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201003264 <br />a ment of Mortgage <br />premiums, if any, or anY sums payable by Borrower to Lender in lieu of the p Y <br />remiums in accordance with the provisions of Section 10. These iterms are tha l Community <br />Insurance p time during the term of the Loan, under may q <br />Items." At origination or at any be escrowed by Borrower, and such dues, fees and <br />Association Dues, Fees, and Assessments, if any, <br />sessments shall be an Escrow Item. Borrower sh nl promptly furnish to Lender all notices of amoun~s <br />der the Funds for Escrow Items unless Lender waees <br />a waive Borro <br />be paid under this Section. Borrower shall pay or all Escrow Items. Lender may onl be <br />Borrower's obligation to pay the Funds for any time. Any such waiver may Y <br />obligation to pay to Lender Funds for any or all Escrow Itedr ~~lanwhen and where payable, the amounts <br />In the event of such waivers, meat £ ~,u ds has been waived by Lender and, if Lender requires, <br />in writing. re uire. <br />due for any Escrow Items for which p Y ment within such time period as Hosea bedeemed to <br />shall furnish to Lender receipts evidencing such paY rovide receipts shall for all pure <br />Borrower's obligati°n to make such payments and top prase "covenant and agreement" <br />be a covenant and agreement contained in this Security Instrument, as t e p <br />a Escrow Items directly, pursuant to a waiver, and <br />is used in Section 9• ~ Bam~o ntrdue fors an Escrow Item, Lender may exercise its rights under ~tlsuch <br />to Lender any <br />Borrower fails to pay time b a notice given in <br />and pay such amount and Borrower shall then be oob~i all E~ oWr ~ e~$ a ~y reps y <br />amount. Lender may revoke the waiver as to any <br />with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in <br />accordance <br />such amounts, that are then required under this Section . <br />Lender may, at any time, collect and bald Funds~n of a°exceed ~e~ic~n~~ amountna lende pad <br />the Funds at the time specified under RESPA, ar-d (~ licable <br />ire under RESPA. Lender shall estimate the amp Items ornotherwiset in accordance wi hnAppta <br />requ <br />reasonable estimates of expenditures of future scro a federal agency, <br />Law. or in <br />The Funds shall be held in nd ~stl f Winder isoan insptut on whosesdep sits ~~atertthan the time <br />instrumentality, or entity (including Le 1 the Funds to pay the Escrow I 1 ms nthe Funds, annually <br />any Federal Horne Loan Bank• Lender shall app a Borrower for holding and app Borrower interest on the <br />specified under RESPA. Lender shall not charg regiment is made in writing <br />analyzing the escrow account, or verifying the Escrow Items, u eesU~ sdear- ag Borrower <br />Funds and Applicable Law permits Lender to make such a charg aired t° a <br />licable Law re uires interest to be paid on the Funds, Lender ~~ m°~~ ing, howeve P that interest <br />or App q of the <br />any interest or earnings on the Funds. Borrovw o Burrower r w bout charge, an annual accounting <br />shall be paid on the Funds. Lender shall g <br />Funds as required by RESPA. nder shall account to <br />If there is a surplus of Funds held in escrow, as defined raider RESPA, ~ <br />Borrower for the excess funds in accordance with RESPA. If there is a shortage of Funds held in esc~rio , <br />wer as required by RESPA, and Borrower shall paY 12 <br />as defined under RESPA, Lender shall notify Born <br />the shortage in accordance with RESPA, but in no mLender shall <br />Lender the amount necessary to make up to make <br />monthly payments. If there is a deficiency of ~ dgWeX ~~i pay to Lenderh amoun~n~ssary <br />notify Borrower as required by RESPA, and a menu. <br />up the deficiency in accord of with RESPA, but in no more than 12 mont y p Y <br />all sums secured by this Security Instrument, Lender shall promptly refund <br />Upon payment in fu ositions <br />to Borrower any Funds held by Lender. fines, and imp <br />Liens. Borrower shall pay all taxes, assessments, charges, p menu or <br />4. Charges; Instrument, leasehold ay <br />attributable to the Property which can attain priority over this Security <br />nts an the Property, if any, and Community Association Dues, Fees, andeAs rovidedtin Section o <br />ground re Borrower shall pay them in the mane p <br />the extent that these items are Escrow Items, <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMEN7tiais: W Farm 3028 1/07 <br />NEBRASKA -Single Family - Page s ar i 5 <br />-e(NEl ~oe>>i . <br />