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~~ ~.~ <br /> <br />,,.~...r_ ~~ <br />.: <br /> ~..J <br />_~ <br />' hw <br />~ pp y <br />!~ i ~ <br />" T <br />e~F ~y <br />!" 1~-"'"~ ~ ~~ <br />m <br />~.~.~ ~:~ " rn ~ c~ --~ t~ <br /> <br /> <br />~ ~ ~ <br />~ ~ <br />~~ r ~ ~ ~ ~ a ~ <br /> <br /> <br /> r'~ ~ ~ r~1 ° Cn <br /> <br /> ~ ~ - <br />irlr~ ~ <br />~ cn ~'' <br />r C..a -i <br /> <br /> ~ ~~ ~ ~ <br /> ~ ~ ~ ~ <br /> <br />Z <br />O <br />[Space Above Thls Llne For Recording Data] <br />DEED OF TRUST <br />Loan No: 451004583 <br />MIN: 1007451-OODODDD085-9 ~ ,.~ <br />~~ <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated May 5, 2010 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Nancy C Cramer, a Single Woman <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diets Ave. <br />Grand Island, NE 88803 <br />(D) "Trustee" is Central National Bank <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of 1'.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />NEBRASKA- Single Family -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1101 <br />Laser Formslna (800)k48-3555 <br />LFI#FNMA3028-MERS 1/01 (A) Pagel of 13 II11tIaIS: <br />