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<br />	,:,   ^n  ,�.:.,�; :       .       ,   				PREFACE TO NdRTGA4E OR IRI18Y DEED UNOER    							v_
<br />    ,    ,.    ,     ,   ,�   ,							FARN HOME�TEAD PROTECTION ACT
<br />  	,  �  w `..fi  �>. 									DI8CLAIMEA       		92_     1 o i a�o  	_
<br /> 	��i1� ..ryn���C.�..���_ri�
<br />    	�� 	l  		In accordanc� wlth th� provlslon� ot th� N�braske Farm Ha�4t�ed Protaction act�  th�
<br /> 	;•  �°   �� �       •   	undorsignod.  .�.. _Do�.o�h►LK._Cumminge. a_sinBle woman __  __ ._ .. ..    _   ,   �
<br />		°.,    ,� �•       	prior to �xocuting th� attaciwd Mo�tgag� or Oiid of Truat dsted/rM4c% �'�' /99'L...  � bY	–.-
<br />       	,._�a�°`���� �:     	and b�twoen ths undorslgned snd THE 8TATE BANK QF CI1IR0. a N�b��sks 6ankin� Corporatlon�
<br />   ,;�� � _�  ----.. .
<br />     			�   	(I�ninaftor rofa�r�d to as "Mort��g� or d�d of truat) iwroby stato and acknowled�te:		�---_�-_�.____
<br />    �      �  			1.   Thet no pert of the hanestoed of tho undarsigned 1s presently. o� tn tFw future will    	�_
<br />�"�y�  �				W, sltuAted on the fcllowing descHbod roal estate�(hereefter Parcel  1) nor are tharo eny  	..���e
<br />    																							r �r�--'
<br />     	� „ 			buildings aufficiont to be dealynAtqd as a haaestead,  preaently located upo� s�1d Percel  1:       ��1`-����.'  N
<br />       	�     '    �      				Northwest Quarter  (NW}) of Section 6. Towrzahip
<br />       	' 	.       				11 NorCh, Range 11� West of the 6th P.M., 							�
<br />    	.   						Hall County. N�braeka
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<br />       		s �;.�       	2.   The undorsigned acknowledge that while the Mortgage or Deed of Trust re�neins       		�      :` ,��;_
<br />       		,  �       	unsatisfied and a lien on said Pnrcel  1, they she11 have no right presently or in the				:•.
<br />  			.;__
<br />      �	"� 	'       	future to make a deslgnation of hcmestead on Parcei t,  inciuding witi�ouic iimii.etior�� 1ii tt�       -       	`
<br /> 					event of � foreclosure or trustoe's sele under the martgege or Oeed of Trust.    			�
<br /> 			..  																			��
<br />      		��"��'•       	3.   The undersigned acknowledge that  if� contrery to this Disclaimer� they establish a 		��  �`--
<br />			�.       	homestead o� said Parcel t during the time the Mortgage or Oeed of Trust remains  				t� �� �
<br /> 		.   																				��    •
<br />			� 		unsatisfied and a lien upan Pa�cel 1. they shall have no right to make a designation of
<br />      	'   			haaesteed in the event of a fo�eclosure or trustee's sale under the Mortgege or Truat Deed.	�      	�  .
<br />   	�
<br />   			�      	4.   The undersigned state thnt this ackna+ledgpent is thelr knowing and voluntary act and     		_
<br />     	�   	•		deed and constitutes a written discleimer end acknowledgn�ent unde� the Nebreska FarN    		��-`4°;:�:,_.-
<br /> 			�		Ho�estead Protectlon Act end the undersigned do hereby discleim any right to designste a  		�      _
<br />    		.     		homestead in the event of default upon such Mortgege or Deed of Trust o� 1n the 4vent of a     	^-;�.._-�`'
<br />   			.      	fareclosuro o� truslee's sale undor tha Mortgege o� Oeed of Trust.      					�      �   _
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<br />  			.      	5.   The undersigned further understand and agree that this acknowledgment and Disclaimer  		'�,`•,��y��`�
<br />    � 		�     '      	shell b4 filed as a Preface to end become a part of the      tgage �r Deed of    ust.    			''�� �` � -
<br />       		t1						�     �9 Z						_.�     1'1�f.11L>�     	��   	�:";_
<br />			..,,      		Dated .��    �       	-    	–r       •–- -  �       	. .		�
<br />      		. 													Dor   hy K. Cumminga      				_..::�
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<br />      		�   		STATE OF Nebraska ..   � COUNTY OF  _Hall   _											•
<br />	�  				The foregoing instrument was acknowledged before me this o2"�clay of  �')1ct.�	,  l�J'�,  	�
<br />  					19�('y� by.  			mmings�_ a_sinKle wamcin     		,    		..    , 	\
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