201002414
<br />(C) "Lender" is U . S . HANK N . A .
<br />Lender is a NATIONAL ASSOCIATION
<br />organized and existing under the laws of THE UNITED STATES OF AMERICA
<br />Lender's address is 4 8 O 1 FREDERICA STREET , OWENSBORO , KY 4 2 3 01
<br />(D) "Trustee" is THOMAS LOCHER,
<br />2002 DOUGLAS STREET, OMAHA, NE 68102
<br />(E) "HERS" is Mortgage Electronic Registration Systems, Inc. HERS is a separate corporation that is acting
<br />solely as a nominee far Lender and Lender's successors and assigns. HERS is the benefSciary under this
<br />Sectuity Instrument .MFRS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MFRS.
<br />(F) "Nate" means the promissory note signed by Borrower and dated APRIL 12 , 2 010
<br />The Note states that Borrower owes Lender FIFTY. THREE THOUSAND FIVE HUNDRED FIFTY
<br />AND NO/10 0 Dollars
<br />(U.S. $ 5 3 , S 5 0 . o o )plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than MAY 1, 2 0 4 0
<br />(G) "Property" means. the property that is described below under the heading "Transfer of Rights in the
<br />Property. "
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument .that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />Adjustable Rate Rider Q Condominium Rider Q Second Horne Rider
<br />Q Balloon Rider 0 Planned Unit Development Rider Q 1-4 Family Rider
<br />[] VA Rider ^ Biweekly Payment Rider [~ Other(s) [specify]
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative Hiles and orders (that have the effect of law) as well as al] applicable final,
<br />non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association ar similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit ar credit an
<br />account. Such terns includes, but is not limited to, point-of--sale transfers, automated teller machine
<br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
<br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property;
<br />(iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or
<br />condition of the Property.
<br />(Q) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the
<br />Loan.
<br />NEBRASKA -Single Family -Fannie Mae/Freddla Mac UNIFORM INSTRUMENT ~ IT ERS
<br />~-BA(NE) loaio~ Page2of15 Inltlals~l~ Form3D28 1/01
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