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2oioo3o43 TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the fallowing described property located in the County of Hall ~ype of Recording Jurisdictlon] [Name of Recording Jurisdiction) Lot 2, Block 1, n crash:. eroaa Lake Estates, Fourth Subdivision, an Addition to the City of Grand Island, Hall County, Nebraska. which currently has the address of 224 Ponderosa Dr [Street] Grand Island ,Nebraska 68803 ("Property Address"): [City] [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Harrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA- Single Family -FannieMaelFreddieMac UNIFORM IN5TRUME T Form 302$ 1/01 Laser Forms Inc. (800) 446-3555 LFI#FNMA3D28 4102 Page3 of 13 Initials: ~~.