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201002~~0 <br />(C) "Lender" is U . S . BANtt N . A . <br />Lender is a NATIONAL ASSOCIATION <br />organized and existing under the laws of THE UNITED STATES OF AMERICA <br />Lender's address is 4801 PREbER2CA STREET, OWENSBORO, YtY 42301 <br />(D) "Trustee" is THOMAS LOCHER , <br />2002 DOUGLAS STREET, OMAHA, NE 68102 <br />(E) "HERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. HERS is the beneficiary under this <br />Security Instrument .MFRS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. ($88) 679-HERS. <br />(F) "Note" means the promissory note signed by Borrower and dated APRIL 5 , 2010 <br />The Note states that Borrower owes Lender EIGHTY THO[TSAND AND NO/10 0 <br />Dollars <br />(U.S. $ s o , 0 0 0 . o o )plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than MAY 1, 2 0 4 0 . <br />(G) "Property" means, the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment .charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />[] Adjustable Rate Rider ~ Condominium Rider [] Second Home Rider <br />[] Balloon Rider ~ Planned Unit Development Rider Q 1-4 Family Rider <br />[~ VA Rider Q Biweekly Payment Rider [] Other(s) [specify] <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, ar similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of--sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; <br />(iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or <br />condition of the Property. <br />(O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br />NEBRASKA -Single Family -Fannie MaelFreddie Mac UNIFQRM INSTRUMENT ERS <br />~~6A(NE) ioaio~ Paga2of15 inictais: Form 3028 1/01 <br />