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<br /> T��T!�ER ��I 11 �e imnrovemsnts now or heseafter erected oa the groperty, aad alI easem�nte� L,.....=_;
<br /> :.,� aPPurtenances.and fistures aow or hen°after a gart of thc gropertp:All replscements and edditions shall also be cove�-ed _��•_
<br /> ...:, by thi��;ytity Ia�trur�aent.A!i o4 the foregaing is referrad to in thss Security Instrumeat as the"Property." �;,`_:
<br /> BORROWER COV�NANfS that BarroNer ia lavrfully saised of the esta4e herEby conv�qed aad has the right to '`._
<br /> - graat and convey We Prog�rty and that the Pmperty is imencumbe;ed,escegt for enr.�mbrances of record. Borrower -
<br /> `. wr
<br /> arrants aad csill delend generally the title to tIie Property against all clsims and demands.subject to anq eucumbrances _ _
<br /> ..� of record . �"�t:�
<br />� -d'H[g gECURTPy IItiSTRUMENT coanbines uniform covenants for national use and aoa-uniform coveaants with _ �
<br /> liauted vaYiatioas bp jusisdiction to vonstitute a uniform eecurity inswment coveriag real PropertY• �.
<br /> UNIFOkM COV�ENANfS.Barrower and Lender wvenant and a�tee as follows: ,`!��'
<br /> . 1.Payme�t of Priacipal snd Interest:PrePayffient aad Late Charges.Bonower shall promPtlY pay wheu d�e
<br /> ' the grincipal of and iaterest oa thG debi evidenced by the Note aad anp prepayment and late charges due uader the Note. �__
<br /> 2.Fonds for Taxes aad Imsurance. Sub�ect to applicable law or to a written waiver bg Lender,Borrower sha11 �*,°'-:
<br /> ap�o Leader on the day monthly payraents are due uader the Nate,until the Note is paid in full,a sum("Funda")for. �,,-
<br />� :�: �a)yearly ta�es aud assessmenta which may attain prioritq over ttsis Security Instrument as a lien on the Property;(b) �;::
<br /> yearlp leasehold papments or grouad reats on the Property,if anY���� Y�ly hazerd or pmperty insurettce Premiva�
<br /> (d)Yearly flood ins�rraace premiums.i4 eay;(e)Year1Y mortgage insuraace premiuma.i�any;aad(f)si►Y suma Papable �
<br /> by Borrower to Lender.in accordance with the g�tiisions of paragraph 8,ia�ieu of the paymeut of mortgage insurance �-,•�
<br /> � H premiuma Thess items are called"�ssrow I�ffis."Leader may,at any tim�collect and hol�fi Funds ia aa amous►t�ot �-_°_-
<br /> ,to egceed the r�aximum amount a?eQder for a federallp re]aUed mortgage loaa maq reqvire for Borrower's esctocv ��'
<br /> account under the federal Real F,siate Sextleme�t Proc��Act of 1974�s amended fmm time to time, 12 U.S.C. _
<br /> � Section Z601 et seq. �"�A").unle�aaottier law that applies to the Fus�sets a les�er aa�auu�If w.Lender may, _
<br /> at aay time,coltect and hold Funda in an amount not to esceed the lesser s�ount.Lender may esti�aa4e the amount o4 _-
<br /> Fuads du�ea the basis of current da�aad reasonable estimates of espeadituns of f�re F�crow Items oY othe�rise in Y_ _
<br /> accordaner e�ith applicable law.
<br /> The�.�ys shall be held in aa im.�titutioa whose deposits�insored by a federal agency,instrumentalitp,or entity ��
<br /> (inciuding Lender,if Lender is sucb a.�institution)or in suy Federal Homa Loaa Bank.Lender shsU apply the Fun�ls to --�-.
<br /> :. pay the F�craw Items.Lender maq not charge Banower for hotding and applying the Funds.aauuEiliq analyzing the �
<br /> � escrow eccouat,or�erifying the F.scrow Items,tv�less Lender paya Bonower inter�t oa the Fuads aud applicable law ��.,_
<br /> �' permits L�nder to matce such a c�ge. However� Lendez�,sq cequire Borrower to gay a aae-time charge for aa a6
<br />�^'��,. iadependent real estate tas reporting�+rice ased by T.ender ig�naection with this loan,unle�applicable law pravides
<br />;�,;;�: �:
<br /> otherwise.Untesg an a$ceement is��de or applicuble law requires iater�st to 1�e paid.L eader 81�11 n�t be reqt�ta3 to —
<br /> . pay Borrower aay iat;�or esrnin�s on the Fuada.Borrower aad Lendsr u3ay agree in�criting,tm�aver,that iatzrest =,::-:.
<br /> ehall be paid oa the Funds.Lend�r sball give to Borrower.without char�,c�aanual axounting¢Y v��Funds.s�flwing �,:;:�;,,
<br /> � ccedits and debits to the Fuads and the purpose for which each debi4 t�tita�unds was made.The Fun3�are pted�i as t,,..
<br />.'°' additiostal security for all aums secured by this Security Ias�trur.��ns. �
<br /> ';;. . It the Funds held by Leader eace�the a�ounta permitsed ta be t�wd by applicabl$taw,Lertder shall acoauAt to ----._
<br /> ` ' '_� Borrower fot the escess Funds in accordaace with the requirements of app2icubls law.If tha amourit oi the Funds hsld i
<br /> � ' by Lendar et anp tima ia not sufficisnt to pay tha Fscrow Items whe4 due.I,euder may so notif9 Borrower in writing,
<br /> , .• , and,ia such casa Bonower sball pay to Lead�r the amonat necessar9 to make up the de�cieacy.Bonower shall ruake
<br /> : T'�; ap the deficiency in no more thaa tvrelve monthly payments.at Lender's sole discretion. •-_
<br /> � �, Upon pa9mont in full of alt aums secured by tLis Security Instrument,Lendes'eha11 promptly refund to Borrov�rer -
<br /> • eny Funds held by Lander. If, under paragraPb 21,I.ender sha11 aequire or sell the Pmperty, I.eader. Priar to the
<br /> acquisitlan or eale oi the Property,shn11 applY anY gunds held by I.ender at tho time of acquieitioa or sale as a crodit
<br /> , agair�st the sume seeured by this Secutity Inatrumen� �-
<br /> 3. Application oi Paymente.Unlesg applicable law provides othervi�ea.a11 payments receive+d bp Leader vnder .
<br />- paragraPl�s 1 ans12 shall be applied: first,to aAy PrcpsYment cbarges due under the Note;second,to amounts papable
<br /> � .. � uader ParagraFh Z;third.to intereat due:fourth�to principai du�aad last.to aay late ch��a due uades the Not�. ['''
<br /> `.:.F 4. Charses:Lieaa. Borrower shall pay ell taxes.as�essrr.rats.char8�.fiaes and ianpositions atvibutable t�the �
<br /> :- Propertq which may atteia priority over this Security Instrumen4,and leasehol8 paymcsits or gratmd reate.if any. �
<br /> Borrower shs11 pay these obligations in the manner providod�x paragraph 2,or if not paid in tlir.t ananner.Borrower _
<br /> . shall paq them oa time directly to tha pes�oa owed paqmen�.�arrower shalt promptlY futnieh to�mder a11 notcices oi �" �.,
<br /> . . esaounts to be paid uader this Pa*agraph.If Borrowat makes thase papmenta direcily.Bonowar ehaS9 promptly furnish . �
<br /> w L�nder receipts evideacing the paqments. � --
<br /> • � Borrower ehall promptly discharge an,y lien which has prioritq over this Seirority Insnvmcnt�arless Hosro��:(a) i�~��
<br /> sgras iA writing to tt=paymant of tha obligation seeured by tha lien in a dr.anner ecceptable 4o Le�der,(b)cont�tts iu . --
<br /> : _ good taith tHe lien by.or deiends agaiast en4orcement of the lie�in,1e�7.proceedinga which.ia tha I encter's opinion • �,'
<br /> operats to pravent the enforcament of the lien;or(c)socures from the holdsr of the lien an agtament eatisfactory to �
<br /> � Lender subordinating tha lien ta this Security Inswmen�Ii Lender determines that any patt oi the Prnperey ia snbject
<br /> � to a lien which may axtain priority over this Security lastrument�Lender maq giva Borrov�er n notice idenUfying the -
<br /> � lien.Borrower chalt s�tisty the lien or take one or more of the actions set forth abova witlun 10 duye of the givis�g of I'='-``
<br /> • � notice.
<br /> ` Fme 30^na� (�jj!0 �F
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