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201002768 (C) "Lender" is First National Bank of Omaha Lender is a A National Banking Association organized and existing under the laws of NEHRASKA Lender's address is 1620 Dodge Street Stop Code 8138 Omaha, NE 68197-8138 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is First National Bank of Omaha,ANationalBankingAssociatian 1620 bodge 'Street Omaha, NE 68197 (E) "Note" means the promissory note signed by Borrower and dated Apri123, 2010 • The Note states that Harrower owes Lender One Hundred Forty-Seven Thousand Seven Hundred Twenty-Five and 00/ 100 Dollars (U.S. $ 147,725,00 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than May 1, 2040 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Propnrry." (C) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (li7 "Riders" means all Riders to this Security Instrument that are executed by Bonower. The following Riders are to be executed by Borrower [check box as applicable]: ^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider Balloon Rider ^ Planned Unit Development Rider ^ I-4 Family Rider VA Rider ~ Biweekly Payment Rider ^ Other(s) [specify] (1) "Applicable Law" means ail wntrolling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (.1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed an Borrower or the Property by a condominium association, homeowners association or similarorganization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point- of sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third patty (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Aroperty; (iii)conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (O) "Periodic Payment" means the regularly scheduled amount due far (i) principal and interest under the Note, plus (ii)any amounts under Section 3 of this Security Instrument. NEBRASKA -Single Family _ Fannle MaelFreddie Mac UNIFORM INSTRUMENT ~~ / AJA:1~ .aINE) ioe~~~ a.9. s o~ a inelam:~ i I ~r// ~,"" Form sOZ8 1ro1 p~D'S'•®NE9 II III VIII II II IIII VIII IIN II I IIII III VIII IIII III MCI III ICI OOOONE9813528