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201003277 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />GAIL K MORRIS Data <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was aclmowledged by GAIL K MORRIS, before me on May 5, 2010. In witness <br />whereof, I hereunto set my hand and, if applicable, my o fic' 1. <br />My commission expires: 5/10/2011. <br />MAYER <br />CON UMER LOAN OF IC R <br />Hall County, NE <br />G~~,NOTARY • ~~ of Negra&ka Identification Number <br />1.~Sq Fl. MAYER <br />_ My Comm. Exp. MaY 1 U, 2011 <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />H`~ 2004-2009 Compliance Byatems, lnc. 002D-0558 - 2009.12.368 <br />Cansumcr Real Esfatc -Security Instmment DL2036 Page 5 of 5 www.compliancesystems.com <br />