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201003317 <br />BY SIGNING BELOW, Borrower accepts and agrees to the teens and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />m ~ <br />MERLE GENE SIMMONS Date JANICE IMMONS Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by MERLE GENE SIMMONS and JANICE M SIMMONS, <br />before me on May 5, 2010. In witness whereof, I here o set y hand an if a l~cable, my official seal. <br />`~ ~ <br />My commission expires: 5/10/2011 / - <br />~ L AY R <br />CONSUMER LOAN OFFI E <br />GENERAL, NOTARY • 5ta~ of Nehraelca Hall County, NE <br />LISA R. MAYER <br />~y Comm Elgl May 10, 2011 Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />®2004.2009 Compliance Systems, Inc. 002D-FAIC - 2009.12368 <br />Consumer Real Eatate - Security Instrument DL2036 Pagc 5 oF5 www.compliancesystems.com <br />