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2oioo2sii 9. Pt~tl~ of I.euaer's iu tnr• Property aaa Rights vnaer dris security Lrstyrament. If (a) Borrower fails W perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Leader's interest in the Property and/or rights under this Security Instrument (such as a proceeding in banlQUptcy, pmbate, for condemnation or forfeiture, far enforcement of a lien which may attain priority over this Security InShyrment or to enforce laws or regulations), or (c) Harrower has abandoned the Property, then Leader may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, irycluding protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are oat limited ta: (a) paying airy surxa secured by a lien which has priority over this Security Instrttrnent; (b) appearing in court; and (c) paying r~easanable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrutnertt, irx:tuding its secured positron in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and wincbws, drain water from. pipes, eliminate building or other code violations nr dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Leader does oat have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Harrower secured by this Security lnstrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting ~~Ifntthis Security Instrument is an a leasehold, Borrower shall ccsmply with all the provisions of the lease. If Borrower acquires fee tide to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Laurance. If Lender required Mortgage Insru~ance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from. the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments wward the premiums for Mortgage Ir>gttrance, Borrower shall pay the preaiums required to obtain wverage strbstamtially equivalent to the Mortgage Irrstrr-arree previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the "insurance coverage ceased to be in effect. Lender will accept, use and retain theme payments as anon-refundable loss reservern lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender eau no longer require loss reserve payments if Mortgage InStrrarrce coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage lrrstrrarrce, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide anon-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing fur such termination or until termination is required by Applicable Law. Nothing in this Section 111 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimbttrsess Lender (or any entity that ptrrcltases the Note) for certain losses it may incur if Borrower does noC repay tl-p Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insura~e in force from time to time, and may enter into agreements with other parties thaC share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the rrmrtgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). NEBRASKA -Single Family - Fannie Mse/Fraddkt Mac UNIFORM INST'RUMElIT YVI771 M ~~AINE! roetw PeQe s or is mss: ~~~ Form 3028 7107 'Ii~~llp~~~~~~~~5 ~~II~"~'