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4 <br />V.A. RIDER <br />Loan No: 451001795 <br />V.A. Case #: 34-34-6-0179339 <br />Parcel/Tax ID #: 400233843 <br />201002557 <br />MIN: 1007451-OOOOOD0064-Z <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT <br />THE APPROVAL OF THE DEPARTMENT OF VETERANS <br />AFFAIRS OR ITS AUTHORIZED AGENT. <br />THIS V.A. RIDER is made this 16th day of April, 2010 , <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, <br />Security Deed or Deed to Secure Debt ("Security Instrument") of the same date herewith, given by the <br />undersigned ("Borrower") to secure the Borrower's Note ("Note") of the same date to <br />Five Points Bank, a Nebraska Corporation <br />its successors and assigns ("Lender") and covering the property described in the Instrument and located <br />at: 311 Campbell Ave. <br />Doniphan, NE 68832 <br />[Property Address] <br />Notwithstanding anything to the contrary set forth in the Security Instrument, bender, hereinafter <br />referred to as "Mortgagee" and Borrower(s), hereinafter referred to as "Mortgagor(s)" hereby <br />acknowledge and agree to the following: <br />V.A. GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in <br />the Security Instrument, Mortgagor(s) and Mortgagee further covenant and agree as follows: <br />Multistate - V.A. Rider <br />Form 438 1 D/03 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#VA438 10/D3 Page 1 of3 Initials: <br />