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2oioo2s2~ <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />A L. KL R -Borrower <br />(~~) <br />MICHELLE L. KLUVE~t -Borrower <br />-Borrower <br />W1tr1CS5e5: <br />...(Seal) <br />-Borrower <br />NEBRASKA--Single Family--Fannie Mae!Freddie Mac UNIFORM INSTRUMENT Form 3028 1/Ol (page 13 of 14 pages) <br />GV2023.HP <br />IIIIIIIVIIIVIIIVIIIIIIIIIIIIIIIIIIIIIIIIIIIIVIIIIIIIIIIIIIIIIIIIIIIIIIIIIVIIIIIII'IIIIIIII <br />1 1 [] 1 1 6 6 9 c~ ~ G V 2 ~ 2 3 <br />