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r <br /> <br />2oioo2~os- <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in pages 1 through 11 of this <br />Security lnstrument and in any Rider executed by Borrower and recorded with it. <br />t (Seal) (Seal) <br />Stephen CGonifas -Borrower Stacy AGonifas -Borrower <br />(Seal) <br />-Borrower <br />Witness: <br />-(Seal) <br />-Borrower <br />State of Nebraska <br />County of Mall <br />The foregoing instrument was acknowledged before <br />Stephen C Gonifas, Stacy A Gonifas <br />GENERAL N01AAY-State of Nebraska <br />SHELlEY W. REIMER$ <br />My Camm. F.xpiraa June 12, 2013 <br />My commission expires: ~ ~ f ~'p~~i3 <br />After Recording Return To: <br />Mutual of Omaha Bank <br />1330 "N" St <br />Lincoln, NE 68508-1907 <br />NEBRASKA.-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />ITEM 1915L11 (0308) <br />(Page 11 of II pages) <br />Witness: <br />(name of person[s] acknowledged). <br />this Marl 22, 2010 (date) by <br />- (Seal) <br />-Borrower <br />T, (Seal) <br />-Borrower <br />Notary Public <br />form 3028 1/Ol <br />GreatDocs TM <br />To Order Catl: 1-800-968-5775 <br />1003004893 <br />