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2oa.oo3is~ <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />eal) <br />Borr er Dianne K Kraus <br />Borrower <br />Borrower <br />(Seat) <br />(Seal) <br />(Seal) <br />Borrower <br />STATE OF Nebraska <br />COUNTY OF Hall <br />ss: <br />I, ~ob~r~lie. L ~ ~_~_~. , a Notary Public in and for said county and state, do hereby <br />certify that Dianne K Kraus a sin le erson <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the <br />Foregoing instrument, have executed same, and acknowledged said instrument to be her ,free and voluntary act <br />(his, her, their) <br />and deed that she executed said instrument for the purposes and uses therein set Forth. <br />(he, she, they) <br />Witness my hand and official seal this 11th <br />My Commission Expires: ~ ~ ~~'~~ <br />GENERAL NOTARY - State of Nebraska <br />"m~ RO6ER1"A L. REEt7 <br />""~°~.~ aty fomm. Exp. July 30, 2010 <br />This instrument was prepared by: <br />day of Ma 2010 <br />(Seal) <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac. UNIFORM INSTRUMENT (MF.RS) Form 3028 1/Ol (page 8 of 8 pages) <br />12439.CV (i 1/07) 903699 Creative Thinking, Inc. <br />[Space 13elaw This Gine For Acknowledgment] <br />G~'1'O(000Fddeb) <br />