc paid on ttse FLn�s.Lender st�ll give to Borrowa.without chuge,an
<br /> aanual accannting of the Funds,showing credits aad debits to the Funds and the puipose for which each debit to the Funds was
<br />- � made.�e Fnnds are pledgod as additional securiry for all s¢.�as sxurod by this Securitti IIasnument
<br />:_� If the Funds held by Le.ader exceod the amounts Pas�i,�te be!�b}ar*plic�'�e➢aw,Lender shall account W Sorrower for
<br /> the exce,sss Funds in aceordaace with the*Wuinm�of a��ble law.If the amount of the Fuads held by I.uuler at wy time is
<br /> _ nut sufficient co pay tbe Fscxow Items when due.l.endes may so nodfY Bom�wes in writiug.and,in suab case Borrower st�ll pap
<br />- w I.e�.nGrr the amount necessary to malm np the def�.'). Bonowar st�ll make up the deficim�y in no more than twehe
<br />�� mmtNv DaYn+aiu,su L.esuler's sok disaetion.
<br /> - UP�PsY�t ia full of all s�vns seGUred by this SecnTitY Iasttumm�.i�au s'�i P�P�Y;auuu w Dw�v::�:a.sy F'�s3s
<br />--- (�e3d by U�er,If,uadu puagiaph 21,Lender shall acquire or sell the Property.Lender.P�ior to tt�e s�cquisiaon or sale of the
<br /> — pro�xrty, stull apply any Fuads held by Ler�der at tLe time of ac4uidaon or sale as a aedit a�sinst the sums sec�md by t�is
<br /> — �y in�„cM�mrrt
<br />� 3.AppW�tion of Paymwts. Ualess applic�b3e iavr gieYicks otLerwi.ce,all p�ymeacs reaived by I.eadc�uncTu p�ragraphs
<br /> 2 aa3 2 s�al]be applied: 5rs�. *m�s}�pstgaYma�t c.h��due utukr the Note:secwul,w amounts pzyable tutdes y�aph 2:
<br /> d�rd,to inurest due:fou:th,to p�iaci�l due:and lact.so avy late cha�es dae uadv tbe 1vou.
<br />--- 4.CharQa,l.iess. Bamwu s1�11 p�y all tases.awss�nmts, ch�8zs.fiaes �ad irapositions amitwtabk to t1�se Proprsty
<br />_— ai�icb m�y ausio piioricy ova this SecurieY I�uavmeat,aad lease2u�ld Paymeats or gca�usd nats.if any.Barowa s1�11 pay these
<br /> --= n�:��:�►sw�*,mv:ciea ir nara�wt�2 or if noc oaia in thac manna.Ba�rowa shav pay them on cme airaxly co the
<br /> — P�o� P�Y� B�wer shall promptlY fumish w I.endrr all notices of�mouots ta be p�tl unner this p�pa. ii
<br /> � Basrower m�lces ttuse payments directly.Bartvwa shall promPdY fumis�to l.eada re�ei�ts evideacia8�PaY��
<br /> — Bo�mwer st�ll proarptly diccharge any lien which i�priority ovc t�is Security Iasuw�na�t ualess Bmmwer:(a)a�ees in
<br />_� aritiag to the paymau of the obligation secured by tt,e liea ia a m�naa accePtabk w L.ender:(b)co�uesrs in good faith the lien
<br /> �' by. or defeadc agamst anforcenuat of the liea in, legaF proceedinBs which in the I.e�der's opiaioo operate to pnva►t the
<br />=- eafarcemau of the liw:or(c) sxures from ihe holdar af she]iea an agreanent s�usfactary a Lender subordiaaoa8 the lien so
<br />�� �g�ity r„�,•,,,,v�, If Lusda deurmines thu any part of the Propaty is subject to a liea which may at�ain priority over this
<br />;_�� Security Instrument,l.ea,ade7 m�y give Bomower a notice idmrifYsa�tiae Iim.Bocrowa shall satisEy t1x liea or take one or mos+c
<br />�,� of tbe aetioac set fonh above within l0 days of the giving e€notice.
<br /> Forai 302E W90
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