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�� _ ��� <br /> -�. - -____ -- — �- - '. _---_=- =•--- =-_- <br /> ---� , � ._._ <br /> _ -L--==' -- - "�-� - �`_ " �.------- --- :i`',._-— = - <br /> . <br /> r <br /> AI�J�57CA��,I� Jt�A'�'� RII���. 2 <br />; — tl lle�r Tc�sury Qndex•fwte�:apc) ~ � �U'a��!!� _ <br /> ��7'k11S ADJUSTAB1.Fi R^'FE RID�R is made this �2TH �y pf APRI L , <br /> `�B .xrnl is irx�rpv�ted iutu tiid shali he dae,-►tie.-� ro�merut nncf uc�lr�n:nt the Alortgzg:.,D� of <br /> T�vst or Security Decd(the"Security Inunvnent")of thc same due¢iven by the undersigned(the"Borrower")to <br /> ur thc�orr w� r's Adjustabtc Rau Note(tn.:'Nocc")w <br /> �i� �puitrbl��Bui�dinp �nd Lotn Associ�tion ot 6rtn0 Is1tnC, M�br11k�, A Ftder�l 5�vings B�a4 <br /> (�he"I.ender")of the s�ne clate aad��averi�the property describod in the Socurity Instnunent and located at: <br /> 4069 ?l1LACE DR GRAND ISLAND. NEBRASKA 68803-6405 <br /> IP�nY��1 <br /> THE NO'�E CONTAINS PiiOVISiONS ALLOWIN� FOR CHANGES IN THE INTER�ST <br /> �ATE AN� THE MONTHLY PAYMENT. THE NOTE UMITS THE AMOUNT THE <br /> BORROWER'S INTEREST RATE CAN CHANGE AT ANY ONE TWE AND THE <br /> MAXlMUM RATE THE BORROWER MUST PAY. <br /> ADA�ITIONAL.COYENAIV'TS.In addition to the oovenanis and qgrcemaus made in tSe Socuriry Itutrumau. <br /> Botzvwcc aad L.eoder fw�ther covenant and�roe as follows: <br /> A.urir.ic�i iu�in f►Idu mvZ m.Y:�Y:�":'��"�1liaFS <br /> 7'he Note pmviQes for u�initial icsterest�ate uf 7.000 96.Ths Noto q�covides for chaages in <br /> tlie inttrost rato aad t4e moattily ps,1tmeats,as folluws: <br /> 4.WI'EREST RATE AND MUNI�II.Y PAY14iFNT CH�1l�IGFS <br /> (A)C4s�e D�tes <br /> 'I7�e interest rate I will pay mag c�nge on the first day of �� � 2001 .and on that <br /> dsy evay 12th nwoth tha�eafter.Facb date on which my ii�terest rate could chaage is callod a'G'tsange Date.' <br /> (B1 Tbe I�dex <br /> { Beginaing with the first Change Date,my interest rate wiA be based on a�z Isfdcx.The "Indez'is the wedcly <br /> . ave�e ye�eld on Uniced States Treasury securides adjusud to a oonuu�t anturity of 1 yeu.As made av�ilabk by <br /> ; the Fakra!Reserve Board.The most reant Index fiYure availxble ss of tLe date 45 days befare each Ch�nge Date <br /> - , ---i:�--.:w:s;o s�',.a..:,...-'-,ww;.' <br /> ..-' - - " - - - . ' - -. .. . . . .. .—.. <br /> S —-' <br /> `i , If the Index is no longer avanlsbk.the Note Holder will choose A new udez whicb is basad upoe axnppbte <br /> t infotm�tion.Tix Note Holda will give me notia of tlris cboicx. <br /> -e <br /> -� (C�Calcnlotloa o�C6�o�t� <br /> Before ach Cbaoge Date.tlfe Note Hokler wiU�lcul�te my new interat rate bY�nY <br /> ; �1M� peroeaWge point(s)( 2.OUQ 96)w the Cl�ment <br /> Inde�c.'lUe Note Hntua will tbe�x round the mult of this additioa to We m�arest oae-eightb of ooe peree�t�e <br /> poiat(0.12556). Subject to the limiLS statod ia Secxioo 4(D)belorv,this�uuncfc�d amwac will be eqy aew iatet+est . <br /> : r�te uatil ttu n�zt t:hsage Date. � . <br /> '!Le Note Hoider will thm determin tLe amount af We awathlS'PnY�t3�at would 6e�uPficieat to n�ay the <br /> ynP�ud PnnaPal that i am expccted to owe at the Clnnge Date ia full on tbe M:surity Date at my new iatemt rate <br /> � �`°jw•"•;'�IY e9�PaYmrnts.The rcwlt of this calculatioa will be the xw amau�of mY��Y PaY�• <br /> A <br /> 1 (Q�X,iID��C 0��lSZ�t C�lS <br /> � Z�ICtYi[�CI'CiL[1LC�$tp IOQI�LI'Cd�O�7y IIt tl]C fIISL Q17Il�G DiZC WII�IIOI bC$[�C�ICT t�I1 9•�Q� � <br /> oi ICts t11iD �. O� 5b.7bCteafteT.IIly iatet+at ratC Will neYer be inCt�eaiOd Ot decrCafed Ot1 <br /> any sieg3e Qsange Qate by awre tt�an two perceat�ge points (2.046)from tl�e rate of inta+est I have baa payit� <br /> � �r the �o�,n tadvcmon�hs �l inurat rate will ver be greater th�a �2•000 �, <br /> y ��itere�t rata w3T� n�ver be �ower than 5.00Ox. <br /> '' (E)EKetHve Dde of Chaqes <br /> My new i�uerat rate will beoome effeaive on each C6ange Date. I wiIl,pay thc amounc of my new montWy <br /> • P�Y��n8 on the firsi maotWY PaY��date after the C1�ngc Date until tbe amount of my moothly <br /> ' ar����• <br /> ' (F'1 riatio�ot Ct�es <br /> . Tbe Note Holdcr.rvill deliver or mail to me a noiice of any cbaages in my inu,rest rate and the amount of my <br /> �wY PaY��►t the effxtive date of say clsange.The notia witl incte�de infomution required by law to <br /> be givm m�d �so the title and celepl�one number of a person who will ancwer any questim I m�y have <br /> ce�udiqg the notia. . <br /> MIlLT1iTATE AD�NJSTAiLE ftA'PE RlDER-AiW&2-Sinpis FamitY-Fa��MMlFt�d�Yac tJNlonw Nat�Mt� ,t. <br /> `Fan�3171�31�6 <br /> �-62ZA 1�105� vlYV MO(iiCdGE FOMAS-lOGtM52 7-729t � P+:ww an IMertlw�wr <br />