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r-~ <br />,...~ ' ~ <br />~ ~ ~ ~ <br />n ~ ''~ m <br />N ~ N~ ~ -~ © rTi <br />t9 ~~ V) r,~ C A ~ <br />~a ~~~ ~ ~ 2 --i ~ ~ <br />~ rn <br />~ ~^ r.7 ,~ .,..1 ~ C3 <br />~ ~~w _~ u~ ~ '~ ~ <br />CAD ~ ~ ~ ~ G7 " h 1-+ CJ) <br />~'~ ~ Q rn '~7 ~ CT C7 ^.1 <br />~ ~ r ~ ~ <br />~„ r n rv C <br />cn <br />_ _ cn ~, ~O <br />[Space Above This Line for Recording Data] <br />State of Nebraska DEED OF TRUST FHA Case No. <br />321-2ES1333 703 <br />MIN: 100416700009632242 ~ ~ <br />THIS DEED OF TRUST ("Security Instrument") is made on _ __ _ April 30th 2010 <br />The trustor is Dennis W Garcia, a sin le erson <br />("Borrower"). <br />The trustee is U.S. Bank Trust Com an National Association <br />("Trustee"). The beneficiary is Mortgage Electronic <br />Registration Systems, Inc. ("HERS") (solely as nominee for Lender, as hereinafter defined, and Lender's <br />successors and assigns). HERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MFRS. <br />CharterWest National Bank <br />which is organized and existing under the laws ofthe State of Nebraska ,and whose address is <br />714 N Diers Avenue Grand Island, NE 68803 ("Lender"). <br />Borrower owes Lender the principal sum of Ninety Two Thousand Six Hundred Ninety and 00/1.00 <br />Dollars (U.S. $ 92,690.00 ). This debt is <br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on May 01, 2040 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Nate, with <br />interest, and all renewals, extensions and modiftcations of the Note; (b) the payment of all other sums, with <br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the <br />performance of Borrower's covenants and agreements under this Security instrument and the Note. Far this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following <br />described property located in Hall County, Nebraska: <br />Lot 6, Block 6, Vl~intle~lf Addition, Grand Island, Hall County, Nebraska <br />~~~c1Ph`s <br />which has the address of 1016 W John St <br />Grand Island ,Nebraska 68$01 <br />[Street] <br />("Property Address"); <br />[City] [Zip Code] <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all <br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and <br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security <br />Instrument as the "Property". Borrower understands and agrees that HERS holds only legal title to the <br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom, <br />HERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any <br />action required of Lender including, but not limited to, releasing or canceling this Security Instrument. <br />16256.GV (11/07) 903G29 Pagc I of5 <br />Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68$03 <br />GOTO(OOOtb575) <br />