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......~ ...~..~ ~ ~ cn G ca t rp ~ ~ ""1 n ~ ~ U.. ~ ~~. -~' -r ~~ ° a w l ~ ~ ~ T; rv c n -~ r n ~ ~ w m ~.~,..~~ cr, .... ~....~ c~ro Z O State of Nebraska (Space Above This Line for Recording Data] DEED OF TRUST FxA Case No. ~~ 321-2864050/703 ~ G THIS DEED OF TRUST ("Security Instrument") is made on April 30th 2010 The trustor is Jeffre L. Bo ner a sin le erson ("Borrower"). The trustee is U.S. Bank Trust Com an National Association 111 SW Fifth Avenue Portland OR 97204 ("Trustee"). The beneficiary is Farmers & Merchants Bank which is organized and existing under the laws of the State of Nebraska ,and whose address is ~ 3015 2nd Avenue Kearne , NE 68847 ("Lender"). ~ Borrower owes Lender the principal sum of Ninet Two Thousand Two Hundred Ninet Seven and ~ 00/100 Dollars (U.S. $ 92,297.00 _~. This debt is ~ evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on May 01, 2040 . This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: Lot Fifteen (15), Island Acres Number 7, in the City of Grand Island, Hall County, Nebraska which has the address of 3007 West State Street (Street] Grand Island ,Nebraska 68803-2329 ("Property Address"); [City] [Zip Code] TOGETHER WITH all the improvements now ar hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security instrument as the "Property". BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. 11Ol.CV (1 V07) 9902424015 Page 1 OPS GOTO(00095876)