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201002611
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4/20/2010 3:02:49 PM
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4/20/2010 2:50:47 PM
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DEEDS
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201002611
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2oioo2sii <br />BORROWER COVENANTS that Harrower is lawfully seised of the estate hereby conveyed and has <br />the right to grant and convey the Property and that tbe Property is unencumbered, except for encumbrances <br />of record. Horrower warrants and will defend generally the title to the Property against all claims arul <br />demands, subject to any encumbrances of record. <br />THIS SECURTI'Y INSTR~TMENT combines uniform coveffints for national use and non-uniform <br />covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real <br />ProP~Y <br />iTNIFO1tM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Merest, E,~crnw Items, Prepayment Charges, and Late Charges. <br />Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any <br />prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items <br />pursuant to Section 3. Payments due under the Note a~ this Security Instrument shall be made in U.S. <br />currency. However, if any check or other inatrttmerrt received by Lender as payment under the Note or thrs <br />Security Irrstnrtnet-trs rehrrned to Lender unpaid, Lender may require that any ar all subsequent payments <br />due under the Nate and this Security Instrument be made in one or more of the following farms, as <br />selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or <br />cashier's check, provided. any such check is drawn upon an institution whose deposits are insured by a <br />federal agency, instrumentality, or entity; or (d) Electronic Funds Trausfier. <br />Payments are deemed received by Caroler when received at the location designated in the Note or at <br />such other location as may be designated by Lender in accordance with the notice provisions in Section 15. <br />~~' -~Y return any PaY~ or partial payment if the payment or partial payments are insufficient to <br />bring the Loan ctrrrerrit. Larder may accept any payment or partial payment insufficient to bring the Loan <br />current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial <br />payments in the future, but Lender is not obligated to apply such payments at the trine such payments are <br />accepted. If each Periodic Payment is applied as of its scheduled due date, then Leader need rat pay <br />interest on uuapplied funds. Leader may hold such unapplied fiords until Borrower makes payment to bring <br />the Laan current. If Borrower does not do so within a reasonable period of time, Larder shall either apply <br />such futda or return them to Borrower. If ~t applied earlier, such funds will be applied to the outstanding <br />principal balance under the Note immediately prior w foreclosure. No offset or claim which Harrower <br />might have uaw or in the future against Under shall relieve Harrower from making payments due under <br />the Note and this Security Instrument or perfornung the wvenants and agreements secured by this Security <br />Instrument. <br />2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all <br />payments accepted and applied by Lender shall be applied in the following order of priority: (a) interest <br />due under the Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments <br />shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts <br />shall be applied first to late charges, second to arry other amounts due under this Security Instrument, and <br />then tv reduce the principal balance of the Note. <br />If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a <br />sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and <br />the late charge. If more than one Periodic Payment is outstanding, Larder may apply any Payment received <br />from Borrower tv the repayment of the Periodic Payments if, and to the extent that, each payment can be <br />paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or <br />more Periodic Payments, such excess may be applied to any late charges due. Voluntary prcpaytnentq shall <br />be applied first to any prepayment charges and then as described in the Note. <br />Any application of payments, irlsnranrr proceeds, or Miscellaneous Proceeds [o principal due under <br />the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. <br />3. lN~rnds for I!.scrow Iteans. Borrower shall pay to Lender an the day Periodic Payments are due <br />under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts due <br />for: (a) tastes and assessments and other items which can attain priority over this Security Instrument as a <br />lien. or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) <br />premiums for any and all insurance mired by Lender under Section S; and (d) Mortgage Insurance <br />R~BRASKA -Single Pamirs -Fannie Mae/rweddie Mss UNiFQHM aM87'RUtr~MT 1AIf1N M <br />-BAtNE) roatnl Psce a of ~5 mitia~s: ,~,~~ Form 3028 f /Ot <br />~I I~I~ ~~~' NNIS ~ ~ ~I ~~II ~~~ <br />
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