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201002490 <br />(C) "Lender" is Cornerstone Bank <br />Lender is a Corporation <br />organized and existing under the laws of Nebraska <br />Lender's address is Aurora Facility, 1206 13th Street, PO Bog 386, Aurora, <br />Nebraska, 68818-0386 <br />Lender is the beneficiary under this Security lnstrtrment. <br />(D) "'IY'ttst{ee" is TierOne Bank <br />{E) "Note" means the promissory note signed by Borrower and.dated April 8, 2010 <br />The Note states that Borrower owes Lender Seventy One Thousand One Hundred Twenty Dollars <br />ap Q~0/100 Dally <br />tu~' '° 71,120.0( )plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay a debt in full not later than ~y 1, 2040 . <br />(k~ "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property " <br />(G) "Caen" means the debt evidenced by the Note, plus interest, any prepayrneat charges and late charges <br />due under the Note, and all sums. due under this Security Instrument, plus interest. <br />(~ "Riders" means all Riders to this Security Instruttrent that are executed by Harrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />Adjustable Rate Rider (~ Condominium Rider ~ Second Home Rider <br />Balloon Rider ~ Planned Unit Development Rider ~ 1-41~atxaily Rider <br />VA Rider Biweekly Payment Rider Other(s) jspeclfy] <br />m "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />nun-appealable judicial opinions. <br />(.n "Community Association Does, Fees, and Assessments" means all dues, fees, ass~sn~ents and other <br />charges that are imposed... on Borrower or the ~'roperty by a candanainium association, homeowners <br />association ar similar organization. <br />(K) "Electronic l~rnds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is .initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, ar authorize a financial institution to dabit <br />or credit an account. Such term includes, burrs not limited to, point-of--sate transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" ;areans those items that. are described in Section 3. <br />(~ "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proc~ds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation ar other taking of all or any part of the <br />Property; (iii) conveyance ixr lieu of condemnation; or (iv) misrepresentations of, or omissions as to. the <br />value and/or condition of the Property. <br />(IV) "Mortgage Insurance" means insurance protecting Lender against the nanpaytrtettt af, ar default on, <br />the Loan. <br />xrda:{ll <br />6GCNE) tooo6-.ai Pape 2 m is Form 3028 7/41 <br />