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2oioo2s~9 <br />(F) "Note" means the promissory note signed by Borrower and dated April 20, 2010. The Note states that <br />Borrower owes Lender Forty Five Thousand and 00/100ths Dollars (U.S. $45,000.00) plus interest. Borrower <br />has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2025. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider <br />^ Balloon Rider ^ Planned Unit Development Rider ^ Biweekly Payment Rider <br />^ l -4 Family Rider ^ Revocable Trust Rider <br />^ Other(s) [specify] <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Froperty by a condominium association, homeowners association or <br />similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, <br />or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point-of--sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow items" means those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, <br />or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance <br />in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the <br />Note, plus (ii) any amounts under Section 3 of this Security Instrument. <br />(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its <br />implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any <br />additional or successor legislation or regulation that governs the same subject matter. As used in this Security <br />Nebraska Ueed of Trust-Single Family-Fannie Mae/Freddie Mac Uniform Instrument Form 3028 1/Ol <br />MERS Modified <br />The Compliance Source, Inc. Page 2 of 14 Modified by Compliance Source 14301NE 08100 Rev. 04/08 <br />www.compliancesource.com ®2000, The Compliance Source, inc. <br />~+ 2 9 2 0 9 8 2 2 0+ O O A D+ Z+ 7 4~ <br />