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<br /> � : . :-- .,;__� - . � 92- 102089 �_-
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<br /> . I...� �,� ... TOCI�THER WITH all thc impravcmcnt�n��:y or henuflcr cawtrd nn Ihc propeny.und•rll ruumcntti.uppuncnunccs. ---- .-
<br /> I F � " � L and fixlureK nuw or h�rcaper u pan of thc prupcny. AU��placcments and aJdi�ion,+hull ul�o Ix covcred by�hiz Secu�iry
<br /> :n��'t�} •� In�trument. AO��f Ihe forcgaing i�rcl'rRrd to in ihiK Security Insirument a�thc"Pn►p►ny." �. ..�..._
<br /> BORRUWER COVENANTti ihut BuRUwcr i+iuwfully�citicd of thc c+�alc hcrrhy c��►vcycd onJ ha��hc rigM tu ga+nt
<br /> ��',�o . --, und convey the Ptapeny und Ihu��he Prupeny i�unencumbeirJ,exrept for rncumbrunee,nf record. Hixrowcr wurrant.r und _
<br /> � will�tefend gencrully the tide�o�hr.R��peny ugoimt ull cluim�and demund..subjrrl lu uny encumhruncc+uf recorJ.
<br /> r '� THIS SECURITY INSTRUM�NT comt+inc+ uniti►rn� r�wcnunis for nuticmul uyc anJ nun-unil'orm cuvcnamx with ----
<br /> ' � limited vuria�Mn�by juri,dktiun lu con.tiwtr a unili�rm+ecurity imtrumen�covrring real pnrprny.
<br /> � � UNIFORM COVENANTS. Borrowcr und Lrndcr cavcnam anJ ugrec u�fuHuw,: �_- -�"�-�=��-
<br /> ' . �, pAymenl ut Princfpal And Imere�ct: Prepayment and LAte Chs�rges. Harruwcr+hall promptly puy when duc thr
<br />,-�, principal of suid intcrc��on Ihc dcht cvidcnrrd by the Notc unJ uny prepayment und lu�e chsugcs duc und�r�hc Note. _--
<br />+ • • i Funds for 7hxes And Insurance. Subject to upplicablc low or lu u written wuiver by l.cuder,BoROwer shall pay to _
<br /> � . ' Lender on 1hc day munthly puymcnu urc due undcr ihc Notc,until the Note i.paiJ in full, a�um("Fund.r"1 fur:la)yeurly __
<br /> •� tuxe+und uxsestirnen�y which may ouuin priority over�hi,Security In,vument u+u lien on ihe I'raperty:lbl yeurly leusehold
<br /> . • . • payments or graund rcnt�on Ilx I'�openy, if any; lc) yearly h�urd or propeny in�umnce premium�: ldl yesuly flood
<br /> insua►nce premiumti, if Any: Icl ye►uly mangugc in�urnnce prcmiums,if uny; wxl lfl any sums payuble by Burrawer to ��
<br /> `•� Lender,in uccordancr with[he pravisians of parugruph R,in lieu of the payment of monguge in,urunce premiums. 7'hese
<br /> item+are called "EKrnw Itcmti" I.endcr may.A1 uny time,collect and hald Funds in An nmount nat to exceed the muaimum
<br /> ". ° amaunl a Iender far u fcdcrally mluted moAguge loan may reyuim for Borrower's e�crow uccount under the federnl Reul
<br /> Es�atc Seltlement Pnxcdurcs Act of 1y74 u�amcndcd from timc ta time.l2 U.S.C.�2601 et s�y.l"RESPA"1,unlc+s ana�her
<br /> ^ luw thut applies to the Funda se�s u leszer umaum. It'so,Lender may.�t uny time.collcct and hold Funds in un umourn no1 to - •t'•s�__
<br /> • cxceed the Ic�ser umount. Lendcr may cslimute the amount of Fundx due on thc basis oi'current duta suid ren.wnablc ���A
<br /> � � � es�imates af ezpenditures af future E+cruw Items ur oihenvi+e in Accordance with applicnble luw. s�---s--�.._ _ _
<br /> , � Thc Funds shull be hcld in An institution whosc deposits Are insured by u federul ugency, instrumentulity,ur entity � � .�t%:'�:e.,�
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<br /> (including Lender,if l.cnder i.tiurh an im�i�ution)or in any Fedrrul Home Loan Bank. Lender shall upply Ihe Funds to pay . •,��� - -
<br /> the Escrow liems. Lender mu not chur e Bc►rmwer fcx holdin and a 1 in the Funds, annuull anal cin the escrow •• �,^4�• �
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<br /> ' accoum.or venfying �he E,crow I�ems, unle+s Lender pays Borrower intercst un �he Fund�und upplicuble luw permitti ��i5�;=�•-
<br /> � Lender to make �uch u chur�c. Hawever, LenJer mny reyuire Borrawer to p•ry u one-time churge for an independent rrol
<br /> esWte tax reporting urvice used by l.rnJer in conneclion with thi�luun,unle+s upplicuble law proviJes atherwis�. Unless un �•'.��i:��-,�.
<br /> u r��ment is mAde or applics�ble law requireti intere+�tn hc ps�iJ,Lcnder xhull not bc rcquircd to puy Borrower any intere+t or �iT�-�� " =
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<br /> .. camings an Ihc Funds. B�xruwer unJ l.ender may ugrcc in wri�in�t,howevcr,lhat intcrest shall b�puid on thr Fund.. Lender
<br /> „ � shall give to Borrower,wilhcwi rhargc,un unnual urruuming�►i'thc Funds,xhuwing credil+ and dehits to the Funds�nJ the �,,:ur.��fze��n��*__
<br /> purpose for whirh euch debit to the Funds wus mude. The Fund+sue plcdged ux additionul se�:uriry for ull sums securcd b '�"�•�`�``�
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<br /> Ihi�Security Instrumem. �'i�m�--o---=
<br /> If the FLnds held by Lender eKCCed the umountti permilted to be hcld by upplicable luw. Lender :hull uccount tu _:.�;��
<br /> • -- Barrower for�he exce+s Fund�in u�curJuu�c wiih ihe requircmcnts csf applicrble lsti:�. !�the amount��f t!x F�nd� lu�ld My _ _�r'��'
<br /> l.ender at uny time is nut suf6cicm to puy the Excrow Items when due,Lender muy+o notit�y Borrower in writing,und,in � .�� ��
<br /> such cu�e Borrower +hull pay to Lender �he umount necetiwry to muke up the deticicncy. BoROwcr shall muke up 1he h�;�t t•s:','•
<br /> deficiency in no more�han twelve monthly payments.t Lendo�'s soly di�cr�tion. �F •" :�'' '
<br /> � Upon paymenl in full of all sums+ecurrd by tl�i� Securiry Instrument,Lcnder shull prompdy rcfund to Bortower;u�y ` ~:`jp0'""�
<br /> Funds held by Lender. If,undcr parugruph 21.Lend�•r,liull acquire or urll�hc Propeny.Lender,prior to the aryuisition or •
<br /> ' sale of the Pmperty, shall apply uny Funds held by L�ndrr at the tirne of ucquisition or sulc nz a crcJit ugain,t�hc sums � ,� �
<br /> � sccured by this Security Inxtrument. '
<br /> , 3. Applicatlon of Paymenl.4. Unle+> upplicublr luw pruvide� othcrwisc, ull puyments rcreived by L�nder unJcr
<br /> ptUUgraphs 1 and 2.h�ll Ix s�pplicd:fint,to uny prrpuyment churge.due under thr Notr;,econd,to umounts payable under ._::..
<br /> parugruph 2:�hird.to inlrrest Juc:tiiurth,w pnncipul due;and la�t,to any lute churges due under thr No�e. •���`"''�`''" �"�'_
<br /> 4. Chwr�es: Lien�. Borrower shall p�y ull taxe.. as,c.sment�.charge,. fineti smJ im{w.i�iun, uttribuwble to the '. ._ _ -
<br /> Property which muy uuain priarity over thi,Securi�y Imirument,und Ica.rholJ paynxms or grounJ rent.,if any. Rorrower �� �.�jy;2-
<br /> shall puy these al►ligulion+in ihc mannrr proviikd in paragr•rph 2.,or if not paid in that manner.Borrower+h•rll pay them on i ��'-_�,�_-
<br /> �• lime directly lo thc per.on uwcJ paymcnt. Bornrwcr.hall promptly I'urnish li�l.cndcr nll nutires�if am�wnt.to tk paiJ under „:—
<br /> ' this purugruph. If Bormwcr mukc�thesc puyments Jirectly.Borrowcr�hall prumptly furni+h to Lendcr reccipts eviJencing � � ';a�.�-:��
<br /> the puyment,. t _ --
<br /> Burrower,hall promptly diachurgr any lirn which hus priority uver ihis Srcurity In.trumcnt unles,BoRnwer:lul agrees f
<br /> in writing ta Ihe payment of thc obliga�iun�ccured by�hr licn in a m�nner urcepluhl�to Lcnder.(bl contc.ts in��wd faith Ihe _�
<br /> . , licn by,or dcfends uguinst cn(orcemem of�hc licn in,Icgal pnxerJing+which in the LrnJcr ti opinion operutr to pRVCnt thr '�"''"'�
<br /> enforcemcnt of the lien;ix(c)secure+from thc holJer�d�Ihr lien an a�rcemenl ,uti.GKa�q to LenJer,utx�rdinatinF the licn _
<br /> to thi�Securi�y In��rument. U'LrnJer Jetcm�ine,th•ri zmy pan uf the ProFxny i�suhj�ct t�� a lirn which muy attuin prioriry
<br /> ' over this Security Instrumcnt,Lcndrr nwy Eive Borrowcr a noticc iJcnlifying the lirn. Borrowcr�hall suti+fy the lien or take . �„
<br /> one or morc of thr actiom ut fonh atwvr within I(1 Juys uf the giving uf nutirc. ' �
<br /> 5. Hazard or Property Insurance. Bortowcr�hall kccp thr improvemcros noa� �xistin�:on c�rcattcr ercrted cHt thc
<br /> �� Propeny insurcd aEuin+t lm.hy firr.h•rcarJs inrlu��d wilhin�he Ienn°�xtrn�kd rovcrage"and any�Hlxr hutardx,including �
<br /> � floodx nr flandin�t, for which l.ender rcyuiR+imurunrr. Thi. in+uruike .Iwll t►e maimain.d in the ami►unls und for Ihe
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