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20~oo27s9 (C) "Lender" iS EDWARD JONES MORTGAGE, LLC Lender is a Limited Liability Company organized and existing under the laws of DELAWARE Lender's address is P. O. HOx 1857 MINNEAPOLIS, MN 55402 Lender is the beneficiary under this Security lnstrument. (D) "Trustee" is WELLS FARGO FINANCIAL NAIL BNIt (E) "Note" means the promissory note signed by Borrower and dated APRIL 21, 2010 The Note states that Borrower owes Lender ONE HUNDRED EIGHTX-NINE .THOUSAND SIX HUNDRED AND Nt)/ L O 0 Dollars (U. S. $ * * * 18 9 , 6 0 0.0 0 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MAX 1, 2 0 4 0 . (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instxument, plus interest. (FI) "Riders" means all Ridexs to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrowex [check box as applicable]: ^ Adjustable Rate Rider 0 Condominium Rider ^ Second Home Rider ^ Balloon Rider 0 Planned Unit Development Rider ~ 1-4 Family Rider ^ VA Rider ~ Biweekly Payment Rider ~ Other(s) [specify] (n "Applicable Law" means all controlling applicable federal, state. and local statutes, regulations, ordinances and administrative rules anti orders (that have the effect of law) as well as all applicable final, non-appealable judicial apiruons. (.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that axe imposed on Borrower ar the Property by a condomizuum association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer o£ funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, pr magnetic tape so as to ordex, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfexs, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the covexages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation ar other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (l~ "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT -61NE) Ioai~i Page 2 of 15 i~itiais Form 3028 9101