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, . , �� <br /> � , ; . • E �_` . - ---- ` . <br /> ° � : , � v � :��-�&::.�. r..� � � <br /> .f•� �. � - �Y.�.•,. <br /> v����ge insurance coverage is not avaitabte.Bflaower si�all pay to Lend.�r eash month a sum equal ba --_ <br /> seibstaniiallY eqni �rt�ge�� �mium Dein�pai�by Borrower when t�e insurance caverage lapsed or ceared to �__ <br /> - one-tcrelfth of t8e yea�ty � �a`°:- <br /> be in effect.Lender wW scCePi•ssse an���os of I.e�ndQr.f mo�rtgage insurance aov�era�e('n�the amount and for the periad� �,�;::. <br /> pay�u may nolenger���� F�Y� �.;;s <br /> - that Lender reqnir�)W b;an in�!rer r.nnroved by L.ender��ain�comes available and is abtainrd.Hoiro fQ!�1 er �r�.- <br /> � � r e insiirance in e�t,or to provide a ioss reserr�,uutit�reqv's:e��t rt� <br /> - ths premiums ce9uirtd w maintaia mortgag <br /> t ,�r ment 6etween Borrower and I.ender or applirable law. ��� <br /> insaranoe ends in accordaare with any dtten agree a�.s of the Progerty.Lend�r sha!!giv� °�"` <br /> ag <br /> ' � g�yaspecuon.Leader or iu agent may make reasos�abie enuies upon and inspacfi -. <br /> . oQ m teasonable c�use for the i�s�Ction. �_ <br /> � ` $orrower notioe at the time of or prior to an inspeeti specifY.� g <br /> YU.Caadtm�floa.The prooeeds of any a�vard or oa f fconv�gce in u'e�u of coa�demnauon.are he�b�as.vi�""Qd a� r,s_ <br /> � c o n d e m n a t i o n a r ot6er takin g of any part of the Property, Y ---_ <br /> shall bs gaid to I.ender. the roceeds shall be applied to the sums secured by this SetxuitY Insmlmen = <br /> x <br /> -�-.� In the event of a total taldn8 of the PcopenY, P �n wtuch the ' r= <br /> � whether or sot then due,with any excess Paid to Bormwer. It�the event of a partia! ta.king of the Property ' �� <br /> �aed�ately before tlie taldng is equal�m or greater than the amoant of the s�ms secured bY t!'us °_ <br /> � . �value of the Property� �efore the taking,unless Barrower aad Leader othrrarise agee in writing.the sums secum�bY �._- <br /> � ge�uzty Insuument immed�ate[Y ���: <br />. this Sezurity InstrumQ� shall L'e ceduced by the amount of the pmceeds multiplied �y the folloanng fraction: ia)�e�Q, -- <br /> s':.o.'��'�•, amoant of the sums secuced imr�ediately befare the takin�,divided by (b)the fau�et value of the Prop nY hich the faic �` <br /> balance shall be pa'sd to Borrower. Tn the event of a partia! t�tang of the ProPertY -- <br />':;i",`''�' befere the taking- A�Y - <br /> -- � marlset v3irre cf�Fr�pertY immediatetY before the taicinS is tess t!�the am°1'I't of the sums s���iately before s : <br /> `` u►��rci or unless appli�le law otherwise pro��ides, the proceeds shall �h- <br /> taTr 4rr?tizt�s L��-.j and€.,�der atherwise agree' �S <br /> e`" " 6e i�:��-�s�='1`�dris$ecm'►tY Ins�mEnt ra!u.�aer o[not the sums at��ect due. �;:,- <br /> . . �';�;;-��is aban��by B o r r o w e r,o r i f.a ft e s n�o t i r e b y Lender w Boma�ec d�t the wndemnor offe�.ta r�uke an • <br /> � awazd os s�e n ��.:m for dafrraSes, Borrower fails t�Ir�d�o�ta resto�or npair of the PropertY or ta t�e�sunns _=- <br /> ". 'r�%1 I.CIId�is 3ud14I1�Ed�o ColleCt 2IId E�PI}+IhC pTOCCeds� �Y•._- <br /> . .. ��by�����t,w�or not then due. <br /> ' Unless I,ender and Borrower�otherwise agree in writing. anp a�=�oA cf r�m�eeds to principal shall not extend or �-:_.=_ <br /> , � �.( Postpone the due date of the me�t�lY i�Y�enu referred to in paraBiaphs i and 2 er�u'ua�e the amount of such paya�ents. �,...: <br /> lY.Borrawer Not Relza��1:Fo�earsace B9 i.eader No4 a WaivTer.Exte�ion of the time for paycnent or modification -- <br /> ae <br /> fnstrument ed Lendcr to anY su�ssar in interest of Borrower shall ���..: <br /> of amortization of t6e s�ms seraued by this Securiry S� bS' <br /> m <br /> •�:�c.�t. not ogerate to rel�se the liability of the ong�nl Borrower or Borrower's su�ssors in interest. Lender shatl noS be reituired t° — <br /> � ' wmmence proc�in;s against any successor in mterest or refuse to e�tead time for payment or otherarise modifY amortiza�c�+a — <br /> `• � �� of the sams secun�d by th�s Secu�tY Instzument by reas+on of any rtr�aand made by the origina! 8orrower or Boaower s � <br /> snccessors in interest. Any fofaearance bY Lender in exerGUing any ri�t or remedy s1�a11 not be a waiver of or g�eclude the �,t-.. <br /> t or remedy. �= <br /> ., exer�of any�ngh� an8 Assigns Boand;Jo1nt aad SeQer�l E.i�-�;��.Ths coveaants and agreemeuts of this m:., <br /> . �rity Insmiment shall bind and beaefit the successors and sssig��rf Lender and Borrowes.sabject to the pn°visians of� �� <br /> ts sbaU be joint �xr8 severat. Any Boaower who co-�igns this Seaarit5'.. <br /> • paiagraph 17. Bormwer's covenants and agreemen . ���ont to mortgage.g�ant and convey thst i�._ <br /> � Ins�t but does not ea�e�.t�the Note: (a) is ao-s�gning this��ent•N)is not personally obligated to pay ttie suass'' �-�_ <br /> ,.;_ . Bomnwer's interest in the Pc��rty wider the terms of this SecuritY ' to extend,modify.farbear ac =_ <br /> ' . ��6y t h i s S e c n ri t y I n s t�n'[�e a r,s n d(c)a S r e e s t1�1-�nder aad any other Borro�-°t may agree � <br /> m�Jee any acoommodations witii regard to the terms of this Secnrit3+Insuwnent or t hs P i m t a w►t h ou t t h a t B o r r o w e r's w n s e n t. . _ <br /> . • . 13.Loan Charges.If t1�e loan secured by this Securiry Instmment is subject t�a Iaw which sets maximna►loan ebarges. <br /> . anat•that l�w is�ana11Y interpreted�se�a an�such loan charge�shall be red�c.ed byt6e amount n�ec�ssarY to r��the c�ra•. . .g <br /> ,�a;.,,• • 1�e�cceed the pe�miKed limiis, .t ) Y rmitted liIIats will be refilnd..�-�t Co <br /> � to t?i�.permlued limi�and(b)any sums atready wllecteQ&om Boirower wiuch exceeded pe - <br /> t? owed under the Natz or by.��g a��'►x <br /> � Borzower. Lender may choose to make this refund by �ucittg the principal r a �.��oui ��t � <br /> . , payrt�ent to Borro�er. If a refund �+educes Ptiacipal. the reduction wlll h� u�eated as a pardal P eP 3' . . _ t. <br /> t,. " ' pr¢payment charge under the Note. <br /> lA.Natioe.s.Any notice to Borrower provided for ia this Securi=��asuumen�s1�i be givea by delivering ia or by��. <br />- _---.- it by fir�cl�ss m�l unles.�applicabie law requires use of anvther metttad.'i7is notice shall be dirested�to�e5rst cl�ass mail to <br /> or an}r ather address Barrower designates by notice to Lender. Any nance to L.�.der sh�l! he gi Y <br /> . . Lender's address stated herein or any ather address i.ender designates by notice[��orrower. Any notice provided for in this . <br /> . . ����nt st�a[1 be dee�ned to have b�en given to�ment shall be guve�med by�Veral a and�e�law of.the •- <br /> � � �•�� �W' ��6��' � �n� vIsion or clause of this Sxurity Insuument or the Nate� <br /> . �. � jurisdictioa in wtucb the ProDe rt�y�s located. In the event that any pra �. <br /> canflicts with appUcable law,such son�ct n�To ttusf ead the prporo sions of th3s Security Insfrurneattand the No are decland - <br /> . given efiect without thc�conflictino p . � _ <br /> to be stveraDie. � <br /> . . 16.Eoraower's Copy BoTTOwer shall be given one cor►fom�ed oopy of tlxe Note and of this Sec�iry Inso��nterest in ei =. <br /> � 17.'Ilransfa og the Pruperty or a BeneFidal I�aLQrest ia Borrower.If all or any part of the Pcopeny Y <br /> � � ' � .� is sold or uansferr�(or if a.nb�ne��emt�t al��o�puon;sr oiu.o�r���nt°•nefull of all sums s�ecured by this <br /> L.ender's prior wrttten conse . Y <br /> ' �� Security Insirumeat.However.this opdon shall not be exercisei�y L.eader if exercase is prohibited by fedeaal law es of the date <br /> of this S..curity.Instrumsnt. <br /> � � If Lends:r,.¢xercises tAls aptioB.Le�S��S�we BO�Ower notice of acoeleration.The nodoe shaU provide a period of not <br /> less than 3p•isEtys from the date the nottce is deliver�or mailed�,`�.+.',�1n which Borrower anust pay atl sums secured by this _ <br /> � � ' Sccw�ity;nst�wment_If Boaower fails to pay these sums prior to dts e�pirarion of this pedod. <br /> Lender may invoke an}r cemedi�s <br /> . , pemritted by Y�iis Securtty lasuumsnt without funher natice or dem�:d on Borrower. <br /> Y ti <br /> ' 18. Bosrower's Ri�ht to Rgtnstate. tf B�m�ti;�a meeu certain oonditions, Borrov�+er shall have the right to have <br /> e:fcscemeat�o�f�s Secunty flns rtrumetn�t�ent) befos� sale of�the Property pur�suant to�anY Powerg of sale a�en�n this ' <br /> appltcabie it Y P�fY _. <br /> .� ,,�,:,:;+ Security ft�r�snt;or(b)entry.of a julganent enforting this Security 1nsm�nent.Ttiosc co�diuons are that£w�c'�ez:(a)Pays <br /> � ' :,,;;,�y��!� l.end�s�ll�nam�which then would Ce dus under this Security Ins�,unent and the Note as if r.�s�cetezation ti�d occnrr�3�f�`►Y <br /> . • �,�y��:.,t of any ather covenants nr agreemenis:(c)paYs a:''b expenses iacurred in ers:s:.in�this Securiry Ensi�ct�rn:w:; <br /> f�y:fcdi�g,�ui not limite3 0�,reasonabie attomeys'fess;and(d)tekes such actia:�as I.endei may reasonab�r�im t�y� _ <br /> � ' �fiat the lien of this Securiry Instnunent.Lender s rigtrlco in the PropercY and Borra��r's obligadon to pay <br /> ..: '� • this 5ecurity Instrument shall connnue unzhanged. Upon reinstatement by Borrower. this Secnriry Instrument and tfne <br /> '' o61➢gations secured hereby shall remain fu19y effective as�f no aoceleration had occu�d•However.t�is right to rein.nate shaU , <br /> � not apply in the case of acceletatlon under paragraph 17. <br /> 19.Sale o!Note; C�nge ot�an Sen�cer• The Nate or a partiai interest in the Note (together with this Security` ` <br /> � Inswment)may be soid one or more times without prior norice to Borrower.A sale may ressilt in a change in the entity(ktsowit <br /> � � . as the^Laan Servicei')that colfects monthly payments due under the Note and this Sccurity Instrument.There also may be one' � <br /> ' � or more changes of the Loan Serricer unrelated to a sale of thelNo,�ov�and a a licabge la�The n uc�w�11 state t�►e ename and " � <br /> • given written nouce of the change in accordance with ParagraP pp <br /> � address of the naw Loan Setvicer and the address to wlvch payments sho�ld be made.The notice will also contain any other <br /> infortnarion required by applicable law. <br /> Z0.Aazqr�y��• Borrower shall not cause or permit the presence. use. disposril, storage,or release of any <br /> Hazardous Substances on or in the Property. Borrower shall noi do, nor allow anyane else to do, anything affecting the <br /> .. <br />_,: �.:',...,.- <br /> �,��p�y t� i,iu uioiatios oE any gn:'u���r aw. '6'he preceding two sentences shall not apply to the presence, usc.or <br /> storage on the Pro perty of small quaneities of Hatardous 5ubstances that are generally reeo�nized to be appropriaic tu:�orr�aZ <br /> � • residential uses an d to maiaeenance of the Pro pe r c y. <br /> • • Form 3028 9180 <br /> . , Pogo 3 of 4 <br /> � 4' .. .. . . . . . . . ' ._ . . __ _ ______ <br /> � , . . '• ' ' . , . . . ' - . � . .. � i. '�'C•� . .. .. <br /> . . . . � .. .�� . ' . . ' ' t ' f � . . <br /> . .. . , � . .. �! . .. . . . . .. . _ , .. .. - .. � , n i . ._ . r. ., _ . � . . <br />