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201003312 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. _ ~~ / / <br />`~ 2Z (0 ,. ~ ~ ~-- ~l ~~l ~l d <br />TODD ROME ORAK Date HEIDI CAPRICE DVORAK Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by TODD JEROME DVORAK and HEIDI CAPRICE DVORAK, <br />before me on Apri122, 2010. In witness whereof, I hereunto s(e~t may ha-~nd and, if apLplicable, my official seal. <br />My commission expires: ~~ ~ r ~ Z- `-'' "~-~ ~ ~ /~ ~~. <br />GENERAL NOTARY-State of Nebraska _. _. <br />CMRtS L. KASKI~ Hall County, NE <br />- My Comm. Exp. Dec. 29, 2012 Identification Number <br />(Official Seal) <br />THIS INSTRUMENT FREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 6$801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68$01 <br />~ 2000.-2009 Compliance Systems, Inc. 002P-389F - 2009.12.368 <br />Consumer Real estate -Security Instrument UI,2036 Page 5 of 5 w~vw.compliancrsystcros.com <br />