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<br />State of Nebraska DEED OF TRUST FHA Case No.
<br />321-2ES1333 703
<br />MIN: 100416700009632242 ~ ~
<br />THIS DEED OF TRUST ("Security Instrument") is made on _ __ _ April 30th 2010
<br />The trustor is Dennis W Garcia, a sin le erson
<br />("Borrower").
<br />The trustee is U.S. Bank Trust Com an National Association
<br />("Trustee"). The beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ("HERS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). HERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MFRS.
<br />CharterWest National Bank
<br />which is organized and existing under the laws ofthe State of Nebraska ,and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ("Lender").
<br />Borrower owes Lender the principal sum of Ninety Two Thousand Six Hundred Ninety and 00/1.00
<br />Dollars (U.S. $ 92,690.00 ). This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid earlier, due and payable on May 01, 2040
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Nate, with
<br />interest, and all renewals, extensions and modiftcations of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security instrument and the Note. Far this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following
<br />described property located in Hall County, Nebraska:
<br />Lot 6, Block 6, Vl~intle~lf Addition, Grand Island, Hall County, Nebraska
<br />~~~c1Ph`s
<br />which has the address of 1016 W John St
<br />Grand Island ,Nebraska 68$01
<br />[Street]
<br />("Property Address");
<br />[City] [Zip Code]
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all
<br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
<br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security
<br />Instrument as the "Property". Borrower understands and agrees that HERS holds only legal title to the
<br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom,
<br />HERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any
<br />action required of Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />16256.GV (11/07) 903G29 Pagc I of5
<br />Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenue
<br />Grand Island, NE 68$03
<br />GOTO(OOOtb575)
<br />
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