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201002322 (C) "Lender"is WELLS FARGO SANK, N.A. Lender is a Nastiortal Association nrganired and existing under the laws of THE UNITED STATES OF AMERICA Lender's address is P - O - BOX 5137 17ES MOINES, IA 50306-5137 Lender is the beneficiary under this Security Instrument. (D) "Trustee"is WELLS FARGO FINANCIAL NAIL SNPC (E) "Note"means the promissory note signed by Borrower and dated MARCH 24 , 2010 _ The Notc states that Borrower owes Lender ONE HUNDRED SIXTEEN THOUSAND SEVEN HUNDRED FIFTY AND NO/100 Dollars (U.S. $ ***116, 750.00 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2025 (F) "Property"means the properly that is descrihed below under the heading "'transfer of Rights in the Properly." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all stuns due under this 5ccurity Instrument, plus interest. (H) "Riders"means all Riders to this Security Instrument that are executed by Borrower. The following Riders arc to be executed by Borrower [check box as applicable= 0 Adjustable Raie Rider 0 Condominium Rider ^ Second Home Rider 0 Balloon Rider 0 Planned [Jett Development Rider ~ 1-4 Family Rider 0 VA Rider ~ Biweekly Payment Rider D ()ther(,s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of ]aw) as well as all applicable final, non-appealable judicial opinions_ (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower yr the Property by a condominium association, homeowners association or similar organization. (K) "F,lectrunic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account_ Such term includes, but is not limited to, point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means these items that are described in Section 3. (M) "MiscellancousProceeds"means any compensation., settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section S) for: (i) damage lo, or destruction of, the Property; (ii) condemnatic.~n or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, of omissions as to, the value and/or condition of the Property. (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of or default on, the Loan. NEBRASKA- Single Family - FannleMaelFreddle Mac UNIFORM IN&TRUMENT 1'~ -6(NE) (0811) Page 2 of 15 ~nitia~s: ~ SF~ Form 3028 1101